With Christmas around the corner, you're probably gearing up for some serious shopping to check off your gifting list. Check out these credit card spending rewards to get the most from playing Santa.
It’s the time of the year when indulgent meaningful spending on gifts for your nearest and dearest (including yourself!) is not only highly encouraged but also a tradition for many of us. With credit card rewards and offers galore, we take a look at some of the more popular cards offering some not-to-be-missed redemptions this festive season.
Table of contents
CIMB
Promotion: CIMB Credit Cards Christmas 2023 Spend and Get Promotion
Spending period: 9 November 2023 to 8 January 2023
Receive Apple products on eligible CIMB Bank credit cards when you spend S$10,000, S$16,000, or S$24,000 during the promotion period.
You can also receive up to an additional 3% cashback on overseas spend when you spend a minimum of S$1,500.
DBS
Promotion: DBS Christmas Credit Card Campaign
Spending period: till 31 December 2023
Receive S$150 cashback when you meet the Shop & Dine Credit Card spend on your DBS Credit Card when you register for the DBS Christmas Credit Card promotion on DBS PayLah! app.
You can register in the following steps:
- Tap on the Rewards tab on DBS PayLah! app
- Register for the DBS 2023 Christmas Credit Card Campaign
- Meet your spend goal on Shop & Dine Credit Card spend from now till 31 Dec 2023
- Receive S$150 cashback
Visit the website for the full terms and conditions.
HSBC
Promotion: Festive Campaign 2022
Spending period: 16 November 2023 to 16 February 2024
Planning to splash out on some big gifts for your loved ones? Make your purchases extra worthwhile with HSBC's Festive Spend and Get Promotion.
The range of festive dining, retail, and staycation promotions makes it easy to pamper yourself while enjoying some attractive cashback.
Enjoy S$150 GrabGifts vouchers (limited to the first 1000 redemptions) with a minimum of S$7,000 spent (min. of 10 qualifying transactions). If you're among the first 500 cardholders to spend above S$12,000, you'll enjoy a S$300 GrabGifts vouchers.
To qualify for the redemption, HSBC credit cardholders can simply register using the following steps:
If you're not a HSBC cardholder yet, sign up now and receive up to S$200 cashback.
⭐HSBC CC Lucky Draw⭐: Apply for an HSBC Credit Card and get the chance to win a Mercedes-Benz EQB or 86,000 KrisFlyer miles (enough for a round-trip economy class ticket to Paris). Get up to 30+ chances to win when you apply for HSBC Credit Cards and spend a minimum of S$500. Valid till 23 September 2024. T&Cs apply.
SingSaver Exclusive Offer: Enjoy the following rewards when you sign up for an HSBC credit card.
HSBC Advance Card (📣Offer Only Available on SingSaver📣): Receive a Dyson V8 Slim™ Fluffy (worth S$509) or an Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or a BEA Office Chair (worth S$509) or S$350 eCapitaVoucher upon activating and spending min. S$500 by end of the following calendar month from the card account opening date and providing marketing consent. Valid till 31 July 2024. T&Cs apply.
HSBC Live+ Card: Receive a FLUJO SmartTrax Standing Desk (worth S$699) or a Dyson AM07 (worth S$459) or a Sony WF-1000XM5 (worth S$429) or S$300 eVoucher (Redeem from Merchants such as Shopee, Grab) upon activating and spending min. S$500 by end of the following calendar month from the card account opening date and providing marketing consent. Valid till 31 July 2024. T&Cs apply.
Get up to S$900 worth of vouchers and cashback with Live+:
- S$300 eVoucher when you sign up with SingSaver
- S$100 cashback from HSBC when you charge 1 qualifying transaction (T&Cs)
- up to S$500 cashback from Live+ Card over 6 months (based on 8% cashback capped at S$250 per quarter)
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HSBC TravelOne Credit Card: Receive a Dyson Supersonic™ hair dryer (worth S$699) or an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$529) or an Apple Watch Series 9 (worth S$604.50) or S$400 eVoucher (Redeem from merchants like Klook) or 27K Max Miles upon activating and spending min. S$1,000 plus pay annual fee of S$196.20 by end of the following calendar month from the card account opening date and providing marketing consent. Available for both new and existing card holders. Valid till 31 July 2024. T&Cs apply.
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⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up as low as S$100. Valid till 31 July 2024. T&Cs apply.
- S$100 for an Apple iPad 10th Gen 10.9 wifi 64GB worth (S$529.00)
- S$250 for an Apple Watch Series 9 (GPS), 41mm worth (S$604.50)
- S$200 for a Sony HT-AX7 Portable Theatre System worth (S$769.00)
- S$588 for a Sony ZV-1M2 Vlog Camera worth (S$1,209.00)
- S$980 for a Macbook Air 13" 256GB M3 worth (S$1,599.00)
- S$1,099 for an Apple iPhone 15 Pro 128GB worth (S$1,664.25)
OCBC
Promotion: OCBC Christmas weekly S$1,000 cashback promotion 2023
Spending period: 15 November to 31 December 2023
This festive season, OBCB is giving S$1,000 cashback to OCBC card members with the highest number of transactions each week. Each transaction must be at least S$30.
Qualifying spend includes retail transactions (face-to-face or online purchases) made on any OCBC credit or debit cards, excluding these.
SingSaver's Exclusive Offer: Receive the following rewards when you apply for select OCBC credit cards:
For OCBC 365/90N Visa Cards: Get a Travel Bundle [Samsonite Volant Spinner 68/25 EXP + 2X Apple AirTag] (worth S$570.80) or a Dyson AM07 (worth S$459) or S$270 eCapitaVoucher or S$200 Cash+S$50 eCapitaVoucher via PayNow when you make a min. spend of S$500 within 30 days of card approval. Applicable to new OCBC credit card holders only. Valid till 14 August 2024. T&Cs apply.
For OCBC Infinity/90N Mastercard/Rewards Cards: Get a Travel Bundle [Samsonite Volant Spinner 68/25 EXP + Apple AirTag] (worth S$525.40) or an Apple AirPods (Generation 3) with Magsafe Charging Case (worth S$274) or S$220 eCapitaVoucher or S$200 Cash via PayNow when you make a min. spend of S$500 within 30 days of card approval. Applicable to new OCBC credit card holders only. Valid till 14 August 2024. T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up as low as S$200. Valid till 31 July 2024. T&Cs apply.
- S$200 for an Apple AirPods Pro (2nd Gen) (worth S$365.70)
- S$280 for an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30)
- S$380 for a Xiaomi Robot Vacuum X20 UK (worth S$699.00)
- S$450.00 for a Flujo Ayla Ergonomic Office Chair (worth S$1,139.00)
Standard Chartered
Promotion: A Million Reasons To Be Happier
Spending period: 16 October 2023 to 15 January 2024
From 16 October 2023, earn your share of S$1 million worth of cashback when you register on the SC Mobile app, enable push notification, and meet the spend amount in at least one of the three tiers during the qualifying period:
| Spend amount per qualifying period | Cashback amount per qualifying period | Number of qualifiers per qualifying period |
| S$2,000 to <S$5,000 | S$20 Cashback | First 2,000 Registered Cardholders |
| S$5,000 to S$12,000 | S$50 Cashback | First 2,000 Registered Cardholders |
| >S$12,000 | S$100 Cashback | First 2,000 Registered Cardholders |
There are three qualifying periods and you're only required to register once to participate in the current qualifying period.
| Qualifying period | Register by |
| 16 October 2023 to 15 November 2023 | 15 November 2023 |
| 16 November 2023 to 15 December 2023 | 15 December 2023 |
| 16 December 2023 to 15 January 2024 | 15 January 2024 |
The top 20 cardholders per qualifying period will each get tokens as part of the S$2,000 TANGS shopping spree promotion:
| How you can earn the tokens | Tokens earned |
| SC Visa Credit Card spends* of S$50 | 1 token |
| SC MasterCard Credit Card spends* of S$50 | 2 tokens |
| New SC Credit Card or SC EasyBill | 10 tokens |
| New SC EasyPay | 20 tokens |
*accumulated spends
⚡Flash Deal⚡: Get an Apple iPhone 15 128GB (worth S$1,311) on top of existing rewards when you are the 7th applicant and every subsequent 10th applicant (7th, 17th, 27th, 37th, etc.) for select Standard Chartered credit cards and fulfil all promo criteria. Valid till 31 July 2024. T&Cs apply.
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SingSaver's Exclusive Offer: Enjoy the following rewards when you sign up for a Standard Chartered credit card. Eligible for new Standard Chartered cardholders only.
Standard Chartered Simply Cash Credit Card: Receive a Dyson Supersonic™ hair dryer (worth S$699) or an Apple iPad 10th Gen 10.9 wifi 64GB (worth S$529) or an Apple Watch SE (GEN 2) GPS + Cellular 44mm (worth S$503.60) or S$350 Cash via PayNow when you apply and spend min. S$500 within 30 days of card activation & approval. Valid till 31 July 2024. T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up as low as S$250. Valid till 31 July 2024. T&Cs apply.
- S$250.00 for an Apple Watch Series 9 (GPS), 41mm (worth S$604.50)
- S$799.00 for an Apple Watch Ultra 2 GPS + Cellular, 49mm (Alpine Loop/Ocean Band/Trail Loop) (worth S$1,210.10)
- S$1,050.00 for a Macbook Air 13" 256GB M3 (worth S$1,599.00)
- S$1,150.00 for an iPhone 15 Pro 128GB (worth S$1,664.25)
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Standard Chartered Smart Card and Rewards+ Card: Receive a Dyson AM07 (worth S$459) or Sony WF-1000XM5 (worth S$429) or S$300 eCapita Voucher or S$280 Cash via PayNow when you apply and spend min. S$500 within 30 days of card activation & approval. Valid till 31 July 2024. T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up specific amounts. Valid till 31 July 2024. T&Cs apply.
- S$190.00 for an Apple AirPods Pro (2nd Gen) (worth S$365.70)
- S$300.00 for an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30)
- S$380.00 for a Xiaomi Robot Vacuum X20 UK (worth S$699.00)
- S$450.00 for a Flujo Ayla Ergonomic Office Chair (worth S$1,139.00)
Standard Chartered Journey Credit Card Only: Receive an Apple AirPods Pro (worth S$365.70) or up to 60K Max Miles or S$280 eCapita Voucher or S$250 Cash via PayNow when you apply and spend min. S$500 within 30 days of card activation & approval. Valid till 31 July 2024. T&Cs apply.
Get the additional 45k miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 60 days of card approval. Valid till 31 July 2024. T&Cs apply.
⬆️Reward Upgrade Campaign⬆️: Upgrade your rewards when you top up specific amounts. Valid till 31 July 2024. T&Cs apply.
- S$300.00 for an Apple iPad 9th Gen 10.9 wifi 64GB (worth S$508.30)
- S$380.00 for a Xiaomi Robot Vacuum X20 UK (worth S$699.00)
- S$450.00 for a Flujo Ayla Ergonomic Office Chair (worth S$1,139.00)
UOB
Promotion: UOB Cards Spend & Get Promotion 2023
Spending period: There are two qualifying periods for this promotion -
- 7 Nov 2022 to 4 Dec 2023 (both dates inclusive): Nintendo Switch OLED - Model White
- 5 Dec 2023 to 1 Jan 2024 (both dates inclusive): Nintendo Switch OLED - Model Neon Blue/Neon Red
From shopping, travel, and dining treats, Christmas provides the best opportunities to gather with your friends and make some serious travel plans for 2024.
While you're at it, UOB's Christmas deals are a great way for credit cardholders to spend and redeem some cool prizes. The grand prize is an Xbox Series S with a limited edition storage trunk designed by local artist Muhammad Izdi (@LepakLukis).
This promotion is open to UOB credit and debit cardholders who register by sending the following SMS to 77862 from the mobile number registered with the bank:
XMAS<space>Last 4 characters of NRIC/Passport No.<space>Date of birth in DDMMYY (eg. XMAS 234A 010188)
Upon sending the message, you will receive a confirmation message from the bank.
The main criteria is to spend a minimum of S$8,000 on a card during one of the qualifying periods. The first 500 qualified cardholders who are eligible to redeem the Gift for each redemption period will be notified via SMS with the redemption details by 29 Feb 2024. See the full T&Cs here.
There is also a host of shopping, travel, and dining promotions which you can take advantage of over the UOB TMRW app to end the year on a bang.
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