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Impartial and independent is your go-to website for finding credit cards and personal loans in Singapore. Use our comparison tools to get unbiased, up-to-date information on personal finance products.

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I used to be scared of credit cards, but made me realise there's nothing to worry about if I pay my bill on time.
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Credit Card FAQs

Different credit cards have different qualifying criteria. However, the most common requirement is to be at least 21 years old and to be a citizen or Permanent Resident (PR) of Singapore. You also have to hit the minimum annual income requirement, which starts at S$30,000.

Your credit card's processing time depends on the card issuer. As soon as your application is approved, it takes 3 to 10 working days for your credit card to arrive. To ensure that your application is processed as quickly as possible, submit all documents required.

Choose a credit card that complements your lifestyle. Cashback cards help you save on groceries, petrol, and dining. Air miles cards let you earn miles for every S$1 you spend, which you can redeem for free tickets. Rewards cards let you earn points for every S$1 you spend, which you can redeem for vouchers.

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