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Best Debit Cards in Singapore (2024)

Maximise your savings and enjoy perks with a debit card that fits your lifestyle and needs. Find your ideal debit card for bill payments, transactions, or cash withdrawals to help you manage your finances and earn rewards. Apply now on Singsaver to start enjoying benefits and convenience with your next debit card.

Revolut Standard Debit Card

No Minimum

Min. Monthly Spend

S$
0

Min. Monthly Income

0
%

Cashback

Aspire Corporate Debit Card

S$
0

Min. Monthly Spend

S$
0

Min. Monthly Income

1
%

Cashback

on marketing and SaaS spend

Airwallex Borderless Card

Welcome Gift
No Minimum

Min. Monthly Spend

S$
0

Min. Monthly Income

1
%

Cashback

PAssion POSB Debit Card

S$
400

Min. Monthly Spend

No Requirement

Min. Monthly Income

4
%

Cashback

at Cold Storage, Giant and Guardian
Valid with a minimum spend of S$400 on the PAssion POSB Debit Card anywhere in the same calendar month. Maximum of 7,500 TapForMore points can be earned per month. No minimum spend required for cardmembers aged 65 years and above.

UOB Debit Card

S$500

Min. Monthly Spend

No Requirement

Min. Monthly Income

3
%

Cashback

at Dairy Farm Singapore merchants
Enjoy 3% rebate at 7-Eleven, Cold Storage, Giant, Guardian, Jasons, Market Place. Enjoy 1% rebate on Grab transactions with a min. monthly spend of S$500.

DBS Visa Debit Card

S$
500

Min. Monthly Spend

No Requirement

Min. Monthly Income

3
%

Cashback

for online food delivery, Visa payWave, local transport, and foreign currency transactions
With min. monthly spend of $500

OCBC Yes! Debit Card

S$
400

Min. Monthly Spend

No Requirement

Min. Monthly Income

1
%

Cashback

on transport, online spend, convenience stores and fastfood, with minimum spend of $400 per calendar month

OCBC Frank Debit Card

S$
400

Min. Monthly Spend

No Requirement

Min. Monthly Income

1
%

Cashback

on fastfood, selected convenience stores, online merchants and transport merchants, with minimum spend of $400 per calendar month

GrabPay Debit Card

S$
0

Min. Monthly Spend

No Requirement

Min. Monthly Income

0.8
%

Cashback

when GrabRewards points are redeemed for S$10 Grab vouchers

Citibank Debit Mastercard

No Minimum

Min. Monthly Spend

No Requirement

Min. Monthly Income

0
%

Cashback

HSBC Debit Card

No Minimum

Min. Monthly Spend

No Requirement

Min. Monthly Income

0
%

Cashback

Best Debit Cards in Singapore

Product Name

Monthly spend requirement

No Minimum

Cashback

0
%

Product Name

Monthly spend requirement

S$
400

Cashback

12
%

Product Name

Monthly spend requirement

S$
400

Cashback

4
%

Product Name

Monthly spend requirement

S$
500

Cashback

3
%

Product Name

Monthly spend requirement

S$500

Cashback

3
%

Product Name

Monthly spend requirement

S$
0

Cashback

1
%
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Need some help?
No worries, we've got you covered!

A debit card is an account-linked payment card that works like a credit card, through the same credit card networks like Visa or Mastercard. It acts as a substitute for money in payments.

Any purchase charged to your debit card is deducted directly from your bank account. Transactions on a debit card are automatic and can only go through if there are sufficient funds in the account linked to the debit card. A debit card can be used for a wide range of transactions, such as payment for shopping online, payment for transport, payment for reservations and bookings.

A debit card can work as an ATM card as well. Cash is withdrawn from the bank account the debit card is linked to. Unlike credit cards, these cash withdrawals do not incur separate charges or any interest.

Singapore citizens must be at least 16 years old and need a signature-operated bank account. You can apply for a debit card online. If you are a foreigner, you will need to apply in person at the branch and produce your passport and employment pass that's valid for at least six months