Best OCBC Credit Cards in Singapore 2025

Updated: 24 May 2025

OCBC credit cards offer flexible benefits, with up to 6% cashback on daily expenses or 10X rewards points on shopping and online purchases. With easy management through digital banking and exclusive discounts on travel, dining, and more, OCBC cards provide great value for any lifestyle.
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Card
Hot Reward Pick
SingSaver Reward
Reward Elsewhere
Card Benefits
Bonus Cap
OCBC 365 Credit Card
OCBC 365 Credit Card
S$258
S$150
0.25 - 6 % cashback
Up to S$160 / month
OCBC Rewards Credit Card
OCBC Rewards Credit Card
S$258
S$150
1 - 15OCBC$ / dollar
10,000 OCBC$
OCBC 90°N Visa Card
OCBC 90°N Visa Card
S$258
S$150
1.3 - 7miles / dollar
-
OCBC INFINITY Cashback Credit Card
OCBC INFINITY Cashback Credit Card
S$358
S$150
1.6 % cashback
-
OCBC NXT Credit Card
OCBC NXT Credit Card
-
-
-
0.50 - 1 % cashback
-
OCBC Frank Card
OCBC Frank Card
-
-
-
0.3 - 10 % cashback
-

Don’t miss out on this great deal!

Apple AirPods Gen 4 & more worth up to S$199

Apply for select OCBC Credit cards via SingSaver and get sign-up rewards including Apple AirPods Gen 4 & more worth up to S$199

Apply by Jun 01, 2025 to claim your reward:

Participating Cards:

OCBC 365 Credit Card
OCBC 365 Credit Card
For Cashback Chasers
OCBC 90°N Visa Card
OCBC 90°N Visa Card
For Miles Lovers
OCBC 90°N Mastercard
OCBC 90°N Mastercard
For Miles Lovers
OCBC Rewards Credit Card
OCBC Rewards Credit Card
For Reward Chasers
OCBC INFINITY Cashback Credit Card
OCBC INFINITY Cashback Credit Card
For Luxury Perks

How to Qualify?

  • SingSaver Exclusive Offer promotion is valid until 1 June 2025.
  • Promotion is valid for new OCBC credit cardmembers only.
  • Apply for participating OCBC credit cards via SingSaver and make at least 1 transaction within 30 days of card approval to be eligible for reward.
  • Promotion does not stack with other welcome offers from OCBC.
  • Terms and Conditions apply.

Best for daily cashback across categories

Fuel Savings
Up to 26.8 %
Cashback Local Spend
Up to 6 %
Cashback Pharmacy
3 %
Cashback Dining Spend
5 %

SingSaver Reward up to S$258- with others only S$150

SingSaver's take

Card details

Best for high points for shopping

Rewards Points Online Shopping
15 OCBC$ / dollar
Rewards Points Contactless Spend
10 OCBC$ / dollar
Rewards Points Dining
1 OCBC$ / dollar
Rewards Points Base
1 OCBC$ / dollar

SingSaver Reward up to S$258- with others only S$150

SingSaver's take

Card details

Best for travel rewards, miles on everything

Airmiles Overseas Spend
2.1 miles / dollar
Airmiles Local Spend
1.3 miles / dollar
Airmiles Hotel Booking
Up to 7 miles / dollar
Cashback Overseas
2.1 %

SingSaver Reward up to S$258- with others only S$150

SingSaver's take

Card details

Best for unlimited cashback, no caps

Cashback Local Online Spend
1.6 %
Cashback Transport
1.6 %
Cashback Overseas
1.6 %
Annual Fee
S$ 196.2

SingSaver Reward up to S$358- with others only S$150

SingSaver's take

Card details

Best for flexible perks, customisable benefits

Cashback Local Spend
Up to 1 %
Cashback Overseas Spend
Up to 1 %
Annual Fee Waiver
2 years
Cashback Transport
Up to 1 %

SingSaver's take

Card details

Best for youth lifestyle, online spending

Cashback Contactless Spend
Up to 10 %
Cashback Overseas Online Shopping
8 %
Cashback Local Online Shopping
Up to 10 %
Cashback Dining
Up to 8 %

SingSaver's take

Card details