Best Credit Cards in Singapore for January 2025

updated: Jan 24, 2025

Discover the best credit cards in Singapore for 2025! From cashback to travel perks, we’ll help you find the perfect card to match your lifestyle.

Good fortune awaits fast fingers! Be one of the first 500 daily to apply for Citi credit cards to score S$408 Cash, a Dyson Supersonic, an Apple iPad, or other amazing rewards!

 

Plus, receive a sure-win Red Packet worth up to S$8,888 cash on top of ongoing offers for every participating product application!

Best Credit Cards in Singapore

Card benefit
1.2-10 miles/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
1.5% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (7)
Card benefit
1.2-2.4 miles/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
0.25-6% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 800.00 per month
Annual Fee
S$ 196.20
eligible_rewards (4)
Card benefit
0.2-10% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 800.00
Annual Fee
No Annual Fee
eligible_rewards (3)
Card benefit
1-10 points/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
0.3-8% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 600.00 per month
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
1.2-3 miles/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
0.3-8% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 800.00 per month
Annual Fee
S$ 196.20
eligible_rewards (3)
Card benefit
1.7% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (1)
Card benefit
1.6% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
1.5-3% cashback
Min. Annual Income
Conditional
Monthly Spend Required
None
Annual Fee
S$ 174.40
eligible_rewards (3)
Card benefit
1.6% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 0
Annual Fee
S$ 196.20
eligible_rewards (4)
Card benefit
1-3% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 1,000.00 per month
Annual Fee
No Annual Fee
eligible_rewards (3)
Card benefit
0.25-2.5% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
No Annual Fee
eligible_rewards (8)

Best Singsaver Exclusive Credit Card Offer

Best overseas cashback in SingaporeFastest Rewards Fulfilment

Citi PremierMiles Card

Citi PremierMiles Card
 

/ 5

on_provider_website

Airmiles Bonus Cap
No Expiry
Annual Fee
S$ 196.20
Min. Annual Income
S$ 30,000
REWARDS
  • Get 1x Red Packet worth up to S$8,888!
  • S$408 Cash via PayNow
  • Apple iPad 10th Gen WiFi 64GB (worth S$499)
  • eligible_rewards (8)

  • card_details

Best cashback Credit Card with low min. spend

HSBC Live+ Credit Card

HSBC Live+ Credit Card

on_provider_website

Cashback Local
Up to 8%
Cashback Overseas
Up to 8%
Monthly Spend Required
S$ 600.00 per month
Annual Fee
S$ 196.20
REWARDS
  • Receive sure-win gifts!
  • Get 1x Red Packet worth up to S$8,888!
  • Dyson Supersonic™ hair dryer (worth S$649)
  • eligible_rewards (8)

  • card_details

Best Credit Card for a day out or staying in

Fastest Rewards Fulfilment

Citi Cash Back+ Card

Citi Cash Back+ Card
 

/ 5

on_provider_website

Cashback Local
Up to 3.25%
Cashback Overseas
3.25%
Monthly Spend Required
None
Annual Fee
S$ 196.20
REWARDS
  • Get 1x Red Packet worth up to S$8,888!
  • S$408 Cash via PayNow
  • Apple iPad 10th Gen WiFi 64GB (worth S$499)
  • eligible_rewards (8)

  • card_details

Best Credit Card for travel rewards

Fastest Rewards Fulfilment

Citi Prestige Card

Citi Prestige Card
 

/ 5

on_provider_website

Annual Fee
S$ 545.00
Airport Lounge Access
Unlimited Priority Pass visits
Airmiles Base Rate
1.3 miles per dollar
REWARDS
  • Get 1x Red Packet worth up to S$8,888!
  • S$408 Cash via PayNow
  • Apple iPad 10th Gen WiFi 64GB (worth S$499)
  • eligible_rewards (8)

  • card_details

Best Credit Card for unlimited cashback

Maybank FC Barcelona Visa Signature Card

Maybank FC Barcelona Visa Signature Card

on_provider_website

Cashback Local
1.6%
Cashback Overseas
1.6%
Monthly Spend Required
None
Annual Fee
S$ 130.80
REWARDS
  • Samsonite ENOW Spinner 69/25 EXP (worth S$570)
  • S$200 cashback
  • Get 1x Red Packet worth up to S$8,888!
  • eligible_rewards (3)

  • card_details

Best Credit Card for families and household

UOB One Card

UOB One Card
 

/ 5

on_provider_website

Cashback Overseas
Up to 3.33%
Monthly Spend Required
S$ 2,000.00
Annual Fee
S$ 196.20
Cashback Local
Up to 20%
REWARDS
  • Up to 20% Cashback
  • eligible_rewards (1)

  • card_details

Best Credit Card for travel bookings