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Find The Best Credit Cards in Singapore 2023

Discover the best credit cards in Singapore on SingSaver! Whether you’re after air miles, cashback or reward points, we’ve got you covered. Explore a range of cards from top banks and financial institutions in Singapore, and find the perfect card for your lifestyle and spending habits.

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FEATURED

Citi PremierMiles Card

Airmiles Overseas

2 miles per dollar

Airmiles Local

1.20 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Year Waived

5 Offers Available

SingSaver 101! Milestone Giveaway

2x chances to win a share of $200K worth of prizes!

Valid until 06 December 2023

Best Deal Guarantee

S$300 cash via PayNow

Valid until 05 December 2023

Dyson Supersonic™ hair dryer (worth S$699)

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 05 December 2023

Best Deal Guarantee

Dyson V8 Slim Fluffy (worth S$509)

Valid until 05 December 2023

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 05 December 2023

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

2x chances to win a share of $200K worth of prizes!

S$300 cash via PayNow

Dyson Supersonic™ hair dryer (worth S$699)

Dyson V8 Slim Fluffy (worth S$509)

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

FEATURED

Standard Chartered Simply Cash Credit Card

Cashback Overseas

1.50 %

Cashback Local

1.50 %

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Two Years Waived

5 Offers Available

SingSaver 101! Milestone Giveaway

3x chances to win a share of $200K worth of prizes!

Valid until 06 December 2023

Best Deal Guarantee

S$350 Cash via PayNow

Valid until 07 January 2024

Best Deal Guarantee

Xiaomi Robot Vacuum S10 (worth S$379)

Valid until 07 January 2024

Nintendo Switch (Generation 2) (worth S$399)

Best Deal Guarantee

Nintendo Switch (Generation 2) (worth S$399)

Valid until 07 January 2024

Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)

Best Deal Guarantee

Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)

Valid until 07 January 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

Installment

3x chances to win a share of $200K worth of prizes!

S$350 Cash via PayNow

Xiaomi Robot Vacuum S10 (worth S$379)

Nintendo Switch (Generation 2) (worth S$399)

Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)

FEATURED

OCBC 365 Credit Card

Cashback Petrol

6 %

info

With minimum spending of $800 per calendar month. 3% cashback on EV charging spend at Charging stations (e.g. SP Digital, Greenlots, Virta Charging Stations and City Energy).

Cashback Dining

5 %

info

Online food delivery, local and overseas dining with min. S$800 spend per calendar month.

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Two Years Waived

5 Offers Available

SingSaver 101! Milestone Giveaway

3x chances to win a share of $200K worth of prizes!

Valid until 06 December 2023

Best Deal Guarantee

S$320 Cash via PayNow

Valid until 07 December 2023

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Best Deal Guarantee

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Valid until 07 December 2023

Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)

Best Deal Guarantee

Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)

Valid until 07 December 2023

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 07 December 2023

Things to consider for this product:

check

Petrol rebate

check

Dining rebate

check

Gift: Apple product

remove

Monthly spend required

6% cashback on fuel spend at all other petrol stations.
5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
3% cashback on recurring telco and electricity bills.
Complimentary travel insurance of up to S$500,000.
S$160 monthly cashback cap (up from S$80).
Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
Read our full review of the OCBC 365 Credit Card.
Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
S$80 monthly cashback cap with minium spend of $800.
S$160 monthly cashback cap with mininum spend of $1,600.

3x chances to win a share of $200K worth of prizes!

S$320 Cash via PayNow

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Citi PremierMiles Card

Airmiles Overseas

2 miles per dollar

Airmiles Local

1.20 miles per dollar

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Year Waived

5 Offers Available

SingSaver 101! Milestone Giveaway

2x chances to win a share of $200K worth of prizes!

Valid until 06 December 2023

Best Deal Guarantee

S$300 cash via PayNow

Valid until 05 December 2023

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 05 December 2023

Best Deal Guarantee

Dyson V8 Slim Fluffy (worth S$509)

Valid until 05 December 2023

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 05 December 2023

Things to consider for this product:

check

No expiry air miles

check

Airport lounge

check

Travel rebate

check

Gift: Apple product

1.2 miles per S$1 spent locally.
2 miles per S$1 spent in foreign currency.
Citi Miles never expire. Can be exchanged for a variety of frequent flyer miles, hotel stays, rewards and cash rebates.
Use Citi PayAll to earn Citi Miles, Citi ThankYou PointsSM or Cash Back when you pay your bills with your Citi Credit Card.
Earn miles on rent, condo management fees, school fees, taxes and bills via Citi PayAll.
2 free airport lounge visits per year to over 1300 Priority Pass lounges worldwide.
Up to S$1 million travel insurance coverage when you charge your travel tickets to this card.
Read our full review of the Citi PremierMiles Card.
Admin fee of S$25 (excluding GST) for each conversion of Citi Miles to frequent flyer miles.
Service fee applies to Citi PayAll facility.

2x chances to win a share of $200K worth of prizes!

S$300 cash via PayNow

Dyson Supersonic™ hair dryer (worth S$699)

Dyson V8 Slim Fluffy (worth S$509)

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Standard Chartered Simply Cash Credit Card

Cashback Overseas

1.50 %

Cashback Local

1.50 %

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Two Years Waived

5 Offers Available

SingSaver 101! Milestone Giveaway

3x chances to win a share of $200K worth of prizes!

Valid until 06 December 2023

Best Deal Guarantee

S$350 Cash via PayNow

Valid until 07 January 2024

Best Deal Guarantee

Xiaomi Robot Vacuum S10 (worth S$379)

Valid until 07 January 2024

Best Deal Guarantee

Nintendo Switch (Generation 2) (worth S$399)

Valid until 07 January 2024

Best Deal Guarantee

Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)

Valid until 07 January 2024

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

Installment

3x chances to win a share of $200K worth of prizes!

S$350 Cash via PayNow

Xiaomi Robot Vacuum S10 (worth S$379)

Nintendo Switch (Generation 2) (worth S$399)

Apple Bundle: AirPods Pro Gen 2 + AirTag (worth S$407.35)

OCBC 365 Credit Card

Cashback Petrol

6 %

info

With minimum spending of $800 per calendar month. 3% cashback on EV charging spend at Charging stations (e.g. SP Digital, Greenlots, Virta Charging Stations and City Energy).

Cashback Dining

5 %

info

Online food delivery, local and overseas dining with min. S$800 spend per calendar month.

Minimum Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Two Years Waived

5 Offers Available

SingSaver 101! Milestone Giveaway

3x chances to win a share of $200K worth of prizes!

Valid until 06 December 2023

Best Deal Guarantee

S$320 Cash via PayNow

Valid until 07 December 2023

Best Deal Guarantee

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Valid until 07 December 2023

Best Deal Guarantee

Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)

Valid until 07 December 2023

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 07 December 2023

Things to consider for this product:

check

Petrol rebate

check

Dining rebate

check

Gift: Apple product

remove

Monthly spend required

6% cashback on fuel spend at all other petrol stations.
5% cash rebate on dining spends all day, everyday (includes local/overseas dining and online food delivery).
3% cashback on drugstore purchases, streaming service subscriptions and EV charging expenses.
3% cashback on groceries at supermarkets (both local and overseas) and online groceries.
3% cashback on private hire (Grab/Gojek) and taxi rides (both local and overseas).
3% cashback on recurring telco and electricity bills.
Complimentary travel insurance of up to S$500,000.
S$160 monthly cashback cap (up from S$80).
Up to 22.92% fuel savings at Caltex (incl. 18% instant discount for all fuel) and 6% cashback on fuel spend at all other petrol stations.
Read our full review of the OCBC 365 Credit Card.
Min. monthly spend of S$800 required to get higher cashback rates (base cashback is 0.25%).
Min. annual spend of S$10,000 from date of issue to qualify for automatic annual fee waiver.
S$80 monthly cashback cap with minium spend of $800.
S$160 monthly cashback cap with mininum spend of $1,600.

3x chances to win a share of $200K worth of prizes!

S$320 Cash via PayNow

Apple Bundle: AirPods Pro Gen 2 + MagSafe Charger (worth S$421.35)

Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag bundle (worth S$570)

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

HSBC Revolution Credit Card

Cashback Local

2.50 %

info

On online purchases and contactless payment.

Rewards Points Contactless Spend

10 point per dollar

info

On contactless spend.

Rewards Points Online Shopping

10 point per dollar

info

On online purchases (travel-related, offline retail, groceries, dining, food delivery, transport, and club memberships)

Annual Fee

No Annual Fee

5 Offers Available

SingSaver 101! Milestone Giveaway

2x chances to win a share of $200K worth of prizes!

Valid until 06 December 2023

Best Deal Guarantee

S$350 Cash via PayNow

Valid until 08 December 2023

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 08 December 2023

Sony HT-AX7 Portable Theatre System (worth S$759)

Best Deal Guarantee

Sony HT-AX7 Portable Theatre System (worth S$759)

Valid until 08 December 2023

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 08 December 2023

Things to consider for this product:

check

Mobile contactless rebate

check

Online shopping rebate

check

Travel rebate

check

No Annual Fee

2x chances to win a share of $200K worth of prizes!

S$350 Cash via PayNow

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Sony HT-AX7 Portable Theatre System (worth S$759)

Dyson Supersonic™ hair dryer (worth S$699)

Standard Chartered Smart Credit Card

Minimum Annual Income

S$ 30,000

Annual Fee

No Annual Fee

Cashback Transport

6 %

info

Bus and MRT only.

Monthly Spend Required

None

4 Offers Available

SingSaver 101! Milestone Giveaway

3x chances to win a share of $200K worth of prizes!

Valid until 06 December 2023

Best Deal Guarantee

S$280 cash via PayNow

Valid until 07 January 2024

Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324

Best Deal Guarantee

Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324

Valid until 07 January 2024

Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)

Best Deal Guarantee

Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)

Valid until 07 January 2024

Things to consider for this product:

check

Bonus air miles

check

Public transportation

check

Installment

check

No Annual Fee

3x chances to win a share of $200K worth of prizes!

S$280 cash via PayNow

Fujifilm Instax Mini Evo Camera + Instax Mini Film (Rainbow) bundle (worth S$324

Apple AirPods Gen 3 + MagSafe Charger Bundle (worth S$330.50)

CIMB Visa Signature Card

Cashback Travel

10 %

info

Cashback is on online shopping, groceries, beauty/wellness, petshops/vet services & cruises.

Cashback Overseas

0.20 %

info

Unlimited 0.2% cashback on all other spends.

Minimum Annual Income

S$ 30,000

Annual Fee

No Annual Fee

info

For all Principal and Supplementary cards.

2 Offers Available

SingSaver 101! Milestone Giveaway

3x chances to win a share of $200K worth of prizes!

Valid until 06 December 2023

Best Deal Guarantee

S$250 cash via PayNow

Valid until 07 January 2024

Things to consider for this product:

check

Online shopping rebate

check

Supermarket rebate

check

Annual Fee waiver

remove

Rebate cap applied

Citi Cash Back+ Card

Min. Annual Income

S$ 30,000

Annual Fee

S$ 194.40

info

First Year Waived

Cashback Base Rate

1.60 %

info

On all spends

Monthly Spend Required

None

5 Offers Available

SingSaver 101! Milestone Giveaway

2x chances to win a share of $200K worth of prizes!

Valid until 06 December 2023

Best Deal Guarantee

S$300 cash via PayNow

Valid until 05 December 2023

Best Deal Guarantee

Dyson Supersonic™ hair dryer (worth S$699)

Valid until 05 December 2023

Best Deal Guarantee

Dyson V8 Slim Fluffy (worth S$509)

Valid until 05 December 2023

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

Valid until 05 December 2023

Things to consider for this product:

check

No rebate cap

check

No monthly spend required

check

Annual Fee waiver

check

High-value gift

2x chances to win a share of $200K worth of prizes!

S$300 cash via PayNow

Dyson Supersonic™ hair dryer (worth S$699)

Dyson V8 Slim Fluffy (worth S$509)

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$503.65)

OCBC INFINITY Cashback Credit Card

Cashback Base Rate

1.60 %

info

On all spends

Monthly Spend Required

S$ 0

info

Capped at S$100 cashback per calendar month, S$25 per category spend.

Min. Annual Income

S$ 30,000

info

S$30,000 and above per annum (Singaporean & PR) S$45,000 and above per annum (Foreigner).

Annual Fee

S$ 194.40

All Type

Find The Best Credit Cards in Singapore 2023

Citi PremierMiles Card

5 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Simply Cash Credit Card

5 Offers Available

Things to consider for this product:

Quick Facts

OCBC 365 Credit Card

5 Offers Available

Things to consider for this product:

Quick Facts

Citi PremierMiles Card

5 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Simply Cash Credit Card

5 Offers Available

Things to consider for this product:

Quick Facts

OCBC 365 Credit Card

5 Offers Available

Things to consider for this product:

Quick Facts

HSBC Revolution Credit Card

5 Offers Available

Things to consider for this product:

Quick Facts

Standard Chartered Smart Credit Card

4 Offers Available

Things to consider for this product:

Quick Facts

CIMB Visa Signature Card

2 Offers Available

Things to consider for this product:

Quick Facts

Citi Cash Back+ Card

5 Offers Available

Things to consider for this product:

Quick Facts

OCBC INFINITY Cashback Credit Card