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Credit Card FAQs

Dining rewards credit cards in Singapore focus primarily on all spend related to eating out. By partnering up to 100’s of restaurants and food outlets including coffee places, these cards offer you cashback or discounts at the establishments. They also present you with 1-for-1 deals, complimentary dishes and exclusive invites for culinary events.
It depends on the dining rewards credit card you have. For cards that give you a rebate on your dining spend, the stated percentage of your bill is credited back to your card. Cards that let you earn reward points for dining at affiliated restaurants work like just any reward programme. You accumulate the reward points and redeem them for vouchers at partner establishments. The other type of redemption happens at the restaurants themselves. These include 1-for-1 deals, discounts or complimentary dishes. Present your card when you place your order or when the bill comes and the restaurant will apply the discount before you pay the bill.
It depends entirely on your lifestyle. If you are a fan of trying new things and cuisine, you may want to get a cashback or rewards type card. That way, you get a rebate or earn points on your dining rewards credit card every time you dine out. However, if you prefer to stick to your preferred set of restaurants, it would be better to choose a dining card that offers you upfront discounts or dining deals at your favourite establishments. As always, be sure to read the fine print and the terms and conditions.

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