AXA Travel Insurance Singapore Review (2020)
Two tiers of travel insurance plans are being offered: Essential and Comprehensive. Both plans offer comprehensive coverage for travel inconvenience benefits and medical coverage, at competitive pricing. Current pricing starts from as low as $8.
AXA Travel Insurance Promotion:
Single Trip - Use Promo Code "SIAZ9" for 30% + Additional 10% Discount;
Annual Trip - Use Promo Code "SIVK2" for 17% + Additional 8% Discount
Pros
- Adventurous activities cover
- Full terrorism cover
- Unlimited Emergency Medical Evacuation/ Emergency Repatriation
Cons
- No benefit payable for extreme sports
- Only 2 tier plans: Essential and Comprehensive (most insurers offer 3 options). In terms of Travel region: AXA offers “Regional” or “Global Worldwide”. Most insurers offer 3 to 4 sub-sections (Asean, Asia, Worldwide, Worldwide excluding USA and Canada). Hence, a trip to certain areas under Asean, is still classified under “Regional” pricing.
- No benefit payable for loss of frequent flyer reward points or holiday points used.
Types of Plan
Plan Type | Cancellation | Medical Coverage (Overseas) | Bags/Belongings |
---|---|---|---|
Essential | $6,000 | $300,000 | $5,000 |
Comprehensive | $12,000 | $600,000 | $10,000 |
- Golf Equipment including Hole-in-one celebration
- Sports Equipment
- Pet Care
- Rental Vehicle Excess and Safety: (1) Hijacking; (2) Kidnap and Hostage; (3) Home Care Benefit -Household Contents and/or valuables within usual place of residence is lost or damaged due to fire or theft by violent and forcible entry while you are overseas.
AXA SmartTraveller Essential
Great for personal accident and medical coverage that isn't too expensive and is value for money. AXA Essential Plan stands out for featuring high coverage for personal accident/death and baggage loss/damage per item basis, as well as competitive medical coverage. Personal accident coverage of up to $500,000 and baggage delay is at $200 for every six hours of delay overseas capped at $1,000.AXA SmartTraveller Comprehensive
Plan offers competitive value in its personal accident coverage. It also features high coverage for baggage loss/damages and delays. Personal accident coverage of up to $1,000,000 and Baggage Delay of S$200 for every six hours of delay overseas capped at $2,000.Exclusions
Medical Exclusions | Trip Inconvenience and Sports Exclusions |
---|---|
Pre-existing medical conditions (including congenital conditions) | Extreme Sports or underwater activities requiring the use of artificial breathing apparatus. Expedition to inaccessible and remote areas of a country or areas previously unexplored. |
Pregnancy, miscarriage, childbirth or abortion and their complications | Participation in sports activities to receive financial compensation |
Travelling against Medical Practitioner’s advice/ Travelling for the purpose of getting medical treatment | Items taken/ destructed by customs or other officials |
Elective cosmetic surgery | War, rebellion, revolution, insurrection, conspiracy, civil commotion and nuclear reaction or contamination, ionising rays or radioactivity |
HIV, AIDS and/or any sexually transmitted disease. | Loss of frequent flyer reward points or holiday points used, in part or full, to pay for any part of the trip. |
Pricing
Mid-Tier Plan
AXA SmartTraveller Essential | Industry Mid-tier Plan Average | |
---|---|---|
1 week ASEAN | NA | $33 |
1 week Asia | $37 | $41 |
1 week Worldwide | $50 | $59 |
Annual ASEAN | NA | $206 |
Annual Asia | $280 | $242 |
Annual Worldwide | $454 | $332 |
Top-Shelf Plan
AXA SmartTraveller Comprehensive | Industry Top Shelf Plan Average | |
---|---|---|
1 week ASEAN | NA | $47 |
1 week Asia | $47 | $58 |
1 week Worldwide | $62 | $80 |
Annual ASEAN | NA | 272 |
Annual Asia | $388 | $310 |
Annual Worldwide | $603 | $430 |
How to Claim
Website: File a claim
Claims Hotline: +65 6880 4888 (9am-5pm, Monday - Friday)
24-Hour Assistance: +65 6322 2566
Claims Email: cst@axa.com.sg
Address: 8 Shenton Way, #24-01 AXA Tower, Singapore 068811