Credit Card Spend And Redeem Promotion (2023) -- Christmas Promotions

Sihan Chia

Sihan Chia

Last updated 03 December, 2023

With Christmas around the corner, you're probably gearing up for some serious shopping to check off your gifting list. Check out these credit card spending rewards to get the most from playing Santa.

It’s the time of the year when indulgent meaningful spending on gifts for your nearest and dearest (including yourself!) is not only highly encouraged but also a tradition for many of us. With credit card rewards and offers galore, we take a look at some of the more popular cards offering some not-to-be-missed redemptions this festive season.

 

Table of contents


CIMB

Promotion: CIMB Credit Cards Christmas 2023 Spend and Get Promotion

Spending period: 9 November 2023 to 8 January 2023

Receive Apple products on eligible CIMB Bank credit cards when you spend S$10,000, S$16,000, or S$24,000 during the promotion period. 

You can also receive up to an additional 3% cashback on overseas spend when you spend a minimum of S$1,500.

 

Welcome Offer: Receive S$88 Cashback when you make a minimum of S$108 eligible spends within 30 days of card approval date. Plus, receive S$100 Cashback (S$188 in total) when you increase your minimum eligible spends to S$988 within 60 days of card approval date. Valid till 31 July 2024. T&Cs apply.

 


DBS

Promotion: DBS Christmas Credit Card Campaign

Spending period: till 31 December 2023 

Receive S$150 cashback when you meet the Shop & Dine Credit Card spend on your DBS Credit Card when you register for the DBS Christmas Credit Card promotion on DBS PayLah! app. 

You can register in the following steps:

- Tap on the Rewards tab on DBS PayLah! app

- Register for the DBS 2023 Christmas Credit Card Campaign

- Meet your spend goal on Shop & Dine Credit Card spend from now till 31 Dec 2023

- Receive S$150 cashback

Visit the website for the full terms and conditions.

DBS/POSB Credit Card Welcome Gift: Receive up to S$388 cashback or 85,000 miles when you apply for select DBS credit cards and fulfil the relevant promotion criteria. T&Cs apply.

 

 


HSBC

Promotion: Festive Campaign 2022

Spending period: 16 November 2023 to 16 February 2024

Planning to splash out on some big gifts for your loved ones? Make your purchases extra worthwhile with HSBC's Festive Spend and Get Promotion.

The range of festive dining, retail, and staycation promotions makes it easy to pamper yourself while enjoying some attractive cashback. 

Enjoy S$150 GrabGifts vouchers (limited to the first 1000 redemptions) with a minimum of S$7,000 spent (min. of 10 qualifying transactions). If you're among the first 500 cardholders to spend above S$12,000, you'll enjoy a S$300 GrabGifts vouchers. 

To qualify for the redemption, HSBC credit cardholders can simply register using the following steps:

hsbc festive promotion

If you're not a HSBC cardholder yet, sign up now and receive up to S$200 cashback.

not an hsbc credit card holder yet

Enjoy the following rewards when you sign up for an HSBC credit card.

HSBC CC_KV1_BLOGARTICLE_800x250

⚡Flash Deal⚡: Get a PlayStation 5 Disc Version (worth S$799) or a Dyson Airwrap (worth S$859) or S$500 e-capita Vouchers when you are one of the first 500 to apply and spend a minimum of S$500 by the end of the following calendar month from the card account opening date. Remaining applicants will enjoy SingSaver Exclusive rewards. Valid till 4 June 2024. T&Cs apply

HSBC CC_KV1_BLOGARTICLE_800x250

SingSaver's Exclusive Offer: Receive a Dyson Supersonic™ hair dryer (worth S$699) or an Apple iPad 9th 10.2" WiFi 64GB (worth S$508.30) or S$350 eCapitaVoucher or 21K Max Miles upon activating and spending min. S$500 by the end of the following calendar month from the card account opening date. Valid till 4 June 2024. T&Cs apply.

For HSBC TravelOne Card: Receive the above rewards when you activate and spend a min. S$500 plus pay an annual fee of S$196.20 by the end of the following calendar month from the card account opening date. Valid till 4 June 2024. T&Cs apply.

Pay_To_Upgrade_Rewards_Campaign_BLOGARTICLE_800x250-1

Plus, upgrade your rewards when you top up S$200 to get a Sony Portable Theatre System HT-AX7 (worth $$759). Alternatively, top up S$1,099 for an Apple MacBook Air 13” (M3 chip) 256GB (worth S$1,599) or an Apple iPhone 15 Pro 128GB (worth S$1,664.25). Valid till 4 June 2024. T&Cs apply.

 

 


OCBC

Promotion: OCBC Christmas weekly S$1,000 cashback promotion 2023

Spending period: 15 November to 31 December 2023

This festive season, OBCB is giving S$1,000 cashback to OCBC card members with the highest number of transactions each week. Each transaction must be at least S$30. 

Qualifying spend includes retail transactions (face-to-face or online purchases) made on any OCBC credit or debit cards, excluding these

 

 


Standard Chartered

Promotion: A Million Reasons To Be Happier

Spending period: 16 October 2023 to 15 January 2024

From 16 October 2023, earn your share of S$1 million worth of cashback when you register on the SC Mobile app, enable push notification, and meet the spend amount in at least one of the three tiers during the qualifying period: 

Spend amount per qualifying period Cashback amount per qualifying period Number of qualifiers per qualifying period
S$2,000 to <S$5,000   S$20 Cashback  First 2,000 Registered Cardholders
S$5,000 to S$12,000  S$50 Cashback  First 2,000 Registered Cardholders
>S$12,000 S$100 Cashback  First 2,000 Registered Cardholders

There are three qualifying periods and you're only required to register once to participate in the current qualifying period.

Qualifying period Register by
16 October 2023 to 15 November 2023 15 November 2023
16 November 2023 to 15 December 2023 15 December 2023
16 December 2023 to 15 January 2024 15 January 2024

See the full T&Cs here. 

The top 20 cardholders per qualifying period will each get tokens as part of the S$2,000 TANGS shopping spree promotion:

How you can earn the tokens Tokens earned
SC Visa Credit Card spends* of S$50 1 token
SC MasterCard Credit Card spends* of S$50 2 tokens
New SC Credit Card or SC EasyBill 10 tokens
New SC EasyPay 20 tokens

*accumulated spends

See the full T&Cs here. 

SingSaver's Exclusive Offer: Enjoy the following rewards when you sign up for a Standard Chartered credit card. Eligible for new Standard Chartered cardholders only.

SCB SIMPLY CASH_KV1_BLOGARTICLE_800x250

Standard Chartered Simply Cash Credit Card : Receive a Sony HT-AX7 (worth S$769) or Dyson SSHD (worth S$699) or Apple iPad 9th Gen 10.2 Wifi 64GB (worth S$508.30) or S$330 cash upon activating and spending min. $500 spend within 30 days of card approval. Also, get an additional S$30 e-Capitaland voucher when you make a min. spending of $1,000 in your 2nd month. Valid till 2 June 2024. T&Cs apply.
 

Plus, get an additional S$20 e-Capitaland Voucher when you split the payment for your purchases with SCB Easy Pay, pay your bills with SCB Easybill or put any of your purchases on instalment in SCB Savings Account or Current Account within 60 days of approval. Valid till 2 June 2024. T&C applies.

SCB CC_BLOGARTICLE_800x250

Standard Chartered Smart Card and Rewards+ Card: Receive  a Dyson AM07 (worth S$459) or Hinomi H1 Classic V3 Ergonomic Office Chair (worth S$419) or Apple Airpods (3rd Gen) With Magsafe Charging Case (worth S$274) or up to S$250 cash upon activating and spending min. S$250 spend within 30 days of card approval. Also, get an additional S$20 e-Capitaland voucher when you make a min. spending of S$1,000 in your 2nd month. Valid till 2 June 2024.  T&Cs apply.

Plus, get an additional S$20 e-Capitaland Voucher when you split the payment for your purchases with SCB Easy Pay, pay your bills with SCB Easybill or put any of your purchases on instalment in SCB Savings Account or Current Account within 60 days of approval. Valid till 2 June 2024. T&C applies.

SCB Journey Sony_BLOGARTICLE_800x250

Standard Chartered Journey Credit Card Only: Receive a SONY SRS-XB100 (worth S$90) or Apple AirTag (worth S$45.40) or up to S$50 cash upon activating your card within 30 days and no minimum spend required. Also, get an additional S$20 e-Capitaland voucher when you make a min. spending of $1,000 in your 2nd month. Valid till 2 June 2024. T&Cs apply.

Get an additional S$20 e-Capitaland Voucher when you split the payment for your purchases with SCB Easy Pay, pay your bills with SCB Easybill or put any of your purchases on instalment in SCB Savings Account or Current Account within 60 days of approval. Valid till 2 June 2024. T&C applies.

Plus, receive up to 45,000 miles when you apply with annual fee payment (S$196.20 incl. GST) and make a min. spend of S$3,000 within 2 months of card approval. Valid till 30 June 2024. T&Cs apply.

 

 


UOB

Promotion: UOB Cards Spend & Get Promotion 2023

Spending period: There are two qualifying periods for this promotion -

  • 7 Nov 2022 to 4 Dec 2023 (both dates inclusive): Nintendo Switch OLED - Model White
  • 5 Dec 2023 to 1 Jan 2024 (both dates inclusive): Nintendo Switch OLED - Model Neon Blue/Neon Red

From shopping, travel, and dining treats, Christmas provides the best opportunities to gather with your friends and make some serious travel plans for 2024. 

While you're at it, UOB's Christmas deals are a great way for credit cardholders to spend and redeem some cool prizes. The grand prize is an Xbox Series S with a limited edition storage trunk designed by local artist Muhammad Izdi (@LepakLukis).

This promotion is open to UOB credit and debit cardholders who register by sending the following SMS to 77862 from the mobile number registered with the bank:

XMAS<space>Last 4 characters of NRIC/Passport No.<space>Date of birth in DDMMYY (eg. XMAS 234A 010188)

Upon sending the message, you will receive a confirmation message from the bank.

The main criteria is to spend a minimum of S$8,000 on a card during one of the qualifying periods. The first 500 qualified cardholders who are eligible to redeem the Gift for each redemption period will be notified via SMS with the redemption details by 29 Feb 2024. See the full T&Cs here

There is also a host of shopping, travel, and dining promotions which you can take advantage of over the UOB TMRW app to end the year on a bang.

UOB Credit Card Welcome Offer: Receive S$350 Cash Credit or up to 50,000 miles when you apply for select UOB credit cards and fulfil the minimum spending requirements. Valid till 30 June 2024. T&Cs apply.

 

FINANCIAL TIP:

Use a personal loan to consolidate your outstanding debt at a lower interest rate!

Sign up for our newsletter for financial tips, tricks and exclusive information that can be personalised to your preferences!