Banks and Lenders Personal Loan Reviews

updated: Oct 17, 2024

Are you keen on finding the right personal loan in Singapore? With a plethora of options available, it's easy to feel overwhelmed. Here's a comprehensive guide to help you navigate the landscape of personal loans.

Our top-rated personal loans

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HSBC Personal Loan allows you to borrow up to 8x your monthly salary (capped at S$200,000) if your annual income is S$120,000 or more.

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Standard Chartered CashOne Personal Loan is a personal instalment loan with one of the lowest interest rates on the market, from 2.88% pa (EIR from 5.84% pa).

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Starting at just 2.80% pa (EIR from 5.28% pa), the CIMB Personal Loan is undoubtedly one of the lowest-rate personal loans in Singapore.

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DBS Personal Loan comes with a lenient qualifying criteria – a minimum annual income of S$30,000 and a qualifying age of 21 to 70 years old.

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The Citi Quick Cash Loan offers an interest rate from as low as 3.45% p.a. (EIR from 6.50% p.a.).

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You can enjoy low interest with a maximum loan tenure of 10 years.

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You can choose a loan tenure ranging from 3 to 10 years for flexibility in repayment.

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HSBC Line of Credit offers flexible borrowing with interest rates as low as 18.5% p.a.

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UOB CashPlus provides instant access to cash with a credit line up to 6x your monthly salary.

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DBS Cashline offers a revolving credit line with interest rates starting from 20.9% p.a.

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SCB Credit Card Funds Transfer provides low-interest rates for consolidating your credit card debt.

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DBS Balance Transfer offers 0% interest for up to 12 months with a one-time processing fee.

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Citi Balance Transfer offers 0% interest for up to 12 months with low processing fees.

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UOB CashPlus Funds Transfer offers low interest for consolidating debts with flexible repayment options.

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OCBC Balance Transfer provides up to 12 months of 0% interest with a minimal processing fee.