Get instant approval for new UOB customers (for applications submitted between 7am to 8pm).
Note that you will need to apply for either a UOB Credit Card or UOB CashPlus
Minimum loan amount of $1,000
Min. Income for Singaporeans/PRs: S$30,000 p.a.
Foreigners are not eligible for UOB Personal Loan application
Cancellation fee: $150 or 3% of outstanding approved loan amount, whichever is higher
Processing fee: 1% of approved loan amount
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.
SingSaver compares the best Personal Loans in Singapore that range from 1-year to 7-year tenures. The effective interest rate (EIR) you can enjoy from the loans on our site range from 7.0% p.a. to 18.72% p.a. The EIR of your loan will depend on the annual interest rate (or bank advertised nominal interest rate) and the tenure of your loan.
For example: a loan of S$10,000 over 3 years at 3.88% p.a. nominal interest would equate to monthly repayments of S$310.11, and the total cost of the loan that you pay back would be S$11,164. This is not inclusive of any administrative or processing fees that may apply.