Best OCBC Loans in Singapore 2026
Updated: 15 Jan 2026
✅ Fast Approval, Disbursement & Flexible Loan Tenure
Loan | Monthly Repayment | SingSaver Reward | Annual Interest Rate | Total Cost of Loan | EIR | ||
|---|---|---|---|---|---|---|---|
 | OCBC Personal Loan - Existing OCBC loan customers | S$464 | - | 3.80 % | S$1,710 | 7.49 % p.a. |
OCBC Personal Loan - Existing OCBC loan customers
1. Head to OCBC's website and click "Apply now". Log in with your OCBC Internet Banking details thereafter.
2. Verify your personal particulars and submit the loan application
3. After approval, an SMS or email will be sent to you
- Existing OCBC loan customers will enjoy interest rates starting from 4.7% p.a.
- Min. loan amount: S$1,000
- Min. income for Singaporeans/PRs: S$30,000 p.a.
- Min. income for Foreigners: S$45,000 p.a.
- Processing fee: 1% of the approved loan amount
- Termination fee: 3% of outstanding principal or S$150, whichever is higher
1.. NRIC (Front & back)
2. CPF contribution history statement (latest 9 months)
3. Latest 1 year Income Tax Notice of Assessment (NOA)
4. Latest computerised payslip or salary crediting
*No additional documents required for existing EasiCredit or Credit Cards customers
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.
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