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OCBC Personal Loan

Features

Note that you will need to be an existing OCBC credit card or OCBC EasiCredit holder
Loan up to 4x of your monthly salary for annual income earners of less than $120k or up to 6x of your monthly salary for annual income earners of $120k and above
Minimum loan amount of $1,000
Please note that your approved interest rate will be determined by OCBC Bank
Min Income for Singaporeans/PRs: S$20,000 p.a.
Min Income for Foreigners: S$45,000 p.a.
Processing fees: 2% of the approved loan amount
Interest is subject to compounding if the monthly interest charges are not repaid in full.
Termination fee: $100

The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.
SingSaver compares the best Personal Loans in Singapore that range from 1-year to 7-year tenures. The effective interest rate (EIR) you can enjoy from the loans on our site range from 7.0% p.a. to 18.72% p.a. The EIR of your loan will depend on the annual interest rate (or bank advertised nominal interest rate) and the tenure of your loan. For example: a loan of S$10,000 over 3 years at 3.88% p.a. nominal interest would equate to monthly repayments of S$310.11, and the total cost of the loan that you pay back would be S$11,164. This is not inclusive of any administrative or processing fees that may apply.

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