Banks and Lenders Personal Loan Reviews
Updated: 20 Oct 2026
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HSBC Personal Loan
HSBC Personal Loan allows you to borrow up to 8x your monthly salary (capped at S$200,000) if your annual income is S$120,000 or more.
Standard Chartered CashOne Personal Loan
Standard Chartered CashOne Personal Loan is a personal instalment loan with one of the lowest interest rates on the market, from 1.08% pa (EIR from 2.09% pa).
CIMB Personal Loan
Starting at just 1.28% p.a. (EIR from 2.46% p.a.), the CIMB Personal Loan is undoubtedly one of the lowest-rate personal loans in Singapore.
DBS/POSB Personal Loan
DBS Personal Loan comes with a lenient qualifying criteria – a minimum annual income of S$30,000 and a qualifying age of 21 to 70 years old.
Citi Quick Cash Loan
The Citi Quick Cash Loan offers an interest rate from as low as 3.45% p.a. (EIR from 6.50% p.a.).
Latest reads on Personal Loans
What Is TDSR and How Will It Affect Your Loan Application?
The Total Debt Servicing Ratio (TDSR) caps your total monthly debt repayments at 55% of your gross monthly income when you take a property loan from a bank. Every other loan you’re paying off, from car loans to credit card balances, counts towards that limit.
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