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Online shopping credit cards are exactly what they say they are. They offer exclusive rewards every time you use them to shop at your favourite online stores. Rewards can come in the form of cashback, rewards points, free shipping, and even a small discount on your total purchase. You get more out of your purchases when you use a credit card for online shopping compared to other types of cards.
These credit cards also have security features to keep your account safe. MasterCard and Visa now offer extra layers of security on their credit cards, which include password protection and personal message features. In the case of MasterCard, transactions are made private with the SecureCode feature, which only you and your bank can have access to. Visa also offers the Zero Liability feature, which protects you from theft, loss, and fraudulent transactions made using your card.
Credit cards form partnerships with different online stores to provide discounts, accelerated rewards points, and other exclusive benefits when you use your card to make purchases at that store.
When using your card to make a purchase, you need to provide your credit card number, expiration date, and your name, as well as the three-digit security code at the back of the card. Your purchase will not be processed until all these details have been provided.
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