This promotion runs from 9 July 2026, 15:00 SGT to 31 July 2026.
Eligible applicants must not hold an existing Citi credit card, or have closed one within the past 12 months from card account opening date.
To qualify for the S$500 Cash reward, applicants must:
- Apply for a participating Citi credit card via SingSaver;
- Make a minimum spend of S$500 within 30 days of card approval; and
- Hold a valid Citi banking account (existing or newly opened) by the end of the month following card approval.
The S$500 Cash reward replaces the standard SingSaver exclusive reward for your card—you receive one or the other, not the both. The S$500 Cash amount is the same regardless of which card you apply for.
Participating Citi banking account types are:
- Existing Citi banking relationship includes Citigold, Citigold Private Client, Citi Plus, Citi Priority, Citibanking
- New Citi banking relationship is applicable for Citigold, Citigold Private Client, Citi Plus
- New banking customers who open a Citigold account through SingSaver may qualify for an additional SingSaver Exclusive welcome gift (worth up to S$1,500 Cash or Apple iPhone 17)—this is a separate offer from the credit card reward (additional T&Cs apply).
In case you choose the S$500 cash reward option and there is no banking relationship by the last day of the following month from your card application date but you meet the criteria for the credit card only reward, you will get the default cash reward available for your chosen card on application date.
Terms and Conditions apply.

Citi SMRT Card