Why choose MSIG Travel Insurance
ChinaChoose your plan
4 tiers, ordered cheapest to most comprehensive.
Offers
SingSaver Reward up to S$216
- Up to S$50 Shopee voucher, with minimum spend
- Spend S$60 min premium to receive S$10 Shopee voucher
- Spend S$100 min premium to receive S$20 Shopee voucher
- Spend S$150 min premium to receive S$50 Shopee voucher
- Reward will be sent to your email once check-out is complete.
- Refer to T&Cs for the full list of participating products.
- Eligible product must be maintained in a valid state after successful application, prior to the fulfilment date.
- Limited quantities available, please refer to T&Cs for more details.
- Valid till 24 October 2026.
- T&Cs apply.
- Jisulife Pro1 S-DG Handheld Fan
- Get a Jisulife Pro1 S-DG Handheld Fan worth S$71.90 for the first policy purchase at 12PM, 4PM, and 8PM daily with min. S$60 premium.
- Eligible product must be maintained in a valid state after successful application, prior to the fulfilment date.
- Valid till 31 October 2026.
- Limited quantities available, please refer to T&Cs for more details.
- T&Cs apply.
- Up to S$50 Grab voucher
- Spend S$90 min premium to receive S$10 Grab voucher
- Spend S$120 min premium to receive S$20 Grab voucher
- Spend S$200 min premium to receive S$50 Grab voucher
- Eligible product must be maintained in a valid state after successful application, prior to the fulfilment date.
- Valid till 31 October 2026.
- Limited quantities available, please refer to T&Cs for more details.
- T&Cs apply.
- Get airport lounge access + up to 1GB Free eSIM
- Get Airport lounge access and up to 1GB Free eSIM.
- Fulfilled by MSIG.
- Valid till 31 October 2026.
- T&Cs apply.
- Apple AirTag, with minimum spend
- Be the first 1010 in the month of October to purchase select travel insurance with min S$100 premium to score an Apple AirTag.
- Refer to T&Cs for the full list of participating products.
- You may expect to receive reward within 120-150 days after purchase
- Eligible product must be maintained in a valid state after successful application, prior to the fulfilment date.
- Valid till 31 October 2026.
- Limited quantities available, please refer to T&Cs for more details.
- T&Cs apply.
Highlights
Things to Consider
Policy Documents
Frequently asked questions about MSIG Travel Insurance
MSIG Travel Insurance coverage details
Comprehensive COVID-19 coverage
- Trip cancellation or postponement if diagnosed with COVID-19 or placed under quarantine
- Overseas medical expenses for COVID-19 illness, including hospitalisation and prescribed medication
- Emergency evacuation or repatriation if seriously ill with COVID-19
- Daily overseas quarantine allowance
Overseas medical expenses
- Up to S$1 million for hospitalisation, surgery, and outpatient treatment
- Includes emergency dental expenses due to accidents
- Covers prescribed medication and follow-up treatment
Emergency medical evacuation and repatriation
- Full coverage for evacuation to the nearest suitable hospital
- Repatriation to Singapore when medically necessary
- 24/7 global assistance team support
Travel cancellation and postponement
- Up to S$15,000 for non-refundable trip costs under MSIG Premier Plan
- Covers events such as serious illness, death in the family, or natural disasters at the destination
Insolvency of licensed travel operators
- Reimbursement for prepaid travel fares if your Singapore Tourism Board (STB) registered travel agency becomes insolvent
- Applies when the trip is cancelled due to insolvency of an STB-registered operator
Replacement traveller reimbursement
- One-time traveller replacement if the insured cannot travel due to covered events
- Substitute traveller must purchase a new policy
Optional add-on coverage
Traditional Chinese Medicine (TCM) expenses
- Reimbursement for TCM treatments overseas, including acupuncture and herbal medicine
Hospitalisation daily benefit
- Daily cash allowance during overseas hospital stays
Death or permanent disability coverage
- Lump sum payment for accidental death or total permanent disability while overseas
Missed flight connections
- Fixed compensation for missed connections due to delays or cancellations
Personal baggage delay and loss
- Cash allowance for baggage delays beyond a specified time limit
- Coverage for theft, loss, or damage to personal belongings
Home contents cover
- Protection for household contents against fire or burglary while you are overseas
Pros and cons of MSIG Travel Insurance
| Pros | Cons |
|
✅ High overseas medical coverage limits ✅ Strong COVID-19 benefits ✅ Broad list of covered activities ✅ 24/7 emergency hotline
|
❌ Adventure activities require an add-on ❌ Premiums may be higher for longer trips ❌ Certain high-risk countries excluded |
MSIG Travel Insurance compared to other insurance providers
|
Provider |
Best for |
Medical coverage (overseas) |
Medical coverage (local) |
Trip cancellation |
Loss of baggage |
Premium |
|
MSIG Standard Plan (Annual) |
Balanced coverage with extras |
S$250,000 |
S$25,000 |
S$5,000 |
S$3,000 |
S$372.75 |
|
Starr TraveLead Bronze Plan (Annual) |
Budget-conscious travellers seeking essential coverage |
S$200,000 |
S$10,000 |
S$5,000 |
S$3,000 |
S$209.35 |
|
Singlife Travel Lite (Annual) |
Affordable short trips |
S$250,000 |
S$10,000 |
S$5,000 |
S$3,000 |
S$296.64 |
|
HL Assurance |
Family travel |
S$250,000 |
S$15,000 |
S$7,000 |
S$5,000 |
S$316.00 |
*All calculations are based on an annual trip, worldwide, 1 year for 1 adult.
MSIG stands out for its balanced blend of high medical coverage, generous baggage limits, and extra benefits.
How to claim
- Download and complete the MSIG Travel Insurance claim form from their website.
- Attach supporting documents (e.g., medical reports, receipts, police reports).
- Submit the form via email or post within 30 days of the incident.
- Await confirmation and follow up with MSIG for updates.
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