Best Credit Cards for Groceries in Singapore 2025

Do be sure to confirm details on the issuer’s website before applying.

Our pick for Cold Storage

The DBS yuu Visa card offers a tiered rewards system where spending more unlocks greater benefits. It's particularly advantageous for frequent shoppers at participating merchants, offering a compelling points-based system that can be redeemed for a variety of rewards. The card's versatility makes it a good choice for everyday spending, not just groceries. Read our review. 

Our pick for online grocers

The UOB One Card caters to those who can consistently meet its spending requirements. The tiered cashback system offers increasing rewards for higher spending, making it suitable for larger households or individuals with significant monthly expenses. The bonus categories, including online groceries, further enhance its value proposition. Read our review. 

Our pick for FairPrice

The Citi Cash Back Card is a straightforward option for those who prioritise cashback on common expenses. Its high cashback rates on groceries, dining, and petrol make it a practical choice for everyday use. While the cashback cap is a factor to consider, the card's overall simplicity and focus on essential spending make it appealing. Read our review. 

Our pick for Sheng Siong

The POSB Everyday Card is a versatile card that caters to a wide range of spending needs. Its diverse cashback categories and flexible rewards program make it a good all-around option. The card's accessibility, with no minimum spend required at select merchants, makes it suitable for various spending habits. Read our review. 

Our pick for general supermarkets

The CIMB Visa Signature Card is a good choice for those whose spending aligns with its bonus categories, particularly online shopping and lifestyle expenses. The absence of an annual fee adds to its appeal, making it a cost-effective option. However, the limited range of bonus categories means it's best suited for specific spending habits. Read our review.

Our pick for Giant

The DBS yuu American Express card, like its Visa counterpart, excels in rewarding spending within the yuu Rewards Club. The added travel perks make it a potentially stronger choice for those who travel frequently. However, the core benefits and limitations are largely similar to the Visa version, focusing on participating merchants. Read our review. 

Our pick for NTUC FairPrice Group

The NTUC Link Credit Card by Trust Bank is a strong contender for NTUC Union Members who frequently shop at FairPrice. The high savings rate on groceries and petrol, coupled with no annual fees, makes it a valuable tool for maximsing everyday savings. However, the rewards being in Linkpoints might not appeal to everyone. Read our review.

Our pick for household spending

The Maybank Family & Friends Card offers a customisable approach to cashback rewards. The ability to choose bonus categories allows cardholders to tailor the card to their specific spending habits. While the category caps require some planning, the potential rewards are substantial for those who manage their spending effectively. Read our review. 

Our pick for RedMart and other online grocers

The HSBC Visa Platinum Credit Card is a solid choice for families seeking a straightforward cashback card focused on essential spending. The 5% cashback on dining, groceries, and fuel, combined with the HSBC Everyday+ Rewards program, offers significant savings potential. However, the spending requirement and quarterly cashback payout might not suit everyone. Read our review.

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For those who prefer a single, uncomplicated card, flat-rate cashback cards offer a straightforward approach to earning rewards.

These cards provide a consistent cashback percentage on all purchases, including groceries, eliminating the need to track bonus categories or spending tiers. This simplicity makes them a good choice for individuals who value ease of use and predictable rewards.

• Citi Cash Back+ Card (1.6% unlimited cashback on all spending)

• AMEX True Cashback Card (1.5% unlimited cashback on all spending)

• Standard Chartered Simply Cash Card (1.5% unlimited cashback on all spending)

• UOB Absolute Cashback Card (1.7% unlimited cashback on all spending)

• Maybank FC Barcelona Visa Signature Card (1.6% unlimited cashback on all local spending)

If you consistently shop at a particular supermarket chain, a brand-specific credit card can be a valuable asset. These cards often offer enhanced rewards and discounts specifically at their affiliated stores, allowing loyal customers to maximise their savings.

While some branded cards offer modest benefits, others provide significant perks, making them a worthwhile consideration for dedicated shoppers.

• Citi SMRT Card (Up to 5% cashback at Giant)

• DCS Sheng Siong Card (Up to 5% cashback at Sheng Siong)

• DCS DON DON DONKI Card (Up to 5% cashback at DON DON DONKI)

For those who prefer a more relaxed approach to credit card rewards, no-minimum-spend cards offer the convenience of earning cashback or points without the pressure of hitting specific spending targets. These cards are ideal for individuals with variable spending habits or those who simply prefer not to be tied to a minimum spend requirement. While the rewards rates may not be as high as some cards with spending thresholds, the flexibility and ease of use make them a great option for casual card users.

• Citi PremierMiles Card (1.2 - 10 miles per dollar)

• UOB PRVI Miles Visa Card (1 - 8 miles per dollar)

• Maybank World Mastercard (0.4 - 4 miles per dollar)

• HSBC Revolution Credit Card (0.25 - 2.5% cashback)

• Standard Chartered Smart Credit Card (0.5 - 6% cashback)

• American Express True Cashback Card (1.5 - 3% cashback)