Best Credit Cards in Singapore for January 2025
updated: Jan 14, 2025
Discover the best credit cards in Singapore for 2025! From cashback to travel perks, we’ll help you find the perfect card to match your lifestyle.
Huat your way into Chinese New Year 2025! Apply for eligible products by 26 Jan to get sure-win Mystery Red Packets worth up to S$8,888 cash, plus exclusive SingSaver rewards. Don’t miss this sure-huat deal!
Best Credit Cards in Singapore
| credit_card | Card benefit | Min. Annual Income | Monthly Spend Required | Annual Fee | offers_rewards | apply | |||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
1.2 - 10 miles per dollar | S$ 30,000 | None | S$ 196.20 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditions | |||||||||||||
1.5% cashback | S$ 30,000 | None | S$ 196.20 | eligible_rewards (7) | on_provider_website | eligible rewards (7) on_provider_website | |||||||
eligible_rewards (7) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsSC Million Reasons to be Happier Promotion offers
terms_and_conditions | |||||||||||||
0.25 - 2.5% cashback | S$ 30,000 | None | No Annual Fee | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsRichest Offer in the Market, Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditionsLive Your Adventure: Sure-Win Spin offers
terms_and_conditions | |||||||||||||
1.2 - 3 miles per dollar | S$ 30,000 | None | S$ 196.20 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsHighest Miles Reward offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditionsSC Million Reasons to be Happier Promotion offers
terms_and_conditions | |||||||||||||
1 - 10 points per dollar | S$ 30,000 | None | S$ 196.20 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditions | |||||||||||||
0.3 - 8% cashback | S$ 30,000 | S$ 600.00 per month | S$ 196.20 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsRichest Offer in the Market, Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditionsLive Your Adventure: Sure-Win Spin offers
terms_and_conditions | |||||||||||||
0.5 - 6% cashback | S$ 30,000 | None | No Annual Fee | eligible_rewards (7) | on_provider_website | eligible rewards (7) on_provider_website | |||||||
eligible_rewards (7) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditionsSC Million Reasons to be Happier Promotion offers
terms_and_conditions | |||||||||||||
1.6% cashback | S$ 30,000 | None | S$ 196.20 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditions | |||||||||||||
1.2 - 2.4 miles per dollar | S$ 30,000 | None | S$ 196.20 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsRichest Offer in the Market, Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditionsLive Your Adventure: Sure-Win Spin offers
terms_and_conditions | |||||||||||||
3.33 - 20% cashback | S$ 30,000 | S$ 2,000.00 | S$ 196.20 | eligible_rewards (1) | on_provider_website | eligible rewards (1) on_provider_website | |||||||
eligible_rewards (1) Welcome Offer offers
terms_and_conditions | |||||||||||||
1 - 10 points per dollar | S$ 30,000 | None | S$ 196.20 | eligible_rewards (7) | on_provider_website | eligible rewards (7) on_provider_website | |||||||
eligible_rewards (7) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditionsSC Million Reasons to be Happier Promotion offers
terms_and_conditions | |||||||||||||
3.25 - 5 points per dollar | S$ 120,000 | None | S$ 545.00 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditions | |||||||||||||
1.5 - 2.5% | S$ 30,000 | S$ 0 | S$ 196.20 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsRichest Offer in the Market, Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditionsLive Your Adventure: Sure-Win Spin offers
terms_and_conditions | |||||||||||||
0.4 - 10 miles per dollar | S$ 30,000 | None | S$ 196.20 | N/A | on_provider_website | on_provider_website | |||||||
0.2 - 8% cashback | S$ 30,000 | S$ 800.00 per month | S$ 196.20 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditions | |||||||||||||
0.3 - 8% cashback | S$ 30,000 | S$ 800.00 per month | S$ 196.20 | eligible_rewards (3) | on_provider_website | eligible rewards (3) on_provider_website | |||||||
eligible_rewards (3) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsWelcome Offer offers
terms_and_conditions | |||||||||||||
0.2 - 10% cashback | S$ 30,000 | S$ 800.00 | No Annual Fee | eligible_rewards (3) | on_provider_website | eligible rewards (3) on_provider_website | |||||||
eligible_rewards (3) Welcome Offer offers
terms_and_conditionsWelcome Offer offers
terms_and_conditions3% Cashback Promotion offers
terms_and_conditions | |||||||||||||
0.3 - 5% cashback | S$ 30,000 | S$ 500.00 | S$ 196.20 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditions | |||||||||||||
1.2 - 3 miles per dollar | S$ 30,000 | None | S$ 196.20 | eligible_rewards (1) | on_provider_website | eligible rewards (1) on_provider_website | |||||||
eligible_rewards (1) Welcome Offer offers
terms_and_conditions | |||||||||||||
0.3 - 10% cashback | S$ 30,000 | None | S$ 196.20 | eligible_rewards (8) | on_provider_website | eligible rewards (8) on_provider_website | |||||||
eligible_rewards (8) SingSaver Sure Win, Sure Huat! offers
terms_and_conditionsHighest Cash Reward; 4 Weeks Fulfilment offers
terms_and_conditionsRichest Offer in the Market; Exclusively on SingSaver offers
terms_and_conditionsUpgrade Your Rewards with a Simple Top-Up offers
terms_and_conditions | |||||||||||||
Card benefit
1.2-10 miles/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
SingSaver Sure Win, Sure Huat!
offers
- Get 1x Red Packet worth up to S$8,888!
terms_and_conditions
Highest Cash Reward; 4 Weeks Fulfilment
offers
- S$378 Cash via PayNow
terms_and_conditions
Richest Offer in the Market; Exclusively on SingSaver
offers
- Apple iPad 10th Gen WiFi 64GB (worth S$499); or
- Dyson Supersonic™ hair dryer (worth S$649); or
- Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80; or
- 20,000 Max Miles
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$542 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
- Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
terms_and_conditions
Card benefit
1.5% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (7)
SingSaver Sure Win, Sure Huat!
offers
- Get 1x Red Packet worth up to S$8,888!
terms_and_conditions
Richest Offer in the Market; Exclusively on SingSaver
offers
- Dyson Supersonic™ hair dryer (worth S$649); or
- Xiaomi Robot Vacuum X20 (worth S$699); or
- Flujo SmarTrax Standing Desk (worth S$739)
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
terms_and_conditions
Highest Cash Reward; 4 Weeks Fulfilment
offers
- S$388 Cash via PayNow
terms_and_conditions
SC Million Reasons to be Happier Promotion
offers
- Porsche Taycan Electric
terms_and_conditions
Card benefit
0.25-2.5% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
No Annual Fee
eligible_rewards (8)
SingSaver Sure Win, Sure Huat!
offers
- Get 1x Red Packet worth up to S$8,888!
terms_and_conditions
Richest Offer in the Market, Exclusively on SingSaver
offers
- Dyson Supersonic™ hair dryer (worth S$649); or
- Apple iPad 10th Gen WiFi 64GB (worth S$499); or
- Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429); or
- S$198 Cash via PayNow + S$150 eCapitaVoucher
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up; or
- Save S$478 on a Samsung Galaxy S24+ 512GB (worth S$1,728) by upgrading your reward with a top up
terms_and_conditions
Live Your Adventure: Sure-Win Spin
offers
- Receive sure-win gifts!
terms_and_conditions
Card benefit
1.2-3 miles/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
SingSaver Sure Win, Sure Huat!
offers
- Get 1x Red Packet worth up to S$8,888!
terms_and_conditions
Highest Cash Reward; 4 Weeks Fulfilment
offers
- S$188 Cash + 45,000 miles
terms_and_conditions
Highest Miles Reward
offers
- Up to 57,000 Miles
terms_and_conditions
Richest Offer in the Market; Exclusively on SingSaver
offers
- Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles; or
- S$200 Lazada Vouchers + 45,000 Miles
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up; or
- Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
terms_and_conditions
SC Million Reasons to be Happier Promotion
offers
- Porsche Taycan Electric
terms_and_conditions
Card benefit
1-10 points/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
SingSaver Sure Win, Sure Huat!
offers
- Get 1x Red Packet worth up to S$8,888!
terms_and_conditions
Highest Cash Reward; 4 Weeks Fulfilment
offers
- S$378 Cash via PayNow
terms_and_conditions
Richest Offer in the Market; Exclusively on SingSaver
offers
- Apple iPad 10th Gen WiFi 64GB (worth S$499); or
- Dyson Supersonic™ hair dryer (worth S$649); or
- Hinomi H1 Classic V3 Ergonomic Office Chair with Headrest (worth S$659) ; or
- 50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$542 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
- Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
terms_and_conditions
Card benefit
0.3-8% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 600.00 per month
Annual Fee
S$ 196.20
eligible_rewards (8)
SingSaver Sure Win, Sure Huat!
offers
- Get 1x Red Packet worth up to S$8,888!
terms_and_conditions
Richest Offer in the Market, Exclusively on SingSaver
offers
- Dyson Supersonic™ hair dryer (worth S$649); or
- Apple iPad 10th Gen WiFi 64GB (worth S$499); or
- Sony ZV-1F Vlog Camera (worth S$769); or
- S$198 Cash via PayNow + S$150 eCapitaVoucher
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up; or
- Save S$478 on a Samsung Galaxy S24+ 512GB (worth S$1,728) by upgrading your reward with a top up
terms_and_conditions
Live Your Adventure: Sure-Win Spin
offers
- Receive sure-win gifts!
terms_and_conditions
Card benefit
0.5-6% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
No Annual Fee
eligible_rewards (7)
SingSaver Sure Win, Sure Huat!
offers
- Get 1x Red Packet worth up to S$8,888!
terms_and_conditions
Highest Cash Reward; 4 Weeks Fulfilment
offers
- S$208 Cash via PayNow
terms_and_conditions
Richest Offer in the Market; Exclusively on SingSaver
offers
- Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249); or
- 2x Apple HomePod mini Bundle (worth S$280.50)
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up; or
- Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
terms_and_conditions
SC Million Reasons to be Happier Promotion
offers
- Porsche Taycan Electric
terms_and_conditions
Card benefit
1.6% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
SingSaver Sure Win, Sure Huat!
offers
- Get 1x Red Packet worth up to S$8,888!
terms_and_conditions
Highest Cash Reward; 4 Weeks Fulfilment
offers
- S$378 Cash via PayNow
terms_and_conditions
Richest Offer in the Market; Exclusively on SingSaver
offers
- Apple iPad 10th Gen WiFi 64GB (worth S$499); or
- Dyson Supersonic™ hair dryer (worth S$649); or
- Hinomi H1 Classic V3 Ergonomic Office Chair with Headrest (worth S$659) ; or
- 50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles)
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$542 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or
- Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up
terms_and_conditions
Card benefit
1.2-2.4 miles/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (8)
SingSaver Sure Win, Sure Huat!
offers
- Get 1x Red Packet worth up to S$8,888!
terms_and_conditions
Richest Offer in the Market, Exclusively on SingSaver
offers
- Dyson Supersonic™ hair dryer (worth S$649); or
- Apple iPad 10th Gen WiFi 64GB (worth S$499); or
- Sony WF-1000XM5 Noise Cancelling Headphones (worth S$429); or
- S$198 Cash via PayNow + S$150 eCapitaVoucher
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up; or
- Save S$478 on a Samsung Galaxy S24+ 512GB (worth S$1,728) by upgrading your reward with a top up
terms_and_conditions
Live Your Adventure: Sure-Win Spin
offers
- Receive sure-win gifts!
terms_and_conditions
Card benefit
3.33-20% cashback
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 2,000.00
Annual Fee
S$ 196.20
eligible_rewards (1)
Welcome Offer
offers
- Up to 20% Cashback
terms_and_conditions
Card benefit
1-10 points/$
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
Annual Fee
S$ 196.20
eligible_rewards (7)
SingSaver Sure Win, Sure Huat!
offers
- Get 1x Red Packet worth up to S$8,888!
terms_and_conditions
Highest Cash Reward; 4 Weeks Fulfilment
offers
- S$208 Cash via PayNow
terms_and_conditions
Richest Offer in the Market; Exclusively on SingSaver
offers
- Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249); or
- 2x Apple HomePod mini Bundle (worth S$280.50)
terms_and_conditions
Upgrade Your Rewards with a Simple Top-Up
offers
- Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up; or
- Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up