Credit Card Spend And Redeem Promotion (2023) -- Christmas Promotions

With Christmas around the corner, you're probably gearing up for some serious shopping to check off your gifting list. Check out these credit card spending rewards to get the most from playing Santa.

It’s the time of the year when indulgent meaningful spending on gifts for your nearest and dearest (including yourself!) is not only highly encouraged but also a tradition for many of us. With credit card rewards and offers galore, we take a look at some of the more popular cards offering some not-to-be-missed redemptions this festive season.

Table of contents

• CIMB
• DBS
• HSBC
• OCBC
• Standard Chartered
• UOB

CIMB

Promotion: CIMB Credit Cards Christmas 2023 Spend and Get Promotion

Spending period: 9 November 2023 to 8 January 2023

Receive Apple products on eligible CIMB Bank credit cards when you spend S$10,000, S$16,000, or S$24,000 during the promotion period. 

You can also receive up to an additional 3% cashback on overseas spend when you spend a minimum of S$1,500.

DBS

Promotion: DBS Christmas Credit Card Campaign

Spending period: till 31 December 2023 

Receive S$150 cashback when you meet the Shop & Dine Credit Card spend on your DBS Credit Card when you register for the DBS Christmas Credit Card promotion on DBS PayLah! app. 

You can register in the following steps:

- Tap on the Rewards tab on DBS PayLah! app

- Register for the DBS 2023 Christmas Credit Card Campaign

- Meet your spend goal on Shop & Dine Credit Card spend from now till 31 Dec 2023

- Receive S$150 cashback

Visit the website for the full terms and conditions.

HSBC

Promotion: Festive Campaign 2022

Spending period: 16 November 2023 to 16 February 2024

Planning to splash out on some big gifts for your loved ones? Make your purchases extra worthwhile with HSBC's Festive Spend and Get Promotion.

The range of festive dining, retail, and staycation promotions makes it easy to pamper yourself while enjoying some attractive cashback. 

Enjoy S$150 GrabGifts vouchers (limited to the first 1000 redemptions) with a minimum of S$7,000 spent (min. of 10 qualifying transactions). If you're among the first 500 cardholders to spend above S$12,000, you'll enjoy a S$300 GrabGifts vouchers. 

To qualify for the redemption, HSBC credit cardholders can simply register using the following steps:

If you're not a HSBC cardholder yet, sign up now and receive up to S$200 cashback.

OCBC

Promotion: OCBC Christmas weekly S$1,000 cashback promotion 2023

Spending period: 15 November to 31 December 2023

This festive season, OBCB is giving S$1,000 cashback to OCBC card members with the highest number of transactions each week. Each transaction must be at least S$30. 

Qualifying spend includes retail transactions (face-to-face or online purchases) made on any OCBC credit or debit cards, excluding these. 

Standard Chartered

Promotion: A Million Reasons To Be Happier

Spending period: 16 October 2023 to 15 January 2024

From 16 October 2023, earn your share of S$1 million worth of cashback when you register on the SC Mobile app, enable push notification, and meet the spend amount in at least one of the three tiers during the qualifying period: 

There are three qualifying periods and you're only required to register once to participate in the current qualifying period.

See the full T&Cs here. 

The top 20 cardholders per qualifying period will each get tokens as part of the S$2,000 TANGS shopping spree promotion:

*accumulated spends

See the full T&Cs here. 

UOB

Promotion: UOB Cards Spend & Get Promotion 2023

Spending period: There are two qualifying periods for this promotion -

• 7 Nov 2022 to 4 Dec 2023 (both dates inclusive): Nintendo Switch OLED - Model White
• 5 Dec 2023 to 1 Jan 2024 (both dates inclusive): Nintendo Switch OLED - Model Neon Blue/Neon Red

From shopping, travel, and dining treats, Christmas provides the best opportunities to gather with your friends and make some serious travel plans for 2024. 

While you're at it, UOB's Christmas deals are a great way for credit cardholders to spend and redeem some cool prizes. The grand prize is an Xbox Series S with a limited edition storage trunk designed by local artist Muhammad Izdi (@LepakLukis).

This promotion is open to UOB credit and debit cardholders who register by sending the following SMS to 77862 from the mobile number registered with the bank:

XMAS<space>Last 4 characters of NRIC/Passport No.<space>Date of birth in DDMMYY (eg. XMAS 234A 010188)

Upon sending the message, you will receive a confirmation message from the bank.

The main criteria is to spend a minimum of S$8,000 on a card during one of the qualifying periods. The first 500 qualified cardholders who are eligible to redeem the Gift for each redemption period will be notified via SMS with the redemption details by 29 Feb 2024. See the full T&Cs here. 

There is also a host of shopping, travel, and dining promotions which you can take advantage of over the UOB TMRW app to end the year on a bang.