Compare and buy car insurance in Singapore from top insurance providers
SingSaver helps you discover car insurance plans that best fit your and your family’s needs. Benefit from SingSaver’s exclusive offers and discounts today. Need help to decide? Reach out to our licensed brokers and we will get back to you within 24 hours.
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The quote is for , years old with years driving experience, NCD and number of claims.
Results: 15 (15)
Singtel CarProtect (Value)
- Affordable Plan
IncludedChoice of WorkshopFrom S$ 600Claim ExcessNAPersonal Accident CoverageAny DriverAuthorised DriversNot Included24hr Roadside AssistanceUp to S$ 300TowingNoWindscreen ExcessExcludedCourtesy Car/Transport Allowance
Singlife Motor Lite
- Best for NSMen & Civil Servants
- Get 20% off with code CAR20
IncludedChoice of WorkshopFrom S$ 300Claim ExcessNAPersonal Accident CoverageAvailable to add onAuthorised DriversNot Included24hr Roadside AssistanceUnlimitedTowingYesWindscreen ExcessAvailable as add onCourtesy Car/Transport Allowance
TIQ Comprehensive
- Comprehensive coverage
- Get 20% off with code TIQSINGSAVER
IncludedChoice of WorkshopFrom S$ 0Claim ExcessS$50,000Personal Accident CoverageAny DriverAuthorised DriversAvailable to add on24hr Roadside AssistanceUp to S$ 200TowingYesWindscreen ExcessS$ 50 /dayCourtesy Car/Transport Allowance
MSIG MotorMax
- Essential Coverage
S$842.25
IncludedChoice of WorkshopFrom S$ 500Claim ExcessS$20,000Personal Accident CoverageAny DriverAuthorised DriversIncluded24 hour emergency hotlineUp to S$ 500TowingYesWindscreen ExcessNACourtesy Car/Transport AllowanceAllianz Motor Protect
- Best post accident services
IncludedChoice of WorkshopFrom S$ 0Claim ExcessAvailable for Add OnPersonal Accident CoverageAny DriverAuthorised DriversIncluded24hr Roadside AssistanceUp to S$ 500TowingYesWindscreen ExcessCourtesy CarCourtesy Car/Transport AllowanceAIG Collision Only
- Basic coverage (add-ons available)
- 5% Off + Up to $300 Cashback
IncludedChoice of WorkshopFrom S$ 600Claim ExcessNot coveredPersonal Accident CoverageWithin Same HouseholdAuthorised DriversNot Included24hr Roadside AssistanceUp to S$ 500TowingAvailable as add onWindscreen CoverageAvailable as add onCourtesy Car/Transport Allowance
HLAS Car Protect360
- Great value for money
- 25% off + 2% cashback
S$1028.06
IncludedChoice of WorkshopFrom S$ 0Claim ExcessS$20,000Personal Accident CoverageUp to 2 Named DriversAuthorised DriversIncluded24hr Roadside AssistanceUp to S$ 500TowingWindscreen excess of S$100 waived if the repairs carried out at approved windscreen repairerWindscreen ExcessS$ 50 /dayCourtesy Car/Transport Allowance
Great EV Protect
IncludedChoice of WorkshopFrom S$ 900Claim ExcessS$120,000Personal Accident CoverageNoAuthorised DriversIncluded24hr Roadside AssistanceUp to S$ 300TowingS$100Windscreen ExcessAvailable for Add OnCourtesy Car/Transport AllowanceSingtel CarProtect (Essential)
- Affordable Plan
IncludedChoice of WorkshopFrom S$ 600Claim ExcessS$120,000Personal Accident CoverageAny DriverAuthorised DriversNot Included24hr Roadside AssistanceUp to S$ 300TowingYesWindscreen ExcessAvailable as add onCourtesy Car/Transport AllowanceSinglife Motor Standard
- Best for NSMen & Civil Servants
- Get 20% off with code CAR20
IncludedChoice of WorkshopFrom S$ 300Claim ExcessS$50,000Personal Accident CoverageAvailable to add onAuthorised DriversIncluded24hr Roadside AssistanceUnlimitedTowingYesWindscreen ExcessAvailable as add onCourtesy Car/Transport AllowanceEtiqa Third Party Only Private Car Insurance
- Comprehensive coverage
- Get 20% off with code TIQSINGSAVER
Not IncludedWorkshop of Your ChoiceNot coveredClaim ExcessNot coveredPersonal Accident CoverageNot Included24/7 Assistance ServicesNoTowingNoWindscreen CoverageNoTransport AllowanceMSIG MotorMax Plus
- Essential Coverage
S$968.6
IncludedChoice of WorkshopFrom S$ 500Claim ExcessS$100,000Personal Accident CoverageAny DriverAuthorised DriversIncluded24 hour emergency hotlineUp to S$ 500TowingYesWindscreen ExcessS$ 50 /dayCourtesy Car/Transport AllowanceAIG Complete
- Basic coverage (add-ons available)
- 5% Off + Up to $300 Cashback
IncludedChoice of WorkshopFrom S$ 600Claim ExcessNot coveredPersonal Accident CoverageWithin Same HouseholdAuthorised DriversNot Included24hr Roadside AssistanceUp to S$ 500TowingYesWindscreen ExcessAvailable as add onCourtesy Car/Transport AllowanceSingtel CarProtect (Premium)
- Affordable Plan
IncludedChoice of WorkshopFrom S$ 600Claim ExcessS$120,000Personal Accident CoverageAny DriverAuthorised DriversNot Included24hr Roadside AssistanceUp to S$ 300TowingYesWindscreen ExcessAvailable as add onCourtesy Car/Transport AllowanceSinglife Motor Prestige
- Best for NSMen & Civil Servants
- Get 20% off with code CAR20
IncludedChoice of WorkshopFrom S$ 300Claim ExcessS$100,000Personal Accident CoverageAvailable to add onAuthorised DriversIncluded24hr Roadside AssistanceUnlimitedTowingYesWindscreen ExcessS$ 80 /dayCourtesy Car/Transport Allowance
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Car insurance can be pricey, but it doesn’t have to be Drive worry-free without breaking the bank
Car insurance can be expensive, making it hard to get affordable coverage that meets your needs.
When you compare quotes on SingSaver, cheaper coverage that’s right for you is within easy reach.
So you can drive with peace of mind within your budget.
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at a glanceCompare multiple quotes that match your unique needs at one go. Get covered fast without searching across providers.
at a glanceCompare multiple quotes that match your unique needs at one go. Get covered fast without searching across providers.
Same quality coverage
at the lowest pricesEnjoy the same level of coverage from trusted brands, at the lowest prices in Singapore.
at the lowest pricesEnjoy the same level of coverage from trusted brands, at the lowest prices in Singapore.
The most value for
your moneyGet the right balance of coverage and price. Save even more with the best discounts and petrol vouchers.
your moneyGet the right balance of coverage and price. Save even more with the best discounts and petrol vouchers.
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Unsure of what car insurance you need?
Get expert support from our insurance specialists
Miya Ding
Insurance expert with 6 years of experience in the Singapore market.
Jeremy Ye
Car Insurance expert with 6 years of experience in the Singapore market.
How much does car insurance cost?And other frequently asked questions
Here's a number of things to keep an eye on:
Coverage optionsLearn about the different coverages the policy offers, like liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection. Pick the coverage that fits your needs and assess your risk tolerance.
DeductiblesEvaluate the deductibles for each type of coverage. A higher deductible typically means lower premiums but requires you to pay more out of pocket in the event of a claim.
Policy limitsCheck the policy limits to ensure they provide adequate coverage for your vehicle and assets. Think about your car's value, your financial status, and the possible liabilities if an accident happens. It's all about protecting what matters to you.
Policy exclusions and limitationsReview the policy to learn about exclusions or limitations affecting coverage, like restrictions on driving other vehicles or specific damage types.
DiscountsLook out for available discounts for factors such as safe driving, multiple policies, anti-theft devices, or bundling insurance with other products from the same provider. Using these discounts can reduce your premiums.
Customer reviews and ratingsDive into customer reviews and ratings for the insurance company. Positive reviews are a good sign of a trustworthy insurer who values great customer service.
Claims processGet to know how the insurer handles claims, like how to submit one, how long it might take to get sorted, and what kind of paperwork or proof you might need.
Premiums costsLook at premiums from various insurers and think about what coverage and benefits you get. The least expensive policy might not be the best deal if it's missing important coverage or if the customer service is poor.
Additional benefitsThe policy might offer extra benefits or optional coverage like roadside assistance, rental car reimbursement, or accident forgiveness. Consider if these additional features are worth the extra cost.
You can either buy a car insurance policy directly from an insurer, an insurance broker or through an online comparison platform like SingSaver, depending on your personal preference. If you like auto-renewals, buying directly from your current insurer or agent makes that easy. It might prevent you from comparing better deals and coverage with other insurers though.
In Singapore, insurance costs for electric vehicles (EVs) depend on the vehicle's value, repair costs including battery, the driver's risk profile, safety features, usage, and government incentives. While EVs usually cost more initially and require specialised repairs (especially for batteries, leading to higher premiums), advanced safety features and incentives to encourage EV adoption can help reduce costs.
The No Claim Discount (NCD) rewards safe driving habits by reducing the premium on future policy renewals, encouraging cautious driving. The table below showcases how most insurers in the industry for Private Car policies calculate NCD.
| Accident-free years | NCD percentage awarded |
|---|---|
| One Year | 10% |
| Two Consecutive Years | 20% |
| Three Consecutive Years | 30% |
| Four Consecutive Years | 40% |
| Five or More Consecutive Years | 50% |
Keen to know more about how NCDs work? Read this article: Everything You Need to Know About No-Claims Discount (NCD).
Filing a car insurance claim typically involves a few steps:
If safe, keep your car stationary after the accident
Contact your insurer's assistance hotline instantly
Take detailed photos of the accident scene
Exchange contact information with the other driver involved
Get your car repaired at an approved workshop
Renewing your car insurance in Singapore is a simple process. Here are the steps you need to take:
Gather the documents required by your insurance policy provider like your vehicle registration details, driver's licence, and other relevant documents.
Contact your insurance provider to obtain a car insurance renewal quotation based on your current policy and payment history.
Compare car insurance renewal quotations from multiple providers and select the best one for you.
Make the payment for your car insurance renewal, either by cash, cheque, or credit card.
Once you make your payment, your car insurer will process your car insurance renewal.
Your car insurance policy documents will reach you via email or post.
Want to know more about renewing your car insurance plan? Read the article here: 5 Things You Need to Check When Buying or Renewing Your Car Insurance Policy
If you're involved in a car accident, it's crucial to prioritise safety and follow the necessary steps to ensure a smooth process afterwards. Here's a checklist to guide you:
Check everyone's well-being and move vehicles to a safe location.
If there are injuries, immediately contact emergency services.
Exchange information with the other parties involved.
Collect details and contact information from witnesses.
Notify the police, even for minor accidents.
Document the scene with photos, capturing all relevant details.
Promptly contact your insurance company and provide all necessary details.
Seek medical attention for any injuries, even minor ones.
Follow up with authorities, your insurance, and healthcare providers for proper documentation and resolution.
Submit your insurance claim receipts and documents if required to expedite your insurance claims process.
Handling a hit and run requires quick and smart actions. Here's what to do:
Ensure your and passengers' safety by moving to a safe location.
Note the fleeing vehicle's details (make, model, colour, licence plate, etc.) if possible.
Call emergency services immediately to report the incident with all details.
Get contact information from any witnesses.
Document the scene with photos of your vehicle's damage and any other evidence.
Inform your insurance company, providing all gathered information.
Avoid confronting or following the fleeing driver to ensure your safety.
Cooperate with law enforcement, offering any evidence or information you have.
Cancelling your car insurance depends on your insurer's terms. Usually, cancelling before renewal means you could get back 70% of the unused premium, with the insurer keeping 30%. It's generally better to switch insurers at renewal to avoid penalties. Also, note that insurers can cancel your policy, potentially without a refund, for reasons like suspected fraud or illegal modifications.
Browse the latest car insurance blog articlesGet the latest tips and tricks to discover car insurance plans that best fit your and your family’s needs.
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