Comprehensive Coverage with FWD Travel Insurance
Updated: 9 Jul 2026
China
- Fraudulent credit card charges covered
- 50% trip cancellation for ANY reason (add-on)
- Affordable Pre-existing Medical Conditions coverage (add-on)
- Make claims for travel delays as short as 3 hours
- 50% trip cancellation for ANY reason (add-on)
- Affordable Pre-existing Medical Conditions coverage (add-on)
- Make claims for travel delays as short as 3 hours
- 50% trip cancellation for ANY reason (add-on)
- Affordable Pre-existing Medical Conditions coverage (add-on)
FWD Single Trip Comparison
Product | Trip Cancellation | Baggage/personal belongings delay | Loss of baggage | Medical expenses coverage | Travel delay | Travel postponement | Replacement of traveller | Overbooked flight | Travel disruption | Personal liability | Missed travel connection | Flight diversion | Automatic extension of cover | Medical expenses coverage | Accidental death & total and permanent disability | Overseas medical expenses | Maternity overseas | Overseas hospitalisation allowance | TCM expenses | Emergency dental expenses | Singapore hospitalisation allowance | Adventurous leisure activities | Damage or loss of golf equipment | Wedding clothing and accessories | Loss of travel documents | Personal money | Loss of credit card | Loss of baggage | Rental car excess | Hijack of public transport/plane | Legal expenses for wrongful arrest or detention | Funeral expenses | Emergency telephone charges | Covid-19 medical expenses |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
S$7500 | S$150 | S$3000 | S$6000 | S$300 | S$500 | - | - | S$1000 | S$500000 | S$300 | S$500 | 7 Days | S$6000 | S$200000 | S$200000 | - | S$5000 | S$300 | S$2000 | S$1000 | - | - | - | S$300 | S$300 | S$300 | S$3000 | - | - | - | - | S$200 | S$0 | |
S$10000 | S$600 | S$5000 | S$15000 | S$800 | S$1000 | - | - | S$2000 | S$750000 | S$500 | S$1000 | 14 Days | S$15000 | S$300000 | S$500000 | - | S$8000 | S$500 | S$5000 | S$1200 | - | - | - | S$600 | S$300 | S$600 | S$5000 | S$500 | - | - | - | S$300 | S$0 | |
S$15000 | S$900 | S$7500 | S$30000 | S$1500 | S$1500 | - | - | S$3000 | S$1000000 | S$500 | S$1500 | 21 Days | S$30000 | S$400000 | S$1000000 | - | S$10000 | S$500 | S$5000 | S$1500 | S$1000 | S$500 | - | S$1000 | S$300 | S$1000 | S$7500 | S$1000 | - | - | - | S$400 | S$0 |
FWD Annual Trip Comparison
Product | Trip Cancellation | Baggage/personal belongings delay | Loss of baggage | Medical expenses coverage | Travel delay | Travel postponement | Replacement of traveller | Overbooked flight | Travel disruption | Personal liability | Missed travel connection | Flight diversion | Automatic extension of cover | Medical expenses coverage | Accidental death & total and permanent disability | Overseas medical expenses | Maternity overseas | Overseas hospitalisation allowance | TCM expenses | Emergency dental expenses | Singapore hospitalisation allowance | Adventurous leisure activities | Damage or loss of golf equipment | Wedding clothing and accessories | Loss of travel documents | Personal money | Loss of credit card | Rental car excess | Hijack of public transport/plane | Legal expenses for wrongful arrest or detention | Funeral expenses | Emergency telephone charges | Covid-19 medical expenses |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
S$7500 | S$150 | S$3000 | S$6000 | S$300 | S$500 | - | - | S$1000 | S$500000 | S$300 | S$500 | 7 Days | S$6000 | S$200000 | S$200000 | - | S$5000 | S$300 | S$2000 | S$1000 | - | - | - | S$300 | S$300 | S$300 | - | - | - | - | S$200 | S$0 | |
S$10000 | S$600 | S$5000 | S$15000 | S$500 | S$1000 | - | - | S$2000 | S$750000 | S$500 | S$1000 | 14 Days | S$15000 | S$300000 | S$500000 | - | S$8000 | S$500 | S$5000 | S$1200 | - | - | S$3500 | S$600 | S$300 | S$600 | S$600 | - | - | - | S$300 | S$0 | |
S$15000 | S$900 | S$7500 | S$30000 | S$1000 | S$1500 | - | - | S$3000 | S$1000000 | S$500 | S$1500 | 21 Days | S$30000 | S$400000 | S$1000000 | - | S$10000 | S$500 | S$5000 | S$1500 | - | - | - | S$1000 | S$300 | S$1000 | S$1000 | - | - | - | S$400 | S$0 |
Frequently asked questions about FWD Travel Insurance
Why choose FWD Travel Insurance
FWD Travel Insurance offers coverage to travellers for medical expenses, trip cancellation, trip interruption, baggage loss, and other travel-related mishaps.
One of the key features of FWD Travel Insurance is its simplicity and ease of use. The company has designed the policy to be user-friendly, with clear and concise terms and conditions that are easy to understand. FWD Travel Insurance can be purchased through SingSaver, while claims can be submitted online for convenience.
Overall, FWD Travel Insurance offers a range of coverage options to suit different types of travellers and is a reliable and user-friendly option for travellers seeking coverage for their trips.
FWD Travel Insurance coverage details
Overseas medical evacuation & repatriation
- Covers emergency medical evacuation to nearest facility or back to Singapore
- Includes cost of air transportation
Overseas and local medical expenses coverage
- Reimbursement for inpatient and outpatient medical expenses overseas
- Covers hospitalisation, doctor’s visits, and prescription drugs
- Local medical expenses covered if treatment is sought within 48 hours of return
Overseas accidental dental expenses
- Covers accidental dental treatment costs incurred overseas
- Benefit ranges from S$2,000 to S$5,000
Daily income if hospitalised
- Daily cash allowance for hospitalisation overseas due to illness/injury
- Coverage ranges from S$5,000 to S$10,000 depending on policy type
Death or permanent disability coverage
- Lump-sum payment in the event of death or permanent disability
- Coverage ranges from S$200,000 to S$400,000 depending on policy and age
Trip inconvenience: Cancellations, disruptions and delays
- Reimburses non-refundable expenses such as hotels and transport
- Includes flight delay insurance
Missed flight connections
- Cash benefits for expenses caused by missed connections
- Coverage up to S$500
Personal baggage delay
- Cash benefits for delayed baggage arrival
- Coverage ranges from S$150 to S$900
Lost / Damaged / Theft of personal baggage or personal belongings
- Coverage for loss, theft, or damage of personal items
- Benefits up to S$7,500
Personal liability and legal expenses
- Covers liability and legal expenses from accidents or injuries abroad
Optional add-on coverage
Comprehensive COVID-19 coverage
- Medical costs up to S$200,000
- Trip cancellation up to S$5,000
- Includes quarantine allowance and other COVID-19 related issue
Sports equipment protection
- Covers loss, theft, or damage of sports gear
- Up to S$2,000 in coverage plus S$100/day rental replacement allowance
Pet care in case of trip delay
- Covers pet care costs if delays keep you from returning
- S$50 for every 6-hour delay, up to S$150
Home contents cover
- Protection for burglary or fire at home while travelling
- Up to S$6,000 coverage
Car rental excess
- Covers rental vehicle excess costs up to S$300
- Available with Premium, Business, or First plans
Cancel for any reason
- Reimbursement for cancellation, postponement, or curtailment for any reason
- Coverage up to S$6,000
- Must be purchased within 7 days of initial trip deposit
Pros and cons of FWD Travel Insurance
| Pros | Cons |
|
✅ Ease of use: Offers cashless transactions for purchasing and claims. ✅ Advance purchase: Secure insurance up to 180 days before travel. ✅ Comprehensive coverage: Includes COVID-19, emergency medical evacuation, personal belongings protection, and more. ✅ Added benefits: Covers travel and baggage delays, liability issues, automatic policy extension, and emergency expenses for family support during hospital stays. |
❌ Digital proficiency required: Not ideal for those uncomfortable with digital platforms. ❌ Coverage limitations: Excludes pre-existing conditions, losses of loyalty points, and sports activity-related incidents. |
FWD Travel Insurance provides extensive protection with its array of benefits tailored for modern travellers, though it has some limitations, especially for those not tech-savvy or needing specific coverage outside its scope.
FWD Travel Insurance compared to other insurance providers
|
Provider |
Best for |
Medical coverage (overseas) |
Medical coverage (local) |
Trip cancellation |
Loss of baggage |
Premium |
|
MSIG Standard Plan |
Balanced coverage with extras |
S$250,000 |
S$25,000 |
S$5,000 |
S$3,000 |
S$19.40 |
|
Starr TraveLead Silver Plan |
Frequent travellers |
S$500,000 |
S$20,000 |
S$10,000 |
S$5,000 |
S$27.80 |
|
FWD Premium |
Affordable medical and trip protection |
S$200,000 |
S$6,000 |
S$7,500 |
S$3,000 |
S$22.92 |
|
Singlife Travel Lite |
Affordable short trips |
S$250,000 |
S$6,000 |
S$5,000 |
S$3,000 |
S$29.97 |
|
HL Assurance Silver |
Family travel |
S$250,000 |
S$15,000 |
S$7,000 |
S$5,000 |
S$30.15 |
*All calculations are based on a single trip, worldwide, 3 days for 1 adult.
FWD stands out for its strong trip cancellation cover and solid all-round protection at an affordable price.
How to claim
- Submit your claim within 30 days via WhatsApp, the FWD SG app, or the online claims portal.
- Complete the online claims form with your personal and policy details.
- Provide supporting documents such as medical reports, receipts, and travel records.
- Await claim review, confirmation, and reimbursement from FWD.
Related pages
Unsure if FWD Travel Insurance is the best fit for you? Explore other travel insurance providers in Singapore:
AIG Travel Insurance Singapore
Allianz Travel Insurance Singapore
Allied World Travel Insurance Singapore
Direct Asia Travel Insurance Singapore
HL Assurance Travel Insurance Singapore
MSIG Travel Insurance Singapore
Singlife Travel Insurance Singapore
Sompo Travel Insurance Singapore
Starr Travel Insurance Singapore
TIQ Travel Insurance Singapore
Tokio Marine Travel Insurance Singapore
Zurich Travel Insurance Singapore