Citi Rewards Card
Offers
SingSaver Reward up to S$3,299
- The latest smartphone (worth over S$1,8xx)
- SingSaver Flash Deal promotion runs from 1 October 2026 to 11 October 2026.
- Promotion is valid for new Citi credit cardmembers only.
- Be one of the first 2 eligible applicants at 3pm and 9pm every day during the flash deal period (4 total winners daily) to apply for select Citi credit cards via SingSaver and meet the min. spend criteria (S$500 within 30 days of card approval) to be eligible for the Flash Deal reward: The latest smartphone (worth over S$1,800)
- Flash Deal reward will be received in place of your selected SingSaver Exclusive Offer reward.
- Remaining applicants will receive the SingSaver Exclusive Offer reward selected in your Rewards Redemption Form.
- Terms and Conditions apply.
- S$400 Cash via PayNow
- S$420 Shopee Voucher
- 25,000 Max Miles by HeyMax (worth S$450)
- Dyson Airstrait™ straightener (worth S$799)
- Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
- Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
- Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$100)
- Apple iPad (A16) 11" 128GB WiFi (worth S$649) (Top up S$200)
- Apple Watch Series 12 Aluminum 42mm GPS (worth S$599) (Top-up S$140)
- Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$580)
- Apple iPhone 18 Pro 256GB (worth S$1,899, top up S$1,330)
- SingSaver Exclusive Offer promotion runs from 1 October 2026 to 11 October 2026.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Terms and Conditions apply.
- S$500 Cash via PayNow
- This promotion runs from 1 October 2026 to 31 October 2026.
- Eligible applicants must not hold an existing Citi credit card, or have closed one within the past 12 months from card account opening date.
- To qualify for the S$500 Cash reward, applicants must:
- Apply for a participating Citi credit card via SingSaver;
- Make a minimum spend of S$500 within 30 days of card approval; and
- Hold a valid Citi banking account (existing or newly opened) by the end of the month following card approval.
- The S$500 Cash reward replaces the standard SingSaver exclusive reward for your card—you receive one or the other, not the both. The S$500 Cash amount is the same regardless of which card you apply for.
- Participating Citi banking account types are:
- Existing Citi banking relationship includes Citigold, Citigold Private Client, Citi Plus, Citi Priority, Citibanking
- New Citi banking relationship is applicable for Citigold, Citigold Private Client, Citi Plus
- New banking customers who open a Citigold account through SingSaver may qualify for an additional SingSaver Exclusive welcome gift (worth up to S$1,500 Cash or Apple iPhone 17)—this is a separate offer from the credit card reward (additional T&Cs apply).
- In case you choose the S$500 cash reward option and there is no banking relationship by the last day of the following month from your card application date but you meet the criteria for the credit card only reward, you will get the default cash reward available for your chosen card on application date.
- Terms and Conditions apply.
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros & cons
Pros
Earn Points on online and offline spending
Offset purchases with your hard-earned Points
Attractive welcome offer and SingSaver exclusives available
Cons
Travel insurance coverage ends 31 March 2026
Monthly 10x Points are capped at 9,000 Points
Travel-related transactions are not eligible for 10x Points
Citi Rewards Card
Frequently asked questions about Citi Rewards Card
You can redeem cash rebates, vouchers and offset purchases with Citi Points. You also have the option of converting your Points to KrisPay miles, airline miles or hotel points.
Base Points last 5 years but Bonus Points expire monthly. Welcome gifts consisting of bonus Citi ThankYouSM Points also have a 5 year expiry date. A reminder will be sent to you 3 months prior to expiry.
No, travel-related transactions are excluded. This includes purchases made at airlines, car rental agencies, hotel bookings and more.
Yes, you can tie mobile wallets to your Citi Rewards Card but do note that mobile wallet transactions are not eligible for 10X Points.
Related pages
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Finding the perfect cashback credit card can be like searching for a needle in a haystack, but don't worry, SingSaver is here to help! With so many options available in Singapore, it's crucial to choose a card that aligns with your spending habits and financial goals. Whether you're a seasoned cashback enthusiast or just starting your credit card journey, our curated list of the best cashback credit cards will help you maximise your rewards and make the most of every dollar you spend.
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Choosing a credit card shouldn’t feel like doing homework. With so many banks, perks, miles, cashback tiers and hidden terms to navigate, it’s no surprise that many Singaporeans feel overwhelmed when trying to pick “the best” card. The truth is, the right card depends on how you actually spend, whether that’s grocery runs at NTUC, daily Grab rides, online shopping, or planning your next holiday. That’s where SingSaver makes life easier. Instead of scrolling through endless bank websites, you get clear comparisons, honest reviews, and practical tips on which cards give you the most value. Our experts break down the details — rewards, fees, interest, exclusions, even the small print — into simple, bite-sized insights so you know exactly what you’re signing up for. Whether you’re looking to stretch your budget, earn more cashback, or finally start collecting air miles for that dream trip, SingSaver helps you make smart money decisions without the stress.