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OCBC

When you're short on cash, OCBC personal loans can give you what you need at interest rates you can afford. If you're after a source of funds to tap into when you need it, try the OCBC EasiCredit Loan. This is a line of credit with flexible repayments, giving you the freedom to take as long as you need to pay back the loan. For a one-time need, the OCBC ExtraCash Loan lets you borrow up to 6 times your monthly salary, which you pay back in fixed monthly instalments. Occasionally, SingSaver.com.sg offers exclusive low interest rates on the ExtraCash Loan for Singaporeans and Permanent Residents with a Credit Risk Grade of AA. Subscribe to our newsletter to get first dibs on the next SingSaver.com.sg exclusive and save money on interest rates!
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We compare loans that can be paid back over terms of between 12 months and 60 months. The effective interest rate (EIR) you will be charged depends on your personal circumstances, and will be between 8.5% p.a. and 14.94% p.a.

This is a representative example of what it may cost: a loan of S$10,000 over 36 months at 4.8% p.a. nominal interest would equate to monthly repayments of S$317.77 and the total cost of the loan that you pay back would be S$11,440.

The effective interest rate (EIR) you will be charged depends on your personal circumstances. Typically the lowest EIR charged by bank ranges between 5.0% p.a. to 20.0% p.a. depending on the choice of banks and products.

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