Get SingSaver’s top tips and deals, plus an exclusive free guide to investing, sent straight to your inbox.
I agree to the terms and conditions and agree to receive relevant marketing content according to the privacy policy.
Congratulations on successfully joining Singsaver Newsletter
Please enter a valid email address
30
3
https://www.singsaver.com.sg/
chevron_left
chevron_right
All Type
chevron_left
chevron_right
Find The Best Credit Cards in Singapore 2023
Discover the best credit cards in Singapore on SingSaver! Whether you’re after air miles, cashback or reward points, we’ve got you covered. Explore a range of cards from top banks and financial institutions in Singapore, and find the perfect card for your lifestyle and spending habits.
First Year Waived. Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees will be revised to reflect the change in GST rate to 9%, as applicable.
5 Offers Available
SingSaver 101! Milestone Giveaway
2x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until
14 December 2023
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
14 December 2023
Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Valid until
14 December 2023
Best Deal Guarantee
S$300 cash via PayNow
Valid until
14 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
No expiry air miles
check
Airport lounge
check
Travel rebate
check
Gift: Apple product
1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.
SingSaver 101! Milestone Giveaway
Gift Options
2x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
3x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)
Valid until
07 January 2024
Best Deal Guarantee
Nintendo Switch (Generation 2) (worth S$399)
Valid until
07 January 2024
Best Deal Guarantee
Xiaomi Robot Vacuum S10 (worth S$379)
Valid until
07 January 2024
Best Deal Guarantee
S$350 Cash via PayNow
Valid until
07 January 2024
chevron_left
chevron_right
Things to consider for this product:
check
No rebate cap
check
No monthly spend required
check
Annual Fee waiver
check
Installment
1.5% cashback for all spend, no minimum spend and no cashback cap.
Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
2 year annual fee waiver.
Read our full review of the Standard Chartered SimplyCash Credit Card.
Cannot be used for EZ-Reload.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Click here to check out our past Lucky Draw winners!
Best Deal Guarantee
Gift Options
Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
With minimum spending of $800 per calendar month. 3% cashback on EV charging spend at Charging stations (e.g. SP Digital, Greenlots, Virta Charging Stations and City Energy).
Cashback Dining
5 %
info
Online food delivery, local and overseas dining with min. S$800 spend per calendar month.
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 194.40
info
First Two Years Waived
5 Offers Available
SingSaver 101! Milestone Giveaway
3x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guaranteee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
20 December 2023
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until
20 December 2023
Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Valid until
20 December 2023
Best Deal Guarantee
$250 Cash via PayNow plus S$100 eCapitaVoucher
Valid until
20 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
Petrol rebate
check
Dining rebate
check
Gift: Apple product
remove
Monthly spend required
6% cashback on fuel spend at all other petrol stations.
5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
3% cashback on recurring telco and electricity bills.
Complimentary travel insurance of up to S$500,000.
S$160 monthly cashback cap (up from S$80).
Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
Read our full review of the OCBC 365 Credit Card.
Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
S$80 monthly cashback cap with minium spend of $800.
S$160 monthly cashback cap with mininum spend of $1,600.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
First Year Waived. Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees will be revised to reflect the change in GST rate to 9%, as applicable.
5 Offers Available
SingSaver 101! Milestone Giveaway
2x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until
14 December 2023
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
14 December 2023
Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Valid until
14 December 2023
Best Deal Guarantee
S$300 cash via PayNow
Valid until
14 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
No expiry air miles
check
Airport lounge
check
Travel rebate
check
Gift: Apple product
1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.
SingSaver 101! Milestone Giveaway
Gift Options
2x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
3x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)
Valid until
07 January 2024
Best Deal Guarantee
Nintendo Switch (Generation 2) (worth S$399)
Valid until
07 January 2024
Best Deal Guarantee
Xiaomi Robot Vacuum S10 (worth S$379)
Valid until
07 January 2024
Best Deal Guarantee
S$350 Cash via PayNow
Valid until
07 January 2024
chevron_left
chevron_right
Things to consider for this product:
check
No rebate cap
check
No monthly spend required
check
Annual Fee waiver
check
Installment
1.5% cashback for all spend, no minimum spend and no cashback cap.
Enjoy offers and privileges for online, dining, retail and more with The Good Life®.
2 year annual fee waiver.
Read our full review of the Standard Chartered SimplyCash Credit Card.
Cannot be used for EZ-Reload.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Click here to check out our past Lucky Draw winners!
Best Deal Guarantee
Gift Options
Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
Promotion is valid for new Standard Chartered cardmembers only
Activate your Standard Chartered Simply Cash Credit Card and make a min. spend of S$500 within 30 days from card approval date to be eligible for rewards
With minimum spending of $800 per calendar month. 3% cashback on EV charging spend at Charging stations (e.g. SP Digital, Greenlots, Virta Charging Stations and City Energy).
Cashback Dining
5 %
info
Online food delivery, local and overseas dining with min. S$800 spend per calendar month.
Minimum Annual Income
S$ 30,000
Annual Fee
S$ 194.40
info
First Two Years Waived
5 Offers Available
SingSaver 101! Milestone Giveaway
3x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guaranteee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
20 December 2023
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until
20 December 2023
Best Deal Guarantee
Nintendo Switch OLED (worth S$549)
Valid until
20 December 2023
Best Deal Guarantee
$250 Cash via PayNow plus S$100 eCapitaVoucher
Valid until
20 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
Petrol rebate
check
Dining rebate
check
Gift: Apple product
remove
Monthly spend required
6% cashback on fuel spend at all other petrol stations.
5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
3% cashback on recurring telco and electricity bills.
Complimentary travel insurance of up to S$500,000.
S$160 monthly cashback cap (up from S$80).
Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
Read our full review of the OCBC 365 Credit Card.
Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
S$80 monthly cashback cap with minium spend of $800.
S$160 monthly cashback cap with mininum spend of $1,600.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
On online purchases (travel-related, offline retail, groceries, dining, food delivery, transport, and club memberships)
Annual Fee
No Annual Fee
3 Offers Available
SingSaver 101! Milestone Giveaway
2x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Welcome Offer
Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680)
Valid until
31 December 2023
Welcome Offer
S$150 cashback
Valid until
31 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
Mobile contactless rebate
check
Online shopping rebate
check
Travel rebate
check
No Annual Fee
10X reward points (equivalent to 4 air miles or 2.5% cashback) on online purchases and contactless payments (subject to underlying whitelist Merchant Category Codes).
1X reward point for all other spending.
No minimum spend required.
No annual fee.
Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.
Read our full review of the HSBC Revolution Credit Card.
Operates on a whitelist basis. Only selected MCCs shown in the T&Cs qualify for bonus points.
Cap of 9,000 bonus reward points per calendar month on eligible purchases.
SingSaver 101! Milestone Giveaway
Gift Options
2x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 2x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680)
Promotion is valid for new and existing HSBC cardmembers
Make a min. spend of S$1,000 by the end of the calendar month after the card account opening date and consent to receiving marketing offers in the card application form to be eligible for rewards
New cardmembers will receive their choice of a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680) or S$150 cashback
Promotion is valid for new and existing HSBC cardmembers
Make a min. spend of S$1,000 by the end of the calendar month after the card account opening date and consent to receiving marketing offers in the card application form to be eligible for rewards
New cardmembers will receive their choice of a Samsonite ZELTUS 69cm Spinner Exp with built-in scale (worth S$680) or S$150 cashback
3x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)
Valid until
07 January 2024
Best Deal Guarantee
Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324)
Valid until
07 January 2024
Best Deal Guarantee
S$280 cash via PayNow
Valid until
07 January 2024
chevron_left
chevron_right
Things to consider for this product:
check
Bonus air miles
check
Public transportation
check
Installment
check
No Annual Fee
No cash advance fee.
No annual fee.
Enjoy 6% cashback in the form of reward points on selected merchants with no min. spend required.
Enjoy 0.5% cashback in the form of reward points for all base spends with no monthly cashback cap.
Enjoy 0% interest rates with 3-month EasyPay instalment tenure with no processing fee.
Cashback capped at 14,400 reward points, approximately S$45, on selected merchants.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
Cashback is on online shopping, groceries, beauty/wellness, petshops/vet services & cruises.
Cashback Overseas
0.20 %
info
Unlimited 0.2% cashback on all other spends.
Minimum Annual Income
S$ 30,000
Annual Fee
No Annual Fee
info
For all Principal and Supplementary cards.
2 Offers Available
SingSaver 101! Milestone Giveaway
3x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
S$250 cash via PayNow
Valid until
07 January 2024
chevron_left
chevron_right
Things to consider for this product:
check
Online shopping rebate
check
Supermarket rebate
check
Annual Fee waiver
remove
Rebate cap applied
10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services and cruises.
Unlimited 0.2% cashback on all other spend.
Complimentary travel insurance of up to S$500,000 when you charge your travel fares to this card.
No annual fees for life + up to 4 supplementary cards with no annual fees.
Minimum spending of S$800 in the statement month to qualify for 10% cashback.
10% cashback is capped at S$100 per statement month per principal cardmember and up to S$20 per category. Earn 0.2% cashback on all spend when you exceed the cashback cap.
SingSaver 101! Milestone Giveaway
Gift Options
3x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards
First Year Waived. Effective 1 January 2024, with the increase of the Goods and Services tax (“GST”) rate from 8% to 9%, fees will be revised to reflect the change in GST rate to 9%, as applicable.
Cashback Base Rate
1.60 %
info
On all spends
Monthly Spend Required
None
5 Offers Available
SingSaver 101! Milestone Giveaway
2x chances to win a share of $200K worth of prizes!
Valid until
20 December 2023
Best Deal Guarantee
Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)
Valid until
14 December 2023
Best Deal Guarantee
Dyson Supersonic™ hair dryer (worth S$699)
Valid until
14 December 2023
Best Deal Guarantee
Dyson V8 Slim Fluffy (worth S$509)
Valid until
14 December 2023
Best Deal Guarantee
S$300 cash via PayNow
Valid until
14 December 2023
chevron_left
chevron_right
Things to consider for this product:
check
No rebate cap
check
No monthly spend required
check
Annual Fee waiver
check
High-value gift
1.6% cashback on all eligible spending with no minimum spend and no cap.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Up to 14% discount at Esso and Shell petrol stations.
Cash rebates can be redeemed only in denominations of S$10, S$20 or S$50 via SMS.
SingSaver 101! Milestone Giveaway
Gift Options
2x chances to win a share of $200K worth of prizes!
Promotion is valid for new applicants only, unless otherwise explicitly stated
Apply for participating products through the SingSaver website and choose your sign-up rewards to receive 3x lucky draw chances in the 101! Milestone Giveaway
1x lucky draw winner will be picked each week to receive S$5,000 cash on top of existing rewards
10x lucky draw winners will be picked each week to receive an Apple iPhone 15 Pro 128GB (worth S$1,649) on top of existing rewards