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Best Debit Cards in Singapore (2021)

Aspire Corporate Debit Card
Popular
Featured
S$ 0
Min. Monthly Spend
S$ 0
Min. Monthly Income
1 %
Cashback
on marketing and SaaS spend
OCBC Plus! Visa Debit Card
S$ 400
Min. Monthly Spend
No Requirement
Min. Monthly Income
12 %
Cashback
at FairPrice Stores, Unity and Warehouse Club
PAssion POSB Debit Card
S$ 400
Min. Monthly Spend
No Requirement
Min. Monthly Income
4 %
Cashback
at Cold Storage, Giant and Guardian
Valid with a minimum spend of S$400 on the PAssion POSB Debit Card anywhere in the same calendar month. Maximum of 7,500 TapForMore points can be earned per month. No minimum spend required for cardmembers aged 65 years and above.
UOB Debit Card
S$500
Min. Monthly Spend
No Requirement
Min. Monthly Income
3 %
Cashback
at Dairy Farm Singapore merchants
Enjoy 3% rebate at 7-Eleven, Cold Storage, Giant, Guardian, Jasons, Market Place. Enjoy 1% rebate on Grab transactions with a min. monthly spend of S$500.
DBS Visa Debit Card
S$ 500
Min. Monthly Spend
No Requirement
Min. Monthly Income
3 %
Cashback
for online food delivery, Visa payWave, local transport, and foreign currency transactions
With min. monthly spend of $500
OCBC Yes! Debit Card
S$ 400
Min. Monthly Spend
No Requirement
Min. Monthly Income
1 %
Cashback
on transport, online spend, convenience stores and fastfood, with minimum spend of $400 per calendar month
OCBC Frank Debit Card
S$ 400
Min. Monthly Spend
No Requirement
Min. Monthly Income
1 %
Cashback
on fastfood, selected convenience stores, online merchants and transport merchants, with minimum spend of $400 per calendar month
GrabPay Debit Card
S$ 0
Min. Monthly Spend
No Requirement
Min. Monthly Income
0.8 %
Cashback
when GrabRewards points are redeemed for S$10 Grab vouchers
Citibank Debit Mastercard
No Minimum
Min. Monthly Spend
No Requirement
Min. Monthly Income
0 %
Cashback
HSBC Debit Card
No Minimum
Min. Monthly Spend
No Requirement
Min. Monthly Income
0 %
Cashback

Best Debit Cards in Singapore

Monthly spend requirement

No Minimum

Cashback

0%

Monthly spend requirement

S$400

Cashback

12%

Monthly spend requirement

S$400

Cashback

4%

Monthly spend requirement

S$500

Cashback

3%

Product Name

Monthly spend requirement

S$500

Cashback

3%

Monthly spend requirement

S$0

Cashback

1%

Best Debit Cards in Singapore

Product Name

Monthly spend requirement

Cashback

Citibank Debit Mastercard
No Minimum
0%
OCBC Plus! Visa Debit Card
S$400
12%
PAssion POSB Debit Card
S$400
4%
DBS Visa Debit Card
S$500
3%
UOB Debit Card
S$500
3%
Aspire Corporate Debit Card
S$0
1%
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A debit card is an account-linked payment card that works like a credit card, through the same credit card networks like Visa or Mastercard. It acts as a substitute for money in payments.

Any purchase charged to your debit card is deducted directly from your bank account. Transactions on a debit card are automatic and can only go through if there are sufficient funds in the account linked to the debit card. A debit card can be used for a wide range of transactions, such as payment for shopping online, payment for transport, payment for reservations and bookings.

A debit card can work as an ATM card as well. Cash is withdrawn from the bank account the debit card is linked to. Unlike credit cards, these cash withdrawals do not incur separate charges or any interest.

Singapore citizens must be at least 16 years old and need a signature-operated bank account. You can apply for a debit card online. If you are a foreigner, you will need to apply in person at the branch and produce your passport and employment pass that's valid for at least six months