Tiq by Etiqa

Comprehensive Coverage with Tiq Travel Insurance

Choose your plan

3 tiers, ordered cheapest to most comprehensive.

Tiq Travel Entry$20.47SGD / trip
Tiq Travel Savvy$31.95SGD / trip
Tiq Travel Luxury$46.35SGD / trip
Overseas medical expensesS$200,000S$500,000S$1,000,000
Trip cancellationS$5,000S$5,000S$10,000
Loss of baggageS$2,000S$2,000S$3,000
Rental car excessS$300 (available as add-on)S$500 (available as add-on)S$1,000 (available as add-on)
Overseas medical expensesS$200,000S$500,000S$1,000,000
Overseas hospitalisation allowanceS$5,000S$10,000S$20,000
Accidental death and permanent disabilityS$150,000S$300,000S$500,000
Trip cancellationS$5,000S$5,000S$10,000
Travel delayS$300S$300S$500
Personal liabilityS$250,000S$500,000S$750,000
Loss of travel documentsS$150S$250S$500
Personal moneyS$100S$300S$500
Baggage delayS$200S$200S$200
Personal liabilityS$250,000S$500,000S$750,000

Offers

SingSaver Reward up to S$180

Purchase through SingSaver and choose from 2 premium rewards
Limited time only
gift logo

Worth S$30

Limited time only
gift logo

Worth S$150

New Customer Promo: Extra $30 off
  • Extra $30 off Tiq Travel Insurance on top of existing discount, for new customers only

Tiq’s Stack & Save Promo
  • Purchase 2 or more eligible products and meet the criteria to receive up to $150 additional cashback.

Highlights

Things to Consider

Only insurer to pay instantly for flight delays due to insured events from 3 hours
Exclusive perks & member benefits with first-in-market travel insurance rewards program, Travel Pass.
Additional loyalty discounts for Tiq by Etiqa customers

Policy Documents

Frequently asked questions about Tiq Travel Insurance

  • Can I purchase Tiq by Etiqa Travel Insurance if I am already overseas?
  • What is the cancellation policy for Tiq by Etiqa Travel Insurance?
  • What is the refund policy for Tiq by Etiqa Travel Insurance?
  • Can I extend my Tiq by Etiqa Travel Insurance policy while I am already overseas?
  • Which countries are excluded from Tiq by Etiqa Travel Insurance coverage?

Ready to book your next adventure? Tiq Travel Insurance offers reliable protection against medical emergencies, trip cancellations, and baggage loss. Their flexible, tech-forward plans—complete with features like automated flight delay payouts and 24/7 global support—are perfect for modern travelers who want both comprehensive coverage and convenience.

Tiq by Etiqa Travel Insurance Entry Plan

  • Price: S$ 332.71 (Annual trip for 1 adult)
  • Medical coverage (overseas): S$200,000 (Annual trip for 1 adult)
  • Trip cancellation coverage: S$5,000 (Annual trip for 1 adult)
  • Loss/Damage of baggage coverage: S$2,000 (Annual trip for 1 adult)

Key features

  • Combined limit of up to $S1,000,000
  • Travel inconvenience coverage including trip cancellation, postponement, and curtailment
  • Coverage for personal baggage delay and loss with sub-limits on laptops & cameras
  • Personal liability protection up to S$250,000
  • COVID-19 medical expenses and partial trip cancellation cover is available as an optional add-on

Plan highlights

  • Trip cancellation coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
  • Loss/Damage of baggage coverage: S$2,000 (Annual trip for 1 adult)
  • Death & total and permanent disability: S$150,000 (Annual trip for 1 adult)
  • Medical coverage (overseas): S$150,000 (Annual trip for 1 adult below 70 years old)
  • Medical coverage (in SG): S$0 (Annual trip for 1 adult below 70 years old)
  • Rental vehicle excess cover (optional add-on): S$300 (Annual trip for 1 adult)

Adventurous leisure activities

  • Hot air balloon ride
  • Parachuting
  • Sky diving
  • Bungee jumping
  • Hang-gliding
  • Paragliding
  • Non-competitive winter sports

Tiq by Etiqa Travel Insurance Savvy Plan

  • Price: S$ 461.15 (Annual trip for 1 adult)
  • Medical coverage (overseas): S$500,000 (Annual trip for 1 adult)
  • Trip cancellation coverage: S$5,000 (Annual trip for 1 adult)
  • Loss/Damage of baggage coverage: S$2,000 (Annual trip for 1 adult)

Key features

  • Up to $1,500,000 for emergency medical evacuation and repatriation coverage
  • Enhanced travel inconvenience and baggage cover
  • Personal liability protection up to S$500,000
  • COVID-19 medical expenses and partial trip cancellation cover is available as an optional add-on

Plan highlights

  • Trip cancellation coverage: S$5,000 (Annual trip for 1 adult)
  • Loss/Damage of baggage coverage: S$2,000 (Annual trip for 1 adult)
  • Death & total and permanent disability: S$300,000 (Annual trip for 1 adult)
  • Medical coverage (overseas): S$500,000 (Annual trip for 1 adult below 70 years old)
  • Medical coverage (in SG): S$7,500 (Annual trip for 1 adult below 70 years old)
  • Rental vehicle excess cover (optional add-on): S$500 (Annual trip for 1 adult)

Adventurous leisure activities

  • Hot air balloon ride
  • Parachuting
  • Sky diving
  • Bungee jumping
  • Hang-gliding
  • Paragliding
  • Non-competitive winter sports

Tiq by Etiqa Travel Insurance Luxury Plan

  • Price: S$ 532.71 (Annual trip for 1 adult)
  • Medical coverage (overseas): S$1,000,000 (Annual trip for 1 adult)
  • Trip cancellation coverage: S$10,000 (Annual trip for 1 adult)
  • Loss/Damage of baggage coverage: S$3,000 (Annual trip for 1 adult)

Key features

  • Up to $1,800,000 for emergency medical evacuation and repatriation coverage
  • Maximum travel inconvenience and baggage cover
  • Personal liability protection up to S$750,000
  • Comprehensive COVID-19 medical expenses and partial trip cancellation is available as an optional add-on

Plan highlights

  • Trip cancellation coverage: S$10,000 (Annual trip for 1 adult)
  • Loss/Damage of baggage coverage: S$3,000 (Annual trip for 1 adult)
  • Death & total and permanent disability: S$500,000 (Annual trip for 1 adult)
  • Medical coverage (overseas): S$1,000,000 (Annual trip for 1 adult below 70 years old)
  • Medical coverage (in SG): S$10,000 (Annual trip for 1 adult below 70 years old)
  • Rental vehicle excess cover (optional add-on): S$1,000 (Annual trip for 1 adult)

Adventurous leisure activities

  • Hot air balloon ride
  • Parachuting
  • Sky diving
  • Bungee jumping
  • Hang-gliding
  • Paragliding
  • Non-competitive winter sports

Tiq Travel Insurance coverage details

Comprehensive COVID-19 coverage

  • Trip cancellation or curtailment if diagnosed or quarantined for COVID-19
  • Overseas medical expenses including hospitalisation and treatment related to COVID-19
  • Emergency evacuation and repatriation for COVID-19 cases
  • Daily overseas quarantine allowance for mandatory isolation

Overseas medical expenses

  • Medical coverage: Entry S$200,000 | Savvy S$500,000 | Luxury S$1,000,000
  • Includes hospitalisation allowance up to S$20,000 (Luxury plan)

Emergency medical evacuation and repatriation

  • Combined limit of up to S$1,800,000, depending on selected plan 
  • Repatriation to Singapore if medically necessary
  • 24/7 global support and assistance available

Travel cancellation and postponement

  • Coverage up to S$10,000 for non-refundable trip costs due to covered events
  • Covers illness, death in family, natural disasters, and insolvency of travel operators

Insolvency of licensed travel operators

  • Reimbursement for prepaid travel costs if operators become insolvent

Traditional Chinese Medicine (TCM) expenses

  • Reimbursement for TCM treatments overseas including acupuncture and herbal medicine (subject to plan)

Hospitalisation daily benefit

  • Daily cash allowance during overseas hospital stays

Death or permanent disability coverage

  • Lump sum payment for accidental death or total permanent disability while overseas

Missed flight connections

  • Fixed compensation for missed connections due to delays or cancellations

Personal baggage delay and loss

  • Cash allowance for baggage delays beyond a specified time limit
  • Coverage for theft, loss, or damage to personal belongings

Optional add-on coverage

Home contents cover

  • Protection for household contents against fire or burglary while the insured is overseas (for Savvy & Luxury plans only).

Pros and cons of Tiq Travel Insurance

Pros Cons

✅ Automated flight delay payout from 3 hours delay

✅ Up to S$1 million overseas medical coverage (Luxury Plan)

✅ Comprehensive COVID-19 and quarantine benefits available as add-on

✅ 24/7 global emergency assistance

 

 

❌ Lower baggage coverage limits on Entry Plan

❌ Some leisure sports require add-ons or are limited

❌ Pre-existing medical conditions coverage only applies to Savvy & Luxury plans only

 

Tiq Travel Insurance compared to other insurance providers

Provider

Best for

Medical coverage (overseas)

Medical coverage (local)

Trip cancellation

Loss of baggage

Premium

Tiq Travel Entry (Annual)

Budget-conscious, digital-first

S$200,000

S$0

S$5,000

S$2,000

S$332.71

MSIG Standard Plan (Annual)

Balanced coverage

S$250,000

S$25,000

S$5,000

S$3,000

S$247.50

Singlife Travel Lite (Annual)

Affordable short trip    

S$250,000

S$6,000

S$5,000

S$3,000

S$228.48

HLAS Travel Protect360 Basic

Basic family travel protection

S$150,000

S$600

S$5,000

S$3,000

S$316.00

*All calculations are based on an annual trip, worldwide, 1 year for 1 adult.

Tiq Travel Entry stands out with competitive overseas medical and trip cancellation coverage, complemented by its digital-first features, although it offers no local medical coverage on the entry tier.

How to claim

Submit claims directly through Etiqa+ SG App or customer portal, TiqConnect.

Related pages

Unsure if Tiq Travel Insurance is the best fit for you? Explore other travel insurance providers in Singapore:

AIG Travel Insurance Singapore
Allied World Travel Insurance Singapore
Direct Asia Travel Insurance Singapore
Great Eastern Travel Insurance Singapore
HL Assurance Travel Insurance Singapore
MSIG Travel Insurance Singapore
Seedly Travel Insurance Singapore
Singlife Travel Insurance Singapore
Sompo Travel Insurance Singapore
Tokio Marine Travel Insurance Singapore
Zurich Travel Insurance Singapore

Pros and cons of Tiq Travel Insurance

Pros Cons

✅ Automated flight delay payout from 3 hours delay

✅ Up to S$1 million overseas medical coverage (Luxury Plan)

✅ Comprehensive COVID-19 and quarantine benefits available as add-on

✅ 24/7 global emergency assistance

 

 

❌ Lower baggage coverage limits on Entry Plan

❌ Some leisure sports require add-ons or are limited

❌ Pre-existing medical conditions coverage only applies to Savvy & Luxury plans only

 

Tiq Travel Insurance compared to other insurance providers

Provider

Best for

Medical coverage (overseas)

Medical coverage (local)

Trip cancellation

Loss of baggage

Premium

Tiq Travel Entry (Annual)

Budget-conscious, digital-first

S$200,000

S$0

S$5,000

S$2,000

S$332.71

MSIG Standard Plan (Annual)

Balanced coverage

S$250,000

S$25,000

S$5,000

S$3,000

S$247.50

Singlife Travel Lite (Annual)

Affordable short trip    

S$250,000

S$6,000

S$5,000

S$3,000

S$228.48

HLAS Travel Protect360 Basic

Basic family travel protection

S$150,000

S$600

S$5,000

S$3,000

S$316.00

*All calculations are based on an annual trip, worldwide, 1 year for 1 adult.

Tiq Travel Entry stands out with competitive overseas medical and trip cancellation coverage, complemented by its digital-first features, although it offers no local medical coverage on the entry tier.

How to claim

Submit claims directly through Etiqa+ SG App or customer portal, TiqConnect.