With Christmas around the corner, you're probably gearing up for some serious shopping to check off your gifting list. Check out these credit card spending rewards to get the most from playing Santa.
It’s the time of the year when indulgent meaningful spending on gifts for your nearest and dearest (including yourself!) is not only highly encouraged but also a tradition for many of us. With credit card rewards and offers galore, we take a look at some of the more popular cards offering some not-to-be-missed redemptions this festive season.
Table of contents
CIMB
Promotion: CIMB Credit Cards Christmas 2023 Spend and Get Promotion
Spending period: 9 November 2023 to 8 January 2023
Receive Apple products on eligible CIMB Bank credit cards when you spend S$10,000, S$16,000, or S$24,000 during the promotion period.
You can also receive up to an additional 3% cashback on overseas spend when you spend a minimum of S$1,500.
DBS
Promotion: DBS Christmas Credit Card Campaign
Spending period: till 31 December 2023
Receive S$150 cashback when you meet the Shop & Dine Credit Card spend on your DBS Credit Card when you register for the DBS Christmas Credit Card promotion on DBS PayLah! app.
You can register in the following steps:
- Tap on the Rewards tab on DBS PayLah! app
- Register for the DBS 2023 Christmas Credit Card Campaign
- Meet your spend goal on Shop & Dine Credit Card spend from now till 31 Dec 2023
- Receive S$150 cashback
Visit the website for the full terms and conditions.
HSBC
Promotion: Festive Campaign 2022
Spending period: 16 November 2023 to 16 February 2024
Planning to splash out on some big gifts for your loved ones? Make your purchases extra worthwhile with HSBC's Festive Spend and Get Promotion.
The range of festive dining, retail, and staycation promotions makes it easy to pamper yourself while enjoying some attractive cashback.
Enjoy S$150 GrabGifts vouchers (limited to the first 1000 redemptions) with a minimum of S$7,000 spent (min. of 10 qualifying transactions). If you're among the first 500 cardholders to spend above S$12,000, you'll enjoy a S$300 GrabGifts vouchers.
To qualify for the redemption, HSBC credit cardholders can simply register using the following steps:
If you're not a HSBC cardholder yet, sign up now and receive up to S$200 cashback.
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SingSaver's Exclusive Offer: Enjoy 2x chances to win your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions. Valid till 20 December 2023. T&Cs apply. Click here to check out our past Lucky Draw winners!
Receive a Dyson Supersonic™ hair dryer (worth S$699) or an Apple iPad 9th 10.2" WiFi 64GB (worth S$503.65) or a Sony Portable Theatre System HT-AX7 (worth S$759) or S$350 Upsized Cash via PayNow when you provide marketing consent and make a min. spend of S$500 by the end of the following month from your card account opening date. Valid till 8 December 2023. T&Cs apply.
Applicants for the HSBC TravelOne Card have to provide marketing consent, make a min. spend of S$500 and pay the annual fee (S$194.40 incl. GST) to be eligible for the rewards.
Our Best Deal Guarantee promises you the best deal only with SingSaver. If you find a better offer elsewhere, submit a claim, and we'll reward you with double the difference. Valid till 7 January 2024. T&Cs apply. Applicable to HSBC TravelOne and HSBC Revolution Credit Cards only.
OCBC
Promotion: OCBC Christmas weekly S$1,000 cashback promotion 2023
Spending period: 15 November to 31 December 2023
This festive season, OBCB is giving S$1,000 cashback to OCBC card members with the highest number of transactions each week. Each transaction must be at least S$30.
Qualifying spend includes retail transactions (face-to-face or online purchases) made on any OCBC credit or debit cards, excluding these.
SingSaver Exclusive Offer: Enjoy 3x chances to win your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions. Valid till 20 December 2023. T&Cs apply. Click here to check out our past Lucky Draw winners!
For OCBC 365 Card Only: Receive an Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$503.65) or an Apple AirPods Pro Gen 2 + MagSafe Charger Bundle (worth S$421.35) or a Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag Travel Bundle (worth S$570) or S$320 Upsized Cash via PayNow when you make a min. spend S$500 within 30 days of card approval. Valid till 7 December 2023. T&Cs apply.
For OCBC INFINITY Cashback, OCBC Titanium Rewards, OCBC 90°N Mastercard and Visa Cards Only: Receive an Apple AirPods Gen 3 + MagSafe Charger bundle (worth S$330.50) or Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag Travel Bundle (worth S$570) or S$300 eCapitaVoucher or S$280 Upsized Cash via PayNow when you make a min. spend of S$500 within 30 days of card approval. Valid till 7 December 2023. T&Cs apply.
Our Best Deal Guarantee promises you the best deal only with SingSaver. If you find a better offer elsewhere, submit a claim, and we'll reward you with double the difference. Valid till 7 January 2024. T&Cs apply.
Standard Chartered
Promotion: A Million Reasons To Be Happier
Spending period: 16 October 2023 to 15 January 2024
From 16 October 2023, earn your share of S$1 million worth of cashback when you register on the SC Mobile app, enable push notification, and meet the spend amount in at least one of the three tiers during the qualifying period:
| Spend amount per qualifying period | Cashback amount per qualifying period | Number of qualifiers per qualifying period |
| S$2,000 to <S$5,000 | S$20 Cashback | First 2,000 Registered Cardholders |
| S$5,000 to S$12,000 | S$50 Cashback | First 2,000 Registered Cardholders |
| >S$12,000 | S$100 Cashback | First 2,000 Registered Cardholders |
There are three qualifying periods and you're only required to register once to participate in the current qualifying period.
| Qualifying period | Register by |
| 16 October 2023 to 15 November 2023 | 15 November 2023 |
| 16 November 2023 to 15 December 2023 | 15 December 2023 |
| 16 December 2023 to 15 January 2024 | 15 January 2024 |
The top 20 cardholders per qualifying period will each get tokens as part of the S$2,000 TANGS shopping spree promotion:
| How you can earn the tokens | Tokens earned |
| SC Visa Credit Card spends* of S$50 | 1 token |
| SC MasterCard Credit Card spends* of S$50 | 2 tokens |
| New SC Credit Card or SC EasyBill | 10 tokens |
| New SC EasyPay | 20 tokens |
*accumulated spends
SingSaver's Exclusive Offer: Enjoy 3x chances to win your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions. Valid till 20 December 2023. T&Cs apply. Click here to check out our past Lucky Draw winners!
Standard Chartered Simply Cash Credit Card Only: Receive an Apple AirPods Pro Gen 2 + AirTag bundle (worth S$407.35) or Nintendo Switch Gen 2 (worth S$399) or Xiaomi Robot Vacuum S10 EU (worth S$379) or up to S$400 Super Upsized Cash via PayNow when you activate and spend at least S$500 within 30 days of card approval.when you activate and spend at least S$500 within 30 days of card approval. Valid till 7 January 2024. T&Cs apply.
Plus, get additional $20 Bonus Cash when you put your card-on-file and spend at least $20 on select merchants within 30 days of Card approval. List of select merchants: Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix.
Standard Chartered Smart and Rewards+ Credit Cards Only: Receive an Apple AirPods Gen 3 + MagSafe Charger bundle (worth S$330.50) or Fujifilm Insta Mini Evo Camera + Photo Instax Mini Film (Rainbow) bundle (worth S$324) when you apply and spend at least S$250 within 30 days of card approval date. Valid till 7 January 2024. T&Cs apply.
Standard Chartered Journey Credit Card Only: Receive an AirTag 4 Pack (worth S$149) when you apply and spend at least S$250 within 30 days of card approval date. Valid till 7 January 2024. T&Cs apply.
Also, get up to 45,000 miles when you apply, spend S$3,000 in eligible transactions within the first 2 months of card approval, and pay the annual fee on your SCB Journey Card. Valid till 31 December 2023. T&Cs apply.
Plus, get additional $20 Bonus Cash when you put your card-on-file and spend at least $20 on select merchants within 30 days of Card approval. List of select merchants: Shopee, Lazada, Taobao, EzBuy, Qoo10, Carousell & Netflix.
Our Best Deal Guarantee promises you the best deal only with SingSaver. If you find a better offer elsewhere, submit a claim, and we'll reward you with double the difference. Valid till 7 January 2024. T&Cs apply.
UOB
Promotion: UOB Cards Spend & Get Promotion 2023
Spending period: There are two qualifying periods for this promotion -
- 7 Nov 2022 to 4 Dec 2023 (both dates inclusive): Nintendo Switch OLED - Model White
- 5 Dec 2023 to 1 Jan 2024 (both dates inclusive): Nintendo Switch OLED - Model Neon Blue/Neon Red
From shopping, travel, and dining treats, Christmas provides the best opportunities to gather with your friends and make some serious travel plans for 2024.
While you're at it, UOB's Christmas deals are a great way for credit cardholders to spend and redeem some cool prizes. The grand prize is an Xbox Series S with a limited edition storage trunk designed by local artist Muhammad Izdi (@LepakLukis).
This promotion is open to UOB credit and debit cardholders who register by sending the following SMS to 77862 from the mobile number registered with the bank:
XMAS<space>Last 4 characters of NRIC/Passport No.<space>Date of birth in DDMMYY (eg. XMAS 234A 010188)
Upon sending the message, you will receive a confirmation message from the bank.
The main criteria is to spend a minimum of S$8,000 on a card during one of the qualifying periods. The first 500 qualified cardholders who are eligible to redeem the Gift for each redemption period will be notified via SMS with the redemption details by 29 Feb 2024. See the full T&Cs here.
There is also a host of shopping, travel, and dining promotions which you can take advantage of over the UOB TMRW app to end the year on a bang.
SingSaver's Exclusive Offer: Enjoy 1x chance to win your share of up to S$200,000 in prizes in our epic 101! Milestone Giveaway, including S$5,000 bonus cash each week on top of ongoing promotions. Valid till 20 December 2023. T&Cs apply. Click here to check out our past Lucky Draw winners!
Receive S$350 cash credit or up to 50,000 miles when you apply for select UOB credit cards and fulfil the minimum spending requirements. T&Cs apply.
Our Best Deal Guarantee promises you the best deal only with SingSaver. If you find a better offer elsewhere, submit a claim, and we'll reward you with double the difference. Valid till 7 January 2024. T&Cs apply.
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