Best HSBC Credit Cards in Singapore 2025

updated: Apr 16, 2025

HSBC credit cards offer convenience and peace of mind with features and benefits like contactless payments, purchase protection, travel insurance and global acceptance. Enjoy competitive interest rates, flexible rewards programs and annual fee waivers to suit the many different needs of all credit card users. Whether you're a shopper, a traveler or just looking to manage daily expenses, HSBC offers smart solutions - all while giving you access to exclusive HSBC credit card promotions, sign-up offers and limited time deals.

Get a chance to win a pair of tickets to a VIP Suite Concert Experience this May to watch a Grammy-Winning Singer when you apply for select credit cards.

That's not all—you'll still enjoy our exclusive rewards like up to S$400 cash or a GoPro HERO13 or a Dyson Vacuum or Hairdryer and other big rewards on top of your shot at the VIP experience of a lifetime.

Best HSBC Credit Cards

Card benefit
0.3-8% cashback
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (3)
Card benefit
0.25-2.5% cashback
Annual Fee
No Annual Fee
Annual Fee Waiver
No Annual Fee
eligible_rewards (3)
Card benefit
1.2-2.4 miles/$
Annual Fee
S$ 196.20
Annual Fee Waiver
Not Available
eligible_rewards (3)
Card benefit
1.5 - 2.5%
Annual Fee
S$ 196.20
Annual Fee Waiver
1 year
eligible_rewards (3)

Our pick for lifestyle spending

HSBC Live+ Credit Card

HSBC Live+ Credit Card
Apply Now

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Cashback Local
Up to 8%
Cashback Overseas
Up to 8%
Cashback Dining
Up to 8%
Monthly Spend Required
S$ 600.00 per month
REWARDS
  • Get 1x chance to win a VIP Suite Concert Experience
  • Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a S$155 top up
  • Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
  • eligible_rewards (3)

  • product_details

Our pick for frequent travelers

HSBC TravelOne Credit Card

HSBC TravelOne Credit Card
Apply Now

on_provider_website

Airmiles Overseas
2.4 miles per dollar
Airmiles Local
1.2 miles per dollar
Airport Lounge Access
4 visits per year*
Annual Fee
S$ 196.20
REWARDS
  • Get 1x chance to win a VIP Suite Concert Experience
  • Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a S$155 top up
  • Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
  • eligible_rewards (3)

  • product_details

Our pick for uncapped cashback

HSBC Advance Credit Card

HSBC Advance Credit Card
 

/ 5
Apply Now

on_provider_website

Annual Fee
S$ 196.20
Cashback Local
2.5%
Cashback Overseas
2.5%
Cashback Base Rate
1.5%
REWARDS
  • Get 1x chance to win a VIP Suite Concert Experience
  • Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a S$155 top up
  • Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a S$1,200 top up
  • eligible_rewards (3)

  • product_details

The information on this page is for educational and informational purposes only and should not be considered financial or investment advice. While we review and compare financial products to help you find the best options, we do not provide personalised recommendations or investment advisory services. Always do your own research or consult a licensed financial professional before making any financial decisions.