HSBC Revolution Credit Card

HSBC Revolution Credit Card

The HSBC Revolution Card earns 10X Rewards Points or 4 miles per S$1 spend (mpd) on online and mobile contactless transactions across dining, travel, shopping, and ride-hailing apps.

This bonus earn rate is capped at S$1,000 spend per calendar month. All other spend will earn 0.4 mpd only.

Best of all, there is no annual fee.
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Cashback Local
2.5  %
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Annual Fee
No Annual Fee
Rewards Points Contactless Spend
10  point per dollar
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Rewards Points Online Shopping
10  point per dollar
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Things to consider

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Mobile contactless rebate

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Online shopping rebate

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Travel rebate

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No Annual Fee

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Benefits

Cashback

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Cashback Base Rate
0.25  %
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Cashback Local
2.5  %
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Cashback Overseas
2.5  %
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luggage
Cashback Travel
2.5  %
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Cashback Dining
2.5  %
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Cashback Retail
2.5  %
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Cashback Department Store
2.5  %
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contactless
Cashback Contactless Spend
2.5  %
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commute
Cashback Transport
2.5  %
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Cashback Supermarket
2.5  %
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Cashback Local Online Shopping
2.5  %
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AirMiles

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Airmiles Base Rate
0.4  miles per dollar
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Airmiles Local
Up to 4  miles per dollar
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Airmiles Retail
4  miles per dollar
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Airmiles Dining
4  miles per dollar
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Airmiles Local Online Shopping
4  miles per dollar
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Airmiles Department Store
4  miles per dollar
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Airmiles Supermarket
4  miles per dollar
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Airmiles Hotel Booking
4  miles per dollar
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Airmiles Flight Booking
4  miles per dollar
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commute
Airmiles Transport
4  miles per dollar
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Airmiles Travel
4  miles per dollar
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Airmiles Bonus Cap
4,000  miles
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Airmiles Overseas
Up to 4  miles per dollar
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Quick Facts

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Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.

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10X reward points (equivalent to 4 air miles or 2.5% cashback) on online purchases and contactless payments (subject to underlying whitelist Merchant Category Codes).

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1X reward point for all other spending.

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No minimum spend required.

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No annual fee.

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Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.

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Eligible categories: Online & contactless payment (e.g. Visa PayWave, Google Pay, Apple Pay) for travel; shopping; groceries; dining; food delivery; ride-hailing apps.

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Up to 16% and 14% off petrol at Caltex and Shell respectively.

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Up to S$300,000 complimentary travel insurance for cardholder and family when travel tickets are charged to card.

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Compatible with Apple Pay, Google Pay, and Visa PayWave.

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Can convert between cashback, miles, or reward points flexibly.

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Great for homemakers, working adults, miles chaser, enjoy flexibility between rebate types (cashback/miles/points), prefer fuss-free spending without min. spend.

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Read our review of the HSBC Revolution Credit Card.

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Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus points.

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Cap of 9,000 bonus reward points per calendar month on eligible purchases.

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1X reward point earned on public transport (via SimplyGo) only.

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HSBC reward points expire after 37 months (unlike Citi Rewards’ ThankYou Points of 60 months).

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
No Annual Fee
Annual Fee
No Annual Fee
Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 40
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Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
26.9  %
Interest on Cash Advance
28  %
Interest Free Period
20  Days
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Others

Association

VISA Platinum

Supported Payment Type

Google Pay

Apple Pay

Tags

HSBC Revolution Credit Card HSBC Revolution Credit Card

 

Other similar credit cards to consider

Frequently Asked Questions

Are there any fees I should be aware of if I apply for the HSBC Revolution Card?

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Apart from the typical credit card fees & charges (e.g. late payment fee, interest on purchases, interest on cash advance, etc.), the HSBC Revolution is fairly straightforward with no annual fee to worry about.

How do I know if I’m eligible for the HSBC Revolution Card?

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Refer to our Eligibility section for more details.

What do I do if I need to cancel my HSBC Revolution Card?

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You can cancel your credit card by starting a chat in the HSBC app, visiting a branch, or calling HSBC’s hotline at 1800 4722 669 (local) / +65 6472 2669 (overseas).

What sets the HSBC Revolution Card apart from other cards?

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Its broad range of eligible categories (via online or contactless payments) and no annual fee make the HSBC Revolution Card useful for both local and overseas spending. Moreover, its S$1,000 cap on bonus points/miles earned is relatively high.

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