Citi PremierMiles Card
Offers
SingSaver Reward up to S$1,560
- S$61 Cash via PayNow
- SingSaver Flash Deal promotion runs from 14 August 2026 to 20 August 2026.
- Promotion is valid for new Citi credit cardmembers only.
- Be one of the first 10 cardmembers at 1pm and 6pm every day during the flash deal period (20 total winners daily) to apply for select Citi credit cards via SingSaver and meet the min. spend criteria (S$500 within 30 days of card approval) to be eligible for the Flash Deal reward: S$61 Cash via PayNow
- Flash Deal reward will be received on top of your selected SingSaver Exclusive Offer reward.
- Remaining applicants will receive the SingSaver Exclusive Offer reward selected in your Rewards Redemption Form.
- Terms and Conditions apply.
- S$400 Cash via PayNow
- S$440 Grab Vouchers
- 25,000 Max Miles by HeyMax (worth S$600+ in travel value)
- Dyson Airstrait™ straightener (worth S$799)
- Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
- Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$100)
- Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$150)
- Apple iPad (A16) 11" 128GB WiFi (worth S$649) (Top up S$200)
- Apple AirPods Max 2 (worth S$749) (Top up S$340)
- Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$580)
- Apple iPad Air (M4) 11" 128GB WiFi (worth S$1,149) (Top up S$740)
- SingSaver Exclusive Offer promotion runs from 3 August 2026 to 31 August 2026.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Terms and Conditions apply.
- S$500 Cash via PayNow
- This promotion runs from 5 August 2026 to 31 August 2026.
- Eligible applicants must not hold an existing Citi credit card, or have closed one within the past 12 months from card account opening date.
- To qualify for the S$500 Cash reward, applicants must:
- Apply for a participating Citi credit card via SingSaver;
- Make a minimum spend of S$500 within 30 days of card approval; and
- Hold a valid Citi banking account (existing or newly opened) by the end of the month following card approval.
- The S$500 Cash reward replaces the standard SingSaver exclusive reward for your card—you receive one or the other, not the both. The S$500 Cash amount is the same regardless of which card you apply for.
- Participating Citi banking account types are:
- Existing Citi banking relationship includes Citigold, Citigold Private Client, Citi Plus, Citi Priority, Citibanking
- New Citi banking relationship is applicable for Citigold, Citigold Private Client, Citi Plus
- New banking customers who open a Citigold account through SingSaver may qualify for an additional SingSaver Exclusive welcome gift (worth up to S$1,500 Cash or Apple iPhone 17)—this is a separate offer from the credit card reward (additional T&Cs apply).
- In case you choose the S$500 cash reward option and there is no banking relationship by the last day of the following month from your card application date but you meet the criteria for the credit card only reward, you will get the default cash reward available for your chosen card on application date.
- Terms and Conditions apply.
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros & cons
Pros
Miles earned will never expire
Earn miles on almost any purchase
Earn accelerated miles on select online travel bookings
High-value welcome offer via SingSaver
Cons
Travel insurance coverage ends 31 March 2026
Citi PayAll's admin fees can be costly
Earn rates are relatively mid compared to other cards of the same tier
Citi PremierMiles Card
The Citi PremierMiles Card is best for frequent flyers.
It allows you to earn miles that never expire and enjoy 2 complimentary airport lounge visits yearly.
You can also offset certain purchases with Citibank's Pay with Points privilege, including hotel bookings, online shopping and groceries.
|
Spend Category |
Rewards Earned |
|
Local spend (per dollar) |
1.2 Citi Miles |
|
Overseas spend (per dollar) |
2.2 Citi Miles |
|
Select online travel bookings |
Up to 10 Citi Miles |
Citi PremierMiles Card at a glance
Air miles
4.5/5 Stars
- 1.2 Citi Miles on local spend and 2.2 Citi Miles on overseas spend
- Miles you earn will never expire
- Offset certain purchases with your Citi Miles
Overseas spending
4/5 Stars
- 2.2 Citi Miles for every foreign dollar spent
- Get up to 10 Citi Miles for select online travel bookings
Travel
3.5/5 Stars
- 2 complimentary visits to airport lounges worldwide yearly
- Charge travel tickets to your card for S$1 million insurance coverage*
*ends 31 March 2026
Bill payment
3/5 Stars
- Pay your rent, insurance premium and education expenses with Citi PayAll to earn Citi Miles
- Admin fees of at least 2.6% applies
Petrol
3.5/5 Stars
- 1.2 or 2.2 Citi Miles per petrol spend, depending if its local or overseas spend
- 14% upfront discount on fuel from Shell
Annual interest rate and fees
Annual principal fee: S$196.20 (inclusive of GST)
Supplementary annual fee: Free
Fee waiver: N/A
Interest free period: 25 days
Annual interest rate: 27.9% p.a.
Late payment fees: S$100
Minimum monthly repayment: 1% of your current balance, outstanding amounts, all interest charges, late payment charges and upfront service fees or S$50 plus any overdue amounts, whichever is greater.
Foreign currency transaction fee: 3.25%
Cash advance transaction fee: 8% or S$15, whichever is higher
Overlimit fee: S$40
Minimum income requirements
Singapore Citizen/PR minimum income: S$30,000
Foreigner minimum income: S$42,000
Why apply for the Citi PremierMiles Card
Miles earning
- 1.2 Citi Miles for every local dollar spent
- 2.2 Citi Miles for every foreign dollar spent
- Your miles will never expire
Additional benefits
- 2 complimentary airport lounge visits per year
- Up to S$1 million insurance coverage underwritten by HL Assurance
Everyday value
- Earn miles on everyday purchases and travels
- No tracking of spending category required
- 14% fuel savings at Shell stations
SingSaver’s take
The Citi PremierMiles Card is a strong contender for frequent flyers who want a no-fuss card for racking up miles. Since Citi miles don't expire, Pay with Miles can help you save on hotel bookings, online shopping, attraction tickets, groceries and online food delivery. Weary travellers can also take advantage of their complimentary airport lounge visits twice yearly, and unwind in a comfortable setting at no additional cost.
Card comparison
|
Card |
Miles/Rewards |
Annual Fee (Principal) |
Other Perks |
|
Citi PremierMiles Card |
|
S$196.20 |
2 complimentary airport lounge visits per year |
|
KrisFlyer UOB Credit Card |
*with min. S$1,000 annual spend on Singapore Airlines, Scoot and KrisShop |
S$196.20 |
First-year fee waiver available |
|
DBS Woman’s World Card |
|
S$196.20 |
Complimentary e-Commerce Protection for all online purchases |
The Citi PremierMiles Card may not offer the highest miles per spend compared to other cards on the same tier, but it does give card holders greater flexibility over how and where they spend.
Application process
- Click “Apply Now” on this page
- Complete the Citibank online application form
- Upload NRIC and income documents
- Wait for approval (typically 1–2 weeks)
- Meet the minimum spend of S$500 within 30 days of card approval to be eligible for the reward
Frequently asked questions about Citi PremierMiles Card
Yes, the annual fee is $196.20 (inclusive of GST). However, the first year’s fee is waived for new cardholders. In subsequent years, the fee is applicable unless waived as part of Citibank’s retention offers.
The minimum annual income for Singapore Citizens and Permanent Residents is S$30,000. Foreigners residing in Singapore will need a minimum annual income of S$42,000. Applicants must also be at least 21 years old.
You’ll earn:
- 1.2 Citi Miles per $1 spent locally
- 2.2 Citi Miles per $1 on foreign currency spend
- Up to 10 Citi Miles per $1 on selected travel bookings with Kaligo and Agoda
These miles never expire, and can be redeemed for flights, hotels, and more.
Yes. With the Citi PremierMiles Card, you'll also get 2 complimentary Priority Pass™ airport lounge visits per year, complimentary travel insurance when you charge your flights to your card and access to more than 11 airline and hotel transfer partners.
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