Best Credit Cards in Singapore for February 2025

updated: Feb 04, 2025

Discover the best credit cards in Singapore for 2025! From cashback to travel perks, we’ll help you find the perfect card to match your lifestyle.

Choose a mega upsized gift for HIM - up to S$450 or HER - a Dyson Airwrap (worth S$859) this Valentine’s or get the DOUBLE the rewards total worth up to S$1,200 from select Citi, Standard Chartered and HSBC credit cards or choose between other exclusive rewards like an Apple iPad or Flujo Standing desk.

Best Credit Cards in Singapore

Card benefit
0.25-2.5% cashback
Monthly Spend Required
None
Annual Fee
No Annual Fee
eligible_rewards (7)
Card benefit
1.2-10 miles/$
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (7)
Card benefit
1.5% cashback
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (7)
Card benefit
0.25-6% cashback
Monthly Spend Required
S$ 800.00 per month
Annual Fee
S$ 196.20
eligible_rewards (5)
Card benefit
3.33-20% cashback
Monthly Spend Required
S$ 2,000.00
Annual Fee
S$ 196.20
eligible_rewards (5)
Card benefit
0.2-10% cashback
Monthly Spend Required
S$ 800.00
Annual Fee
No Annual Fee
eligible_rewards (2)
Card benefit
1-10 points/$
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (7)
Card benefit
0.3-8% cashback
Monthly Spend Required
S$ 600.00 per month
Annual Fee
S$ 196.20
eligible_rewards (7)
Card benefit
1.2-3 miles/$
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (6)
Card benefit
1.6% cashback
Monthly Spend Required
S$ 0
Annual Fee
S$ 196.20
eligible_rewards (5)
Card benefit
0.4-10 miles/$
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (4)
Card benefit
1.5-3% cashback
Monthly Spend Required
None
Annual Fee
S$ 174.40
eligible_rewards (3)
Card benefit
1.2-2.4 miles/$
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (7)
Card benefit
1.6% cashback
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (7)
Card benefit
1.7% cashback
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (4)

Best for : Online spending with attractive sign-up gifts

HSBC Revolution Credit Card

HSBC Revolution Credit Card
 

/ 5

on_provider_website

Cashback Local
2.5%
Rewards Points Contactless Spend
10 point per dollar
Rewards Points Online Shopping
10 point per dollar
Annual Fee
No Annual Fee
REWARDS
  • Receive sure-win gifts!
  • Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)
  • S$199 Cash via PayNow + S$251 Lazada Vouchers
  • eligible_rewards (7)

  • product_details

Best for : New cardholders looking to earn unlimited flat-rate airmiles

Citi PremierMiles Card

Citi PremierMiles Card
 

/ 5

on_provider_website

Airmiles Bonus Cap
No Expiry
Annual Fee
S$ 196.20
Min. Annual Income
S$ 30,000
REWARDS
  • S$400 Cash via PayNow
  • Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)
  • 2x Samsonite Straren Spinner 67/24 bundle (worth S$1,200)
  • eligible_rewards (7)

  • product_details

Best for : Fuss free flat-rate cashback with dining/shopping discount privileges

Standard Chartered Simply Cash Credit Card

Standard Chartered Simply Cash Credit Card

on_provider_website

Cashback Overseas
1.5%
Cashback Local
1.5%
No Cashback Cap
Unlimited
Annual Fee
S$ 196.20
REWARDS
  • Porsche Taycan Electric
  • Dyson Airwrap™ multi-styler and dryer (Complete) (worth S$859)
  • 2x Apple AirPods 4th Gen bundle (worth S$398)
  • eligible_rewards (7)

  • product_details

Best for: everyday spend across a wide range of categories with a high cashback cap

OCBC 365 Credit Card

OCBC 365 Credit Card
 

/ 5

on_provider_website

Cashback Petrol
6%