No Expiry On Miles All Air Miles Cards No Minimum Spend Required Annual Fee Waiver Go to: Promo - Bonus Miles Go to: Overseas

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Best Miles Credit Cards With No Miles Expiry in Singapore 2024

In Singapore, the Best Miles Credit Cards With No Miles Expiry offer a seamless way to accumulate rewards points or miles without the worry of them expiring. Essentially, cardholders won’t have to hurriedly earn points or miles on a strict timeline.

Whether you're a frequent traveller, a savvy shopper, or simply looking to make the most of your everyday expenses, these credit cards ensure your hard-earned rewards remain valid and available for your future use.

With the freedom to redeem for various benefits like travel, cash rebate, experiences, or merchandise, these top miles credit cards deliver unmatched flexibility and value for discerning consumers in Singapore.

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No Expiry On Miles All Air Miles Cards No Minimum Spend Required Annual Fee Waiver Go to: Promo - Bonus Miles Go to: Overseas

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Annual Income

Feature

Offers available

Annual fee waiver

Citibank

Maybank

OCBC

Standard Chartered

Standard Chartered Visa Infinite Credit Card

Airmiles Local

1.4 miles per dollar

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1 mile per S$1 otherwise if monthly spend is below S$2,000.

Airmiles Overseas

3 miles per dollar

Minimum Annual Income

S$ 150,000

Annual Fee

S$ 599.5

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Strictly non-waivable.

Things to consider for this product:

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Airport lounge

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Travel insurance

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Bonus air miles

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Monthly spend required

OCBC 90°N Visa Card

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.1 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

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Unlimited air miles

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No expiry air miles

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Bonus air miles

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Gift: Apple product

OCBC 90°N Mastercard

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.1 miles per dollar

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Get up to

Min. Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Fee automatically waived. Min. spend of S$10,000 per year for waiver of annual fee for subsequent years.

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No expiry air miles

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Unlimited air miles

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Gift: Apple product

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No monthly spend required

Citi Prestige Card

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2 miles per dollar

Min. Annual Income

S$ 120,000

Annual Fee

S$ 540

Things to consider for this product:

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Airport lounge

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Overseas rebate

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Unlimited air miles

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No expiry air miles

OCBC Voyage Card

Airmiles Local

1.3 miles per dollar

Airmiles Overseas

2.2 miles per dollar

Min. Annual Income

S$ 120,000

Annual Fee

S$ 497.06

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With 15,000 VOYAGE Miles or S$3,240 a year with 150,000 VOYAGE Miles.

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No expiry air miles

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Overseas rebate

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Airport lounge

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Airport transfer

Citi PremierMiles Card

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Waived

2 Offers Available

Rewards Upgrade Campaign

Receive premium rewards worth up to S$2,128

+ 3 other gift options

Valid until

02 June 2024

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Valid until

07 May 2024

Best Deal Guarantee

Apple iPad 10th Gen WiFi 64GB (worth S$691.60)

Valid until

07 May 2024

Best Deal Guarantee

S$400 eCapitaVoucher

Valid until

07 May 2024

Best Deal Guarantee

S$300 cash via PayNow

Valid until

07 May 2024

Things to consider for this product:

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No expiry air miles

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Airport lounge

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Travel rebate

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Gift: Apple product

1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
11 different airline and hotel transfer partners.
Complimentary travel insurance with solid coverage.
Generous sign-up bonus with relatively low minimum spend.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Receive premium rewards worth up to S$2,128; or
Apple Macbook Air 256GB 13 inch (M3 chip) (worth S$1,599); or
Apple iPhone 15 Pro 128GB (worth S$1,664.25); or
Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128)

Gift Options

Dyson Supersonic™ hair dryer (worth S$699); or
Apple iPad 10th Gen WiFi 64GB (worth S$691.60); or
S$400 eCapitaVoucher; or
S$300 cash via PayNow

Standard Chartered Journey Credit Card

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Waived (Optional)

2 Offers Available

Best Deal Guarantee

Dyson AM07 Tower Fan (worth S$459)

Valid until

12 May 2024

Best Deal Guarantee

Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)

Valid until

12 May 2024

Best Deal Guarantee

Up to S$160

Valid until

12 May 2024

Welcome Offer

Up to 45,000 miles

Valid until

30 June 2024

Things to consider for this product:

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Bonus air miles

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No expiry air miles

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Airport lounge

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Travel insurance

Earn 3 miles for every S$1 spent on online transactions from transportation, grocery +and food delivery merchants.
Earn 2 miles for every S$1 on foreign currency transactions.
Earn 1.2 miles for every S$1 spent locally.
S$0 foreign transaction fee for overseas spend made and posted in June-July, November-December 2023.
S$10 off Grab rides to or from Changi Airport.
2 complimentary visits to Priority Pass lounges around the world each year.
Get peace of mind when you travel with complimentary travel insurance coverage of up +to S$500,000.
Rewards points do not expire.
Flexible redemption – enjoy your choice of air miles, cash rewards or travel vouchers on the SCB Rewards 360 platform.
Enjoy exciting card offers and privileges on Standard Chartered The Good Life programme.
Transportation, food delivery and online grocery rewards capped at 3,000 miles in a statement cycle.

Gift Options

Dyson AM07 Tower Fan (worth S$459); or
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274); or
Up to S$160

Gift Options

Up to 45,000 miles

Citi PremierMiles Card + Citi Wealth First Account Bundle

Airmiles Local

1.2 miles per dollar

Airmiles Overseas

2 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 196.2

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First Year Waived

2 Offers Available

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699) + S$100 eCapitaVoucher

Valid until

31 May 2024

Best Deal Guarantee

Apple iPad 10th Gen WiFi 64GB (worth S$691.60) + S$100 eCapitaVoucher

Valid until

31 May 2024

Best Deal Guarantee

S$400 + S$100 eCapitaVoucher

Valid until

31 May 2024

Best Deal Guarantee

S$300 cash via PayNow + S$100 eCapitaVoucher

Valid until

31 May 2024

Welcome Offer

Up to S$2,460 cash rewards

Valid until

31 May 2024

Things to consider for this product:

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Seamless application

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Increased rewards

Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action.
Protect and build your wealth with our full suite of investment and insurance products.
Enjoy access to global banking & lifestyle privileges, travel benefits and get invited to exclusive events.
Get 6-month commission-free trades online* for U.S. and H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.
Supporting team of experts and dedicated Relationship Manager to assist you to reach your goals
1.2 miles per S$1 spent locally. 2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
One seamless journey for both products
More rewards when you apply for both products as a bundle
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

Gift Options

Dyson Supersonic™ hair dryer (worth S$699) + S$100 eCapitaVoucher; or
Apple iPad 10th Gen WiFi 64GB (worth S$691.60) + S$100 eCapitaVoucher; or
S$400 + S$100 eCapitaVoucher; or
S$300 cash via PayNow + S$100 eCapitaVoucher

Gift Options

Up to S$2,460 cash rewards

Maybank World MasterCard

Airmiles Local

0.4 miles per dollar

Airmiles Overseas

0.4 miles per dollar

Minimum Annual Income

S$ 80,000

Annual Fee

S$ 261.6

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First Year Waived

Things to consider for this product:

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Dining rebate

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Retail rebate

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Petrol rebate

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Airport lounge

How does a Miles Credit Card With No Miles Expiry work?

A Credit Card With No Miles Expiry ensures that the miles you earn through spending remain valid indefinitely, as long as you're a cardholder. This means you can accumulate miles over time without worrying about them expiring.

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How to best use a Miles Credit Card With No Miles Expiry?

Utilising a Miles Credit Card With No Miles Expiry effectively involves maximising your rewards while taking advantage of the flexibility offered by the perpetual validity of your earned miles. Here's how to make the most of it:

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Who should use a Miles Credit Card With No Miles Expiry?

A credit card with no miles expiry can be advantageous for a variety of individuals who want to earn and redeem miles without the pressure of expiration. Here are some types of people who might benefit from using such a card:

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Things to look out for when choosing a Miles Credit Card With No Miles Expiry

When choosing a Miles Credit Card With No Miles Expiry, consider these factors to ensure you're making the most informed decision:

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How do I keep my air miles from expiring?

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This is a tricky question because it depends on what type of miles we’re talking about. Miles will expire so long as there’s an expiry date. For example, frequent flyer miles like KrisFlyer Miles are known to expire after 2 years from their earn or conversion date.

This differs from other credit card miles like Citi Miles, DBS Points, and OCBC 90°N Miles which have no expiry date whatsoever. So until you convert them into frequent flyer miles, you can rest assured that your credit card miles stay intact and won’t expire.

That said, engage in activities like flying, credit card spending, and partner usage to rack up miles on your credit card. Track your balance, set reminders, and be aware of program rules. Stay active and informed to retain your miles.

Can I reinstate or retrieve expired air miles?

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In most cases, once air miles have expired, it's challenging to retrieve them. Many loyalty programs have strict policies regarding expired miles, and they might not offer an option to reinstate them.

To prevent this situation, it's crucial to stay active in the program by earning or redeeming miles within the specified timeframes outlined by the program's rules. However, it's recommended to directly contact the specific loyalty program's customer service to inquire about any potential options or exceptions for reinstating expired miles.

Best Miles Credit Cards With No Miles Expiry in Singapore 2024

Standard Chartered Visa Infinite Credit Card

Things to consider for this product:

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OCBC 90°N Visa Card

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OCBC 90°N Mastercard

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Citi Prestige Card

Things to consider for this product:

Quick Facts

OCBC Voyage Card

Things to consider for this product:

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Citi PremierMiles Card

2 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Journey Credit Card

2 Offers Available

Things to consider for this product:

Quick Facts

Citi PremierMiles Card + Citi Wealth First Account Bundle

2 Offers Available

Things to consider for this product:

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Maybank World MasterCard

Things to consider for this product:

Quick Facts

Quick Facts

How does a Miles Credit Card With No Miles Expiry work?

How to best use a Miles Credit Card With No Miles Expiry?

Who should use a Miles Credit Card With No Miles Expiry?

Things to look out for when choosing a Miles Credit Card With No Miles Expiry

Frequently asked questions about Miles Credit Card With No Miles Expiry

How do I keep my air miles from expiring?

Can I reinstate or retrieve expired air miles?