Comprehensive Coverage with Starr Travel Insurance
Updated: 13 Jul 2026
China
- Keeps costs down with free child coverage under family plans, perfect for the June Holidays
- Check out easily in 3 clicks, spend less time filling forms and more time packing for what matters.
- Uncapped & Uncompromised: Get 100% unlimited medical evacuation back to Singapore.
- Keeps costs down with free child coverage under family plans, perfect for the June Holidays
- Check out easily in 3 clicks, spend less time filling forms and more time packing for what matters.
- Uncapped & Uncompromised: Get 100% unlimited medical evacuation back to Singapore.
Starr TraveLead Comprehensive with COVID-19 Coverage (Gold Plan)
- Keeps costs down with free child coverage under family plans, perfect for the June Holidays
- Check out easily in 3 clicks, spend less time filling forms and more time packing for what matters.
- Uncapped & Uncompromised: Get 100% unlimited medical evacuation back to Singapore.
Starr Single Trip Comparison
Product | Trip Cancellation | Baggage/personal belongings delay | Loss of baggage | Medical expenses coverage | Travel delay | Travel postponement | Replacement of traveller | Overbooked flight | Travel disruption | Personal liability | Missed travel connection | Flight diversion | Automatic extension of cover | Medical expenses coverage | Accidental death & total and permanent disability | Overseas medical expenses | Maternity overseas | Overseas hospitalisation allowance | TCM expenses | Emergency dental expenses | Singapore hospitalisation allowance | Adventurous leisure activities | Damage or loss of golf equipment | Wedding clothing and accessories | Loss of travel documents | Personal money | Loss of credit card | Rental car excess | Hijack of public transport/plane | Legal expenses for wrongful arrest or detention | Funeral expenses | Emergency telephone charges | Covid-19 medical expenses |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
S$5000 | S$400 | S$3000 | S$15000 | S$500 | S$500 | - | S$100 | - | S$500000 | S$200 | - | - | S$15000 | S$150000 | S$200000 | - | S$5000 | S$200 per trip | - | - | - | - | - | S$2000 | S$100 (Age below 11 not available) | - | S$500 | - | - | - | S$100 | S$15000 | |
S$10000 | S$800 | S$5000 | S$20000 | S$600 | S$1000 | - | S$300 | - | S$800000 | S$300 | - | - | S$20000 | S$300000 | S$500000 | - | S$10000 | S$400 per trip | - | - | - | - | - | S$3000 | S$100 (Age below 11 not available) | - | S$1000 | - | - | - | S$100 | S$30000 | |
| S$15000 | S$1200 | S$7500 | S$50000 | S$800 | S$1500 | - | S$400 | - | S$1000000 | S$400 | - | - | S$50000 | S$500000 | S$1000000 | - | S$15000 | S$600 per trip | - | - | - | - | - | S$4000 | S$100 (Age below 11 not available) | - | S$1200 | - | - | - | S$100 | S$65000 |
Starr Annual Trip Comparison
Product | Trip Cancellation | Baggage/personal belongings delay | Loss of baggage | Medical expenses coverage | Travel delay | Travel postponement | Replacement of traveller | Overbooked flight | Travel disruption | Personal liability | Missed travel connection | Flight diversion | Automatic extension of cover | Medical expenses coverage | Accidental death & total and permanent disability | Overseas medical expenses | Maternity overseas | Overseas hospitalisation allowance | TCM expenses | Emergency dental expenses | Singapore hospitalisation allowance | Adventurous leisure activities | Damage or loss of golf equipment | Wedding clothing and accessories | Loss of travel documents | Personal money | Loss of credit card | Rental car excess | Hijack of public transport/plane | Legal expenses for wrongful arrest or detention | Funeral expenses | Emergency telephone charges | Covid-19 medical expenses |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
 | S$5000 | S$400 | S$3000 | S$15000 | S$500 | S$500 | - | S$100 | - | S$500000 | S$200 | - | - | S$15000 | S$150000 | S$200000 | - | S$5000 | S$200 per trip | - | - | - | - | - | S$2000 | S$100 (Age below 11 not available) | - | S$500 | - | - | - | S$100 | S$15000 |
S$10000 | S$800 | S$5000 | S$20000 | S$600 | S$1000 | - | S$300 | - | S$800000 | S$300 | - | - | S$20000 | S$300000 | S$500000 | - | S$10000 | S$400 per trip | - | - | - | - | - | S$3000 | S$100 (Age below 11 not available) | - | S$1000 | - | - | - | S$100 | S$30000 | |
S$15000 | S$1200 | S$7500 | S$50000 | S$800 | S$1500 | - | S$400 | - | S$1000000 | S$400 | - | - | S$50000 | S$500000 | S$1000000 | - | S$15000 | S$600 per trip | - | - | - | - | - | S$4000 | S$100 (Age below 11 not available) | - | S$1200 | - | - | - | S$100 | S$65000 |
Frequently asked questions about Starr Travel Insurance
Typical exclusions include cancellations due to pre-existing conditions, known or anticipated events at the time of policy purchase, and reasons specified in the policy exclusions. Always review the policy wording for full exclusion details.
Starr Travel Insurance
Planning your next trip? Starr Travel Insurance provides comprehensive protection against unexpected travel risks — from medical emergencies overseas to trip cancellations or lost baggage. With multiple plans tailored for different traveller needs and optional add-ons covering sports like golf, scuba diving, and snow sports, Starr is ideal for leisure, business, and adventure travellers. SingSaver customers benefit from exclusive promotions when purchasing online.
Starr TraveLead Comprehensive with COVID-19 Coverage (Bronze Plan)
Price: (Single trip, worldwide, 3 days for 1 adult)
S$ 46.33 60% off
S$ 18.53
Medical coverage (overseas): S$15,000 (Single trip, worldwide, 3 days for 1 adult)
Trip cancellation coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
Loss/Damage of baggage coverage: S$3,000 (Single trip, worldwide, 3 days for 1 adult)
Key features
- Unlimited emergency medical evacuation and repatriation coverage
- Travel inconvenience coverage including trip cancellation and postponement
- Coverage for personal baggage delay and loss with sub-limits on laptops & cameras
- Personal liability protection up to S$500,000
- COVID-19 medical expenses and partial trip cancellation cover included
Plan highlights
- Trip cancellation coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
- Loss/Damage of baggage coverage: S$3,000 (Single trip, worldwide, 3 days for 1 adult)
- Death & total and permanent disability: S$150,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (overseas): S$200,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (in SG): S$15,000 (Single trip, worldwide, 3 days for 1 adult)
- Rental vehicle excess cover: S$500 (Single trip, worldwide, 3 days for 1 adult)
Leisure activities
- Bungee jumping
- Hiking
- Hot air balloon ride
- Scuba diving
- Sky diving
- Snow/ice sports
Starr TraveLead Comprehensive with COVID-19 Coverage (Silver Plan)
Price: (Single trip, worldwide, 3 days for 1 adult)
S$ 61.78 60% off
S$ 27.80
Medical coverage (overseas): S$20,000 (Single trip, worldwide, 3 days for 1 adult)
Trip cancellation coverage: S$10,000 (Single trip, worldwide, 3 days for 1 adult)
Loss/Damage of baggage coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
Key features
Unlimited emergency medical evacuation and repatriation coverage
Enhanced travel inconvenience and baggage cover
Personal liability protection up to S$800,000
COVID-19 medical expenses and partial trip cancellation cover included
Plan highlights
- Trip cancellation coverage: S$10,000 (Single trip, worldwide, 3 days for 1 adult)
- Loss/Damage of baggage coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
- Death & total and permanent disability: S$300,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (overseas): S$500,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (in SG): S$20,000 (Single trip, worldwide, 3 days for 1 adult)
- Rental vehicle excess cover: S$1,000 (Single trip, worldwide, 3 days for 1 adult)
Leisure activities
- Bungee jumping
- Hiking
- Hot air balloon ride
- Scuba diving
- Sky diving
- Snow/ice sports
Starr TraveLead Comprehensive with COVID-19 Coverage (Gold Plan)
Price: (Single trip, worldwide, 3 days for 1 adult)
S$ 77.22 60% off
S$ 38.61
Medical coverage (overseas): S$50,000 (Single trip, worldwide, 3 days for 1 adult)
Trip cancellation coverage: S$15,000 (Single trip, worldwide, 3 days for 1 adult)
Loss/Damage of baggage coverage: S$7,500 (Single trip, worldwide, 3 days for 1 adult)
Key features
Unlimited emergency medical evacuation and repatriation coverage
Maximum travel inconvenience and baggage cover
Personal liability protection up to S$1,000,000
Comprehensive COVID-19 medical expenses and partial trip cancellation
Plan highlights
- Trip cancellation coverage: S$15,000 (Single trip, worldwide, 3 days for 1 adult)
- Loss/Damage of baggage coverage: S$7,500 (Single trip, worldwide, 3 days for 1 adult)
- Death & total and permanent disability: S$500,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (overseas): S$500,000 (Single trip, worldwide, 3 days for 1 adult)
- Medical coverage (in SG): S$50,000 (Single trip, worldwide, 3 days for 1 adult)
- Rental vehicle excess cover: S$1,200 (Single trip, worldwide, 3 days for 1 adult)
Leisure activities
- Bungee jumping
- Hiking
- Hot air balloon ride
- Scuba diving
- Sky diving
- Snow/ice sports
Starr Travel Insurance coverage details
Comprehensive COVID-19 coverage
- Trip cancellation or curtailment if diagnosed or quarantined for COVID-19
- Overseas medical expenses including hospitalisation and treatment
- Emergency evacuation and repatriation for COVID-19
- Daily overseas quarantine allowance
Overseas medical expenses
- Medical: Bronze S$200,000 | Silver S$500,000 | Gold S$1,000,000
- Physiotherapy & TCM up to S$600 (Gold only; lower in Bronze/Silver)
Emergency medical evacuation and repatriation
- Full coverage for emergency evacuation to suitable hospitals
- Repatriation to Singapore when necessary
- 24/7 global support available
Travel cancellation and postponement
- Coverage up to S$15,000 for non-refundable trip costs due to covered events
- Includes illness, death in family, natural disasters, insolvency of travel agents
Insolvency of licensed travel operators
- Reimbursement for prepaid travel costs if operators become insolvent
Replacement traveller reimbursement
- One-time replacement traveller option if insured cannot travel
Optional add-on coverage
Traditional Chinese Medicine (TCM) expenses
Reimbursement for TCM treatments overseas, including acupuncture and herbal medicine
Hospitalisation daily benefit
- Daily cash allowance during overseas hospital stays
Death or permanent disability coverage
- Lump sum payment for accidental death or total permanent disability while overseas
Missed flight connections
- Fixed compensation for missed connections due to delays or cancellations
Personal baggage delay and loss
- Cash allowance for baggage delays beyond a specified time limit
- Coverage for theft, loss, or damage to personal belongings
Home contents cover
- Protection for household contents against fire or burglary while you are overseas
Pros and cons of Starr Travel Insurance
| Pros | Cons |
|
✅ High overseas medical coverage limits ✅ Strong COVID-19 benefits ✅ Broad list of covered activities ✅ 24/7 emergency hotline ✅ Flexible add-on options
|
❌ Adventure activities require an add-on ❌ Premiums may be higher for longer trips ❌ Certain high-risk countries excluded
|
Starr Travel Insurance compared to other insurance providers
|
Provider |
Best for |
Medical coverage (overseas) |
Medical coverage (local) |
Trip cancellation |
Loss of baggage |
Premium |
|
Starr TraveLead Bronze Plan (Annual) |
Budget-conscious travellers seeking essential coverage |
S$200,000 |
S$10,000 |
S$5,000 |
S$3,000 |
S$209.35 |
|
MSIG Standard Plan (Annual) |
Travellers wanting balanced coverage with additional benefits |
S$250,000 |
S$25,000 |
S$5,000 |
S$3,000 |
S$247.50 |
|
Singlife Travel Lite (Annual) |
Affordable option for short trips |
S$250,000 |
S$6,000 |
S$5,000 |
S$3,000 |
S$228.48 |
|
HLAS Travel Protect360 Basic |
Families looking for basic travel protection |
S$150,000 |
S$600 |
S$5,000 |
S$3,000 |
S$316.00 |
*All calculations are based on an annual trip, worldwide, 1 year for 1 adult.
Starr Travel Insurance stands out for its high overseas medical coverage, comprehensive COVID-19 protection, and flexible add-on options for adventure activities and sports.
How to claim
- Download and complete the Starr Travel Insurance claim form.
- Attach supporting documents (itinerary, receipts, medical reports, police reports if needed).
- Submit via Starr's eClaim online portal or email sgp.AHclaim@starrcompanies.com within 30 days of incident.
- Receive claim acknowledgement and track processing status.
- Approved claims reimbursed via PayNow for speedy payout.
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