Why choose Singlife Travel Insurance
Singlife Travel Insurance stands out for its flexible tiers that cater to budget-conscious travellers, frequent flyers, and business professionals alike. With strong medical coverage limits (including unlimited overseas cover under the Prestige plan), extensive travel inconvenience benefits, and unique features like rainfall protection and wedding cover, Singlife provides one of the most customisable travel insurance options in Singapore.
Singlife Travel Insurance coverage details
Overseas medical expenses
- Up to unlimited coverage under the Prestige plan
- Includes hospitalisation, outpatient treatment, surgery, and follow-up care
- Covers accidental dental treatment up to S$8,000
Covid-19 coverage
- Medical expenses from S$50,000 to S$200,000 depending on plan
- Cancellation, postponement, and trip disruption benefits
- Coverage for medical treatment in Singapore post-return (Plus and Prestige)
Trip cancellation and postponement
- Up to S$20,000 for trip cancellation
- Covers illness, injury, or death of policyholder or immediate family
- “Cancel For Any Reason” add-on available (up to S$7,500)
Emergency medical evacuation and repatriation
- From S$250,000 to unlimited depending on plan
- Covers evacuation to nearest medical facility or return to Singapore
- 24/7 global assistance support included
Personal accident coverage
- Up to S$500,000 lump sum payout
- Double indemnity for public transport-related accidents under Plus and Prestige
Optional add-on coverage
Rainfall protection
- Up to S$150 payout if over 50% of trip duration is affected by heavy rainfall
Rental vehicle excess and return
- Up to S$2,500 for vehicle excess reimbursement
- Up to S$500 for vehicle return if hospitalised
Overseas wedding & photoshoot cover
- Covers loss of attire, wedding accessories, and financial failure of service providers
Frequent flyer points protection
- Reimbursement for non-reclaimable points used for bookings cancelled due to insured events
Terrorism coverage
- Up to S$500,000 for disruptions or injuries caused by acts of terrorism
Pros and cons of Singlife Travel Insurance
| Pros | Cons |
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Singlife Travel Insurance compared to other insurance providers
| Provider | Best for | Medical coverage (overseas) | Medical coverage (local) | Trip cancellation | Loss of baggage | Premium |
| Singlife Travel Plus (Annual) | Niche benefits and discounts | S$1,000,000 | S$50,000 | S$15,000 | S$5,000 | S$458.64 |
| Starr TraveLead Bronze Plan (Annual) | Emergency medical evacuation and repatriation | S$200,000 | S$15,000 | S$5,000 | S$3,000 | S$340.41 |
| MSIG Standard Plan (Annual) | Balanced coverage with extras | S$250,000 | S$25,000 | S$5,000 | S$3,000 | S$372.75 |
| HL Assurance | Family travel | S$250,000 | S$15,000 | S$7,000 | S$5,000 | S$316.00 |
*All calculations are based on an annual trip, worldwide, 1 year for 1 adult.
Singlife stands out for its unique offering of unlimited overseas medical cover and niche benefits, including rainfall protection.
How to claim
- Contact Singlife via SingSaver website, hotline or online portal.
- Attach supporting documents (e.g., medical reports, receipts, police reports).
- Submit the form via email or post within 30 days of the incident.
- Await confirmation and follow up with Singlife for updates.
Frequently asked questions about Singlife Travel Insurance
Can I purchase Singlife Travel Insurance if I am already overseas?
No, the policy must be purchased before departure from Singapore.
What is the cancellation policy?
Single-trip policies can be cancelled before departure for a refund if no claims are made. Annual multi-trip policies can be cancelled within a 14-day free look period.
What is the refund policy?
Refunds vary by plan — full refund before start date (single trip), or pro-rated refunds for annual policies if cancelled after the free-look period.
Can I extend my Singlife policy while I am already overseas?
Yes, subject to terms. Policies may auto-extend if you are hospitalised or public transport delays prevent your return.
What does "Cancel For Any Reason" mean and what does it cover?
This optional add-on allows cancellation for reasons outside the standard policy, reimbursing up to S$7,500 depending on the plan.
What is excluded from the "Cancel For Any Reason" optional benefit?
Exclusions include pre-existing conditions (outside permitted scenarios), illegal activities, or travel to restricted countries.
Related pages
Unsure if Singlife offers everything you need? Compare with other travel insurance providers here:
- AIG Travel Insurance Singapore
- Allied World Travel Insurance Singapore
- Direct Asia Travel Insurance Singapore
- Great Eastern Travel Insurance Singapore
- HL Assurance Travel Insurance Singapore
- Seedly Travel Insurance Singapore
- Sompo Travel Insurance Singapore
- Starr Travel Insurance Singapore
- TIQ Travel Insurance Singapore
- Tokio Marine Travel Insurance Singapore
