NTUC Link Credit Card by Trust Bank

Get rewarded for shopping at FairPrice Group merchants with the NTUC Link Credit Card by Trust Bank. Enjoy up to 21% savings with a low minimum spend of S$350 monthly.

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Cashback Supermarket

Up to 21 %

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Cashback provided in Linkpoints. 2.5% base rate Earn unlimited savings of 0.5% on FPG groceries and 0.22% on all other eligible spend. Exclusive for FairPrice members only! Earn additional 2% on FPG groceries^, capped at 12,000 Linkpoints a year. 6.0% monthly bonus. Earn 6.0% on FPG spend when you meet a monthly minimum eligible spend of S$350 outside of FPG, capped at 5,500 Linkpoints. 10.5% quarterly bonus Earn 10.5% on FPG spend when you meet your monthly minimum eligible spend for 3 consecutive months, capped at 7,500 Linkpoints. 2.0% FairPrice annual member bonus. Earn 2% once a year on FPG groceries, capped at 12,000 Linkpoints.

Cashback Petrol

20 %

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Cashback provided in Linkpoints. Get 17% upfront discount +0.22% Linkpoints rebate on nett transaction amount +3.5% Linkpoints rebate on nett transaction amount if you meet minimum monthly spend = Total fuel savings up to 20%. Total Linkpoints rebates are subject to a cap of 5500 Linkpoints per month. Minimum monthly spend is S$450 for Trust Link Credit Card, and S$350 for NTUC Link Credit Card. Payment must be made using a Trust credit card. Valid from 1 March to 31 Dec 2023. Offer is only available if you present your Trust card to the counter staff and pay with it at physical stores or CaltexGO app.

Annual Fee

No Annual Fee

Foreign Currency Transaction Fee

No Foreign Currency Transaction Fee

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Highlights

Cashback Supermarket

Up to 21 %

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Cashback Petrol

20 %

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Annual Fee

No Annual Fee

Foreign Currency Transaction Fee

No Foreign Currency Transaction Fee

Things to consider when choosing this card:

Things to consider

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Supermarket rebate

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Petrol rebate

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Annual Fee waiver

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Monthly spend required

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Benefits

Cashback

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Cashback Base Rate

0.22 %

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2.5% on FairPrice groceries.

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Cashback Local

0.22 %

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2.5% on FairPrice groceries.

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Cashback Overseas

0.22 %

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2.5% on FairPrice groceries.

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Cashback Supermarket

Up to 21 %

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Cashback Petrol

20 %

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Quick Facts

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No foreign transaction fees (not even the 1% Visa charge).

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Up to 21% savings on groceries and food at FairPrice Group merchants.

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Up to 20.2% petrol savings at Caltex and Esso.

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No annual fees and cash advance fees.

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Track rewards and get repayment reminders with the Trust app.

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Rates are exclusive for NTUC Union Members only. Savings are up to 15% for Non-Union Members.

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Cashback provided in Linkpoints.

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Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

No Annual Fee

Annual Fee

No Annual Fee

Foreign Currency Transaction Fee

No Foreign Currency Transaction Fee

Repayment

Minimum Payment

S$ 50

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S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

26.9 %

Interest on Cash Advance

26.9 %

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Others

Association

VISA Signature

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NTUC Link Credit Card by Trust Bank

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

Quick Facts

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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