Best Credit Cards in Singapore for January 2025
updated: Jan 24, 2025
Discover the best credit cards in Singapore for 2025! From cashback to travel perks, we’ll help you find the perfect card to match your lifestyle.
Good fortune awaits fast fingers! Be one of the first 500 daily to apply for Citi credit cards to score S$408 Cash, a Dyson Supersonic, an Apple iPad, or other amazing rewards! Plus, receive a sure-win Red Packet worth up to S$8,888 cash on top of ongoing offers for every participating product application!
Best Credit Cards in Singapore
Card benefit
1.2-10 miles/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
1.5% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (7)
Card benefit
1.2-2.4 miles/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
0.25-6% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 800.00 per month
Annual Fee
S$ 196.20
eligible_rewards (4)
Card benefit
0.2-10% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 800.00
Annual Fee
No Annual Fee
eligible_rewards (3)
Card benefit
1-10 points/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
0.3-8% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 600.00 per month
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
1.2-3 miles/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
0.3-8% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 800.00 per month
Annual Fee
S$ 196.20
eligible_rewards (3)
Card benefit
1.7% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (1)
Card benefit
1.6% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
Card benefit
1.5-3% cashback
Min. Annual Income
Conditional
Monthly Spend Required
None
Annual Fee
S$ 174.40
eligible_rewards (3)
Card benefit
1.6% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 0
Annual Fee
S$ 196.20
eligible_rewards (4)
Card benefit
1-3% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 1,000.00 per month
Annual Fee
No Annual Fee
eligible_rewards (3)
Card benefit
0.25-2.5% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
No Annual Fee
eligible_rewards (8)
Best Singsaver Exclusive Credit Card Offer
Best overseas cashback in SingaporeFastest Rewards Fulfilment
Citi PremierMiles Card
/ 5
on_provider_website
| Airmiles Bonus Cap | No Expiry |
|---|---|
| Annual Fee | S$ 196.20 |
| Min. Annual Income | S$ 30,000 |
| REWARDS | |
| |
eligible_rewards (8)
card_details
Best cashback Credit Card with low min. spend
HSBC Live+ Credit Card
on_provider_website
| Cashback Local | Up to 8% |
|---|---|
| Cashback Overseas | Up to 8% |
| Monthly Spend Required | S$ 600.00 per month |
| Annual Fee | S$ 196.20 |
| REWARDS | |
| |
eligible_rewards (8)
card_details
Best Credit Card for a day out or staying in
Fastest Rewards Fulfilment
Citi Cash Back+ Card
/ 5
on_provider_website
| Cashback Local | Up to 3.25% |
|---|---|
| Cashback Overseas | 3.25% |
| Monthly Spend Required | None |
| Annual Fee | S$ 196.20 |
| REWARDS | |
| |
eligible_rewards (8)
card_details
Best Credit Card for travel rewards
Fastest Rewards Fulfilment
Citi Prestige Card
/ 5
on_provider_website
| Annual Fee | S$ 545.00 |
|---|---|
| Airport Lounge Access | Unlimited Priority Pass visits |
| Airmiles Base Rate | 1.3 miles per dollar |
| REWARDS | |
| |
eligible_rewards (8)
card_details
Best Credit Card for unlimited cashback
Maybank FC Barcelona Visa Signature Card
on_provider_website
| Cashback Local | 1.6% |
|---|---|
| Cashback Overseas | 1.6% |
| Monthly Spend Required | None |
| Annual Fee | S$ 130.80 |
| REWARDS | |
| |
eligible_rewards (3)
card_details
Best Credit Card for families and household
UOB One Card
/ 5
on_provider_website
| Cashback Overseas | Up to 3.33% |
|---|---|
| Monthly Spend Required | S$ 2,000.00 |
| Annual Fee | S$ 196.20 |
| Cashback Local | Up to 20% |
| REWARDS | |
| |
eligible_rewards (1)
card_details