HSBC Live+ Credit Card
Offers
SingSaver Reward up to S$799
- S$450 Upsized Cash via PayNow
- Dyson Airstrait™ straightener (worth S$799)
- 28,000 Max Miles by HeyMax (worth S$504)
- Sony WH-1000XM6 Wireless Headphones (worth S$649)
- Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729)
- Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$50)
- Apple Watch Series 12 Aluminum 42mm GPS (worth S$599) (Top-up S$130)
- Apple iPad (A16) 11" 128GB WiFi (worth S$649) (Top up S$150)
- Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$540)
- Apple iPhone 18 Pro 256GB (worth S$1,899, top up S$1,300)
- Apple iPhone 18 Pro Max 256GB (worth S$2,099, top up S$1,500)
- SingSaver Exclusive Offer runs from 1 October 2026 to 6 October 2026.
- Promotion is valid for new HSBC credit cardmembers only.
- Apply for participating HSBC credit cards with provided marketing consent, then make a min. spend of S$500 by the end of the following calendar month from card approval date to be eligible for reward
- Terms and Conditions apply.
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros
Common spend categories:
Earn increased cashback on everyday spend like dining, shopping, and entertainment.
Earn cashback anywhere:
8% cashback applies to local and overseas transactions.
Cons
Complex min. spend requirement:
Need to spend S$600 per calendar month for all 3 months in a calendar quarter to be eligible for boosted cashback rates.
Quarterly cashback cap:
All bonus cashback is capped at S$250 per quarter and is credited quarterly instead of monthly.
Check out more HSBC card options
Frequently asked questions about the HSBC Live+ Credit Card
The HSBC Live+ Credit Card offers 8% cashback on dining, entertainment, and shopping spend (local and overseas), as well as 5% cashback when you refuel at Caltex & Shell stations in Singapore.
As of 1 October 2025, the HSBC Live+ Credit Card has a fairly high income requirement of S$65,000 per year. This can be lowered for some existing HSBC customers to S$30,000 per year, but only if you already have a minimum Total Relationship Balance of S$50,000.
The HSBC Live+ Credit Card has an annual fee of S$196.20 (inclusive of GST). This fee is automatically waived for the first year, and can be waived on subsequent years when you spend at least S$12,500 with it throughout the year.
Related pages
Best HSBC Credit Cards in Singapore 2026
HSBC credit cards offer a wide range of benefits, including cashback rewards, competitive interest rates, and no annual fees. They also provide unique features such as contactless payments and insurance benefits such as travel insurance and purchase protection. With a focus on innovation, convenience, and customer satisfaction, HSBC credit cards are a reliable and rewarding choice for consumers.