HSBC Live+ Credit Card

HSBC Live+ Credit Card

The HSBC Live+ Credit Card earns up to 8% cashback on dining, entertainment, and shopping spend both local and overseas, as well as up to 5% cashback on Caltex and Shell in Singapore. These bonus rates are unlocked with a min. spend of S$600 per calendar month—all other qualifying spend outside of this earns 0.3% cashback.
layers

Highlights

Cashback Local Online Shopping
Up to 8  %
info
Cashback Dining
Up to 8  %
info
Cashback Retail
Up to 8  %
info
Monthly Spend Required
S$ 600  per month
info
Offer Available
Apple AirPods Pro 2nd Gen with MagSafe charging case (worth S$349)
SingSaver Exclusive Offer
Apple AirPods Pro 2nd Gen with MagSafe charging case (worth S$349)
  • SingSaver Exclusive promotion is valid until 10 November 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
  • Promotion does not stack with other welcome offers from HSBC.
  • Terms and Conditions apply
S$260 Lazada Vouchers
SingSaver Exclusive Offer
S$260 Lazada Vouchers
  • SingSaver Exclusive promotion is valid until 10 November 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
  • Promotion does not stack with other welcome offers from HSBC.
  • Terms and Conditions apply
Flujo SmarTrax Standing Desk (worth S$739)
SingSaver Exclusive Offer
Flujo SmarTrax Standing Desk (worth S$739)
  • SingSaver Exclusive promotion is valid until 10 November 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
  • Promotion does not stack with other welcome offers from HSBC.
  • Terms and Conditions apply
S$199 Cash via PayNow
SingSaver Exclusive Offer
S$199 Cash via PayNow
  • SingSaver Exclusive promotion is valid until 10 November 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
  • Promotion does not stack with other welcome offers from HSBC.
  • Terms and Conditions apply
Xiaomi Robot Vacuum S20+ (worth S$449)
SingSaver Exclusive Offer
Xiaomi Robot Vacuum S20+ (worth S$449)
  • SingSaver Exclusive promotion is valid until 10 November 2024.
  • Promotion is valid for new HSBC credit cardmembers only.
  • Apply for the HSBC Live+ Credit Card, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
  • Promotion does not stack with other welcome offers from HSBC.
  • Terms and Conditions apply

Things to consider

check

Dining rebate

check

Entertainment rebate

check

Petrol rebate

remove

Rebate cap applied

sentiment_satisfied

Benefits

Cashback

credit_card
Cashback Base Rate
0.3  %
info
location_on
Cashback Local
Up to 8  %
info
flight
Cashback Overseas
Up to 8  %
info
restaurant
Cashback Dining
Up to 8  %
info
shopping_cart
Cashback Supermarket
0.3  %
local_gas_station
Cashback Petrol
5  %
info
sports_score

Quick Facts

check_circle

Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.

check_circle

8% cashback* on dining, entertainment, and shopping spend (both local and overseas).

check_circle

5% cashback* on fuel spending at Caltex and Shell stations in Singapore.

check_circle

0.3% cashback* on all other qualifying spend.

check_circle

First year annual fee waived.

help

Min. spending of S$600 per calendar month, for all 3 months in a calendar quarter, required to earn 8% cash rebate.

help

Cashback* capped at S$250 per calendar quarter.

help

Cash rebates* are credited quarterly instead of monthly.

help

*Min. spend and other terms & conditions apply. Valid till 31 Dec 2024.

rule_folder

Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 600  per month
info
local_atm

Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
info
Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
info
Air Miles Conversion Fee
S$ 40
info

Repayment

Minimum Payment
3  %
info
Late Payment Charge
S$ 100
info
Interest on Purchase
26.9  %
Interest on Cash Advance
28  %
Interest Free Period
20  Days
grid_view

Others

Association

VISA Platinum

Supported Payment Type

Google Pay

Apple Pay

Tags

HSBC Live+ Credit Card HSBC Live+ Credit Card