Comprehensive Coverage with Tiq Travel Insurance
Updated: 9 Jul 2026
Compare to find the right Tiq plan now and enjoy great flight delay perks including instant payout for 3hr flight delay
Why choose Tiq Travel Insurance
Tiq Travel Insurance combines flexible plan options with convenient automated claims features and strong COVID-19 coverage. Its 24/7 global assistance and user-friendly digital platform make it ideal for modern travellers seeking peace of mind and hassle-free experience.
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Trip Cancellation
S$ S$
5,000Overseas Medical Expenses
S$ S$
200,000Loss of Baggage
S$ S$
2,000- Only insurer to pay instantly for flight delays due to insured events from 3 hours
- Exclusive perks & member benefits with first-in-market travel insurance rewards program, Travel Pass.
- Additional loyalty discounts for Tiq by Etiqa customers
- Add-on: Pre-existing medical conditions cover
Trip Cancellation
S$ S$
5,000Overseas Medical Expenses
S$ S$
500,000Loss of Baggage
S$ S$
2,000- Only insurer to pay instantly for flight delays due to insured events from 3 hours
- Exclusive perks & member benefits with first-in-market travel insurance rewards program, Travel Pass.
- Additional loyalty discounts for Tiq by Etiqa customers
- Add-on: Pre-existing medical conditions cover
Trip Cancellation
S$ S$
10,000Overseas Medical Expenses
S$ S$
1,000,000Loss of Baggage
S$ S$
3,000- Only insurer to pay instantly for flight delays due to insured events from 3 hours
- Exclusive perks & member benefits with first-in-market travel insurance rewards program, Travel Pass.
- Additional loyalty discounts for Tiq by Etiqa customers
- Add-on: Pre-existing medical conditions cover
TIQ Single Trip Comparison
Product | Trip Cancellation | Baggage/personal belongings delay | Loss of baggage | Medical expenses coverage | Travel delay | Travel postponement | Replacement of traveller | Overbooked flight | Travel disruption | Personal liability | Missed travel connection | Flight diversion | Automatic extension of cover | Medical expenses coverage | Accidental death & total and permanent disability | Overseas medical expenses | Maternity overseas | Overseas hospitalisation allowance | TCM expenses | Emergency dental expenses | Singapore hospitalisation allowance | Adventurous leisure activities | Damage or loss of golf equipment | Wedding clothing and accessories | Loss of travel documents | Personal money | Loss of credit card | Rental car excess | Hijack of public transport/plane | Legal expenses for wrongful arrest or detention | Funeral expenses | Emergency telephone charges | Covid-19 medical expenses |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
S$5000 | S$200 | S$2000 | - | S$300 | S$500 | - | S$100 | - | S$250000 | S$200 | S$300 (S$100 for every 6h) | 7 days | - | S$150000 | S$200000 | - | S$5000 | - | - | S$500 | Covered | S$500 (available as add-on) | - | S$150 | S$100 | - | S$300 (available as add-on) | S$1000 | - | - | S$100 | S$100000 (available as add-on) | |
S$5000 | S$200 | S$2000 | - | S$300 | S$500 | - | S$100 | - | S$500000 | S$200 | S$300 (S$100 for every 6h) | 14 Days | - | S$300000 | S$500000 | - | S$10000 | - | - | S$1000 | Covered | S$2000 (available as add-on) | - | S$250 | S$300 | - | S$500 (available as add-on) | S$1000 | - | - | S$200 | S$200000 (available as add-on) | |
S$10000 | S$200 | S$3000 | - | S$500 | S$1000 | - | S$100 | - | S$750000 | S$200 | S$500 (S$100 for every 6h) | 14 days | - | S$500000 | S$1000000 | - | S$20000 | - | - | S$1500 | Covered | S$4000 (available as add-on) | - | S$500 | S$500 | - | S$1000 (available as add-on) | S$3000 | - | - | S$400 | S$300000 (available as add-on) |
TIQ Annual Trip Comparison
Product | Trip Cancellation | Baggage/personal belongings delay | Loss of baggage | Medical expenses coverage | Travel delay | Travel postponement | Replacement of traveller | Overbooked flight | Travel disruption | Personal liability | Missed travel connection | Flight diversion | Automatic extension of cover | Medical expenses coverage | Accidental death & total and permanent disability | Overseas medical expenses | Maternity overseas | Overseas hospitalisation allowance | TCM expenses | Emergency dental expenses | Singapore hospitalisation allowance | Adventurous leisure activities | Damage or loss of golf equipment | Wedding clothing and accessories | Loss of travel documents | Personal money | Loss of credit card | Rental car excess | Hijack of public transport/plane | Legal expenses for wrongful arrest or detention | Funeral expenses | Emergency telephone charges | Covid-19 medical expenses |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
S$5000 | S$200 | S$2000 | - | S$300 | S$500 | - | S$100 | - | S$250000 | S$200 | S$300 (S$100 for every 6h) | 7 days | - | S$150000 | S$200000 | - | S$5000 | - | - | S$500 | Covered | S$500 (available as add-on) | - | S$150 | S$100 | - | S$300 (available as add-on) | S$1000 | - | - | S$100 | S$100000 (available as add-on) | |
S$5000 | S$200 | S$2000 | - | S$300 | S$500 | - | S$100 | - | S$500000 | S$200 | S$300 (S$100 for every 6h) | 14 Days | - | S$300000 | S$500000 | - | S$10000 | - | - | S$1000 | Covered | S$2000 (available as add-on) | - | S$250 | S$300 | - | S$500 (available as add-on) | S$1000 | - | - | S$200 | S$200000 (available as add-on) | |
S$10000 | S$200 | S$3000 | - | S$500 | S$1000 | - | S$100 | - | S$750000 | S$200 | S$500 (S$100 for every 6h) | 14 days | - | S$500000 | S$1000000 | - | S$20000 | - | - | S$1500 | Covered | S$4000 (available as add-on) | - | S$500 | S$500 | - | S$1000 (available as add-on) | S$3000 | - | - | S$400 | S$300000 (available as add-on) |
Related Documents
Related Documents
Frequently asked questions about Tiq Travel Insurance
Ready to book your next adventure? Tiq Travel Insurance offers reliable protection against medical emergencies, trip cancellations, and baggage loss. Their flexible, tech-forward plans—complete with features like automated flight delay payouts and 24/7 global support—are perfect for modern travelers who want both comprehensive coverage and convenience.
Tiq by Etiqa Travel Insurance Entry Plan
- Price: S$ 332.71 (Annual trip for 1 adult)
- Medical coverage (overseas): S$200,000 (Annual trip for 1 adult)
- Trip cancellation coverage: S$5,000 (Annual trip for 1 adult)
- Loss/Damage of baggage coverage: S$2,000 (Annual trip for 1 adult)
Key features
- Combined limit of up to $S1,000,000
- Travel inconvenience coverage including trip cancellation, postponement, and curtailment
- Coverage for personal baggage delay and loss with sub-limits on laptops & cameras
- Personal liability protection up to S$250,000
- COVID-19 medical expenses and partial trip cancellation cover is available as an optional add-on
Plan highlights
- Trip cancellation coverage: S$5,000 (Single trip, worldwide, 3 days for 1 adult)
- Loss/Damage of baggage coverage: S$2,000 (Annual trip for 1 adult)
- Death & total and permanent disability: S$150,000 (Annual trip for 1 adult)
- Medical coverage (overseas): S$150,000 (Annual trip for 1 adult below 70 years old)
- Medical coverage (in SG): S$0 (Annual trip for 1 adult below 70 years old)
- Rental vehicle excess cover (optional add-on): S$300 (Annual trip for 1 adult)
Adventurous leisure activities
- Hot air balloon ride
- Parachuting
- Sky diving
- Bungee jumping
- Hang-gliding
- Paragliding
- Non-competitive winter sports
Tiq by Etiqa Travel Insurance Savvy Plan
- Price: S$ 461.15 (Annual trip for 1 adult)
- Medical coverage (overseas): S$500,000 (Annual trip for 1 adult)
- Trip cancellation coverage: S$5,000 (Annual trip for 1 adult)
- Loss/Damage of baggage coverage: S$2,000 (Annual trip for 1 adult)
Key features
- Up to $1,500,000 for emergency medical evacuation and repatriation coverage
- Enhanced travel inconvenience and baggage cover
- Personal liability protection up to S$500,000
- COVID-19 medical expenses and partial trip cancellation cover is available as an optional add-on
Plan highlights
- Trip cancellation coverage: S$5,000 (Annual trip for 1 adult)
- Loss/Damage of baggage coverage: S$2,000 (Annual trip for 1 adult)
- Death & total and permanent disability: S$300,000 (Annual trip for 1 adult)
- Medical coverage (overseas): S$500,000 (Annual trip for 1 adult below 70 years old)
- Medical coverage (in SG): S$7,500 (Annual trip for 1 adult below 70 years old)
- Rental vehicle excess cover (optional add-on): S$500 (Annual trip for 1 adult)
Adventurous leisure activities
- Hot air balloon ride
- Parachuting
- Sky diving
- Bungee jumping
- Hang-gliding
- Paragliding
- Non-competitive winter sports
Tiq by Etiqa Travel Insurance Luxury Plan
- Price: S$ 532.71 (Annual trip for 1 adult)
- Medical coverage (overseas): S$1,000,000 (Annual trip for 1 adult)
- Trip cancellation coverage: S$10,000 (Annual trip for 1 adult)
- Loss/Damage of baggage coverage: S$3,000 (Annual trip for 1 adult)
Key features
- Up to $1,800,000 for emergency medical evacuation and repatriation coverage
- Maximum travel inconvenience and baggage cover
- Personal liability protection up to S$750,000
- Comprehensive COVID-19 medical expenses and partial trip cancellation is available as an optional add-on
Plan highlights
- Trip cancellation coverage: S$10,000 (Annual trip for 1 adult)
- Loss/Damage of baggage coverage: S$3,000 (Annual trip for 1 adult)
- Death & total and permanent disability: S$500,000 (Annual trip for 1 adult)
- Medical coverage (overseas): S$1,000,000 (Annual trip for 1 adult below 70 years old)
- Medical coverage (in SG): S$10,000 (Annual trip for 1 adult below 70 years old)
- Rental vehicle excess cover (optional add-on): S$1,000 (Annual trip for 1 adult)
Adventurous leisure activities
- Hot air balloon ride
- Parachuting
- Sky diving
- Bungee jumping
- Hang-gliding
- Paragliding
- Non-competitive winter sports
Tiq Travel Insurance coverage details
Comprehensive COVID-19 coverage
- Trip cancellation or curtailment if diagnosed or quarantined for COVID-19
- Overseas medical expenses including hospitalisation and treatment related to COVID-19
- Emergency evacuation and repatriation for COVID-19 cases
- Daily overseas quarantine allowance for mandatory isolation
Overseas medical expenses
- Medical coverage: Entry S$200,000 | Savvy S$500,000 | Luxury S$1,000,000
- Includes hospitalisation allowance up to S$20,000 (Luxury plan)
Emergency medical evacuation and repatriation
- Combined limit of up to S$1,800,000, depending on selected plan
- Repatriation to Singapore if medically necessary
- 24/7 global support and assistance available
Travel cancellation and postponement
- Coverage up to S$10,000 for non-refundable trip costs due to covered events
- Covers illness, death in family, natural disasters, and insolvency of travel operators
Insolvency of licensed travel operators
- Reimbursement for prepaid travel costs if operators become insolvent
Traditional Chinese Medicine (TCM) expenses
- Reimbursement for TCM treatments overseas including acupuncture and herbal medicine (subject to plan)
Hospitalisation daily benefit
- Daily cash allowance during overseas hospital stays
Death or permanent disability coverage
- Lump sum payment for accidental death or total permanent disability while overseas
Missed flight connections
- Fixed compensation for missed connections due to delays or cancellations
Personal baggage delay and loss
- Cash allowance for baggage delays beyond a specified time limit
- Coverage for theft, loss, or damage to personal belongings
Optional add-on coverage
Home contents cover
- Protection for household contents against fire or burglary while the insured is overseas (for Savvy & Luxury plans only).
Pros and cons of Tiq Travel Insurance
| Pros | Cons |
|
✅ Automated flight delay payout from 3 hours delay ✅ Up to S$1 million overseas medical coverage (Luxury Plan) ✅ Comprehensive COVID-19 and quarantine benefits available as add-on ✅ 24/7 global emergency assistance
|
❌ Lower baggage coverage limits on Entry Plan ❌ Some leisure sports require add-ons or are limited ❌ Pre-existing medical conditions coverage only applies to Savvy & Luxury plans only
|
Tiq Travel Insurance compared to other insurance providers
|
Provider |
Best for |
Medical coverage (overseas) |
Medical coverage (local) |
Trip cancellation |
Loss of baggage |
Premium |
|
Tiq Travel Entry (Annual) |
Budget-conscious, digital-first |
S$200,000 |
S$0 |
S$5,000 |
S$2,000 |
S$332.71 |
|
MSIG Standard Plan (Annual) |
Balanced coverage |
S$250,000 |
S$25,000 |
S$5,000 |
S$3,000 |
S$247.50 |
|
Singlife Travel Lite (Annual) |
Affordable short trip |
S$250,000 |
S$6,000 |
S$5,000 |
S$3,000 |
S$228.48 |
|
HLAS Travel Protect360 Basic |
Basic family travel protection |
S$150,000 |
S$600 |
S$5,000 |
S$3,000 |
S$316.00 |
*All calculations are based on an annual trip, worldwide, 1 year for 1 adult.
Tiq Travel Entry stands out with competitive overseas medical and trip cancellation coverage, complemented by its digital-first features, although it offers no local medical coverage on the entry tier.
How to claim
Submit claims directly through Etiqa+ SG App or customer portal, TiqConnect.
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