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Best Dining Credit Cards in Singapore (2020)

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Citi Cash Back Card

Citi Cash Back Card

SingSaver's Exclusive OfferFeatured
Citi Cash Back Card
S$30,000
Min. Annual Income
S$900
Annual Savings
SingSaver's Exclusive Offer:
Get rewarded S$200 when you activate and spend with your card. T&Cs apply.
HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Welcome GiftFeatured
HSBC Visa Platinum Credit Card
S$30,000
Min. Annual Income
5%
Cashback on diningon local dining
S$1,000
Annual Savings
Welcome Gift:
S$150 cashback or Samsonite luggage for new-to-bank customers + S$30 Grab voucher for SingPass MyInfo applications. T&Cs apply.
OCBC Frank Card

OCBC Frank Card

PopularFeatured
OCBC Frank Card
S$30,000
Min. Annual Income
5%
Cashback on dining
S$900
Annual Savings
CIMB Platinum Mastercard

CIMB Platinum Mastercard

Welcome Gift
CIMB Platinum Mastercard
S$30,000
Min. Annual Income
S$1,200
Annual Savings
Welcome Gift:
Get $100 cash credit when you apply. Valid till 31 Oct 2020. T&Cs apply.

[Lucky Draw] Stand to get 6 months' worth of credit card bills paid for, just by spending on your CIMB card! A monthly cash prize of S$1,000 will also be given out. Valid till 28 Feb 2021. T&Cs apply.
UOB One Card

UOB One Card

Popular
UOB One Card
S$30,000
Min. Annual Income
OCBC 365 Credit Card

OCBC 365 Credit Card

SingSaver's Exclusive Offer
OCBC 365 Credit Card
S$30,000
Min. Annual Income
S$960
Annual Savings
SingSaver's Exclusive Offer:
Receive up to S$100 GrabFood vouchers upon card approval. T&Cs apply.
American Express CapitaCard

American Express CapitaCard

Welcome Gift
American Express CapitaCard
S$30,000
Min. Annual Income
S$936
Annual Savings
Welcome Gift:
Receive an American Tourister Hypebeat luggage (worth S$239) when you spend S$3,000 in your first 3 months. T&Cs apply.
HSBC Advance Credit Card

HSBC Advance Credit Card

Welcome Gift
HSBC Advance Credit Card
S$30,000
Min. Annual Income
Welcome Gift:
S$150 cashback or Samsonite luggage for new-to-bank customers + S$30 Grab voucher for SingPass MyInfo applications. T&Cs apply.
UOB YOLO Card

UOB YOLO Card

Welcome Gift
UOB YOLO Card
S$30,000
Min. Annual Income
S$720
Annual Savings
Welcome Gift:
Receive S$150 cash credit when you apply now. T&Cs apply.
Citi SMRT Platinum Visa Card

Citi SMRT Platinum Visa Card

Welcome Gift
Citi SMRT Platinum Visa Card
S$30,000
Min. Annual Income
5%
Cashback on diningon selected dining merchants
Welcome Gift:
Receive S$120 cashback when you apply. T&Cs apply.

Why get a dining credit card?
A dining card gives additional rewards (i.e. cashback) when you make dining-related transactions. They include fast food restaurants, cafes, pubs and bars, caterers and takeaways.

What types of promotions do dining credit cards offer?
Credit cards have tie-ups with restaurants to offer exclusive deals. Some even have their own program of special gourmet privileges. You can enjoy perks on dining such as:

Who should get a dining credit card?
If you dine out frequently, consider having a go-to dining credit card in your wallet. But note that for food deliveries, not all dining credit cards recognise it as an eligible transaction. Instead, consider credit cards that give you additional rewards for online spend.

(Pro tip: Refer to this article for the latest food delivery promo codes)

What if I don’t spend that much on dining?
You can consider credit cards that give you rewards for multiple categories besides dining, such as transport, petrol and groceries. Examples of such credit cards include Citi Cash Back, OCBC 365 and UOB YOLO.

Need some help?

No worries, we've got you covered!

What is a dining credit card?

What are some examples of credit card dining privileges?

How do dining credit cards work?

What are the advantages of using a credit card for dining?

Do dining credit card rewards apply to online food delivery services as well?

What are some of the dining deals available?

How do I redeem promotions and offers?

What should I keep in mind when using dining credit cards?

What features should I look out for when getting dining credit cards?

How do I choose the best dining credit card for my lifestyle?

Can I get cashback on overseas dining spend?

What are the fees involved when using dining credit cards?

How many dining credit cards should one have?

Why should I apply for a dining card with SingSaver (and not through the bank)?

How should I compare the best dining credit cards?

What is an instant / digital credit card and how do I get it?

Confused about credit card terms?

Glossary terms to know for first-time credit card users

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