OCBC Rewards Credit Card
Supported Payment Network:
Supported Payment Type:
Offers
SingSaver Reward up to S$1,398
Apply through SingSaver and choose from 12 premium rewards
SingSaver Flash Deal
- Apple Watch Series 12 Aluminum 42mm GPS (worth S$599)
- SingSaver Flash Deal campaign runs from 22 September 2026 to 27 September 2026.
- Promotion is valid for new OCBC credit card members only.
- Be one of the first 3 cardmembers at 2pm and 8pm every day during the flash deal period to apply for select OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for the Flash Deal reward: Apple Watch Series 12 (Aluminum, 42mm, GPS) (worth S$599)
- Flash Deal reward will be received in place of your selected SingSaver Exclusive Offer reward.
- Remaining applicants will receive the SingSaver Exclusive Offer reward selected in your Rewards Redemption Form only.
- Terms and Conditions apply.
SingSaver Exclusive Offer
- S$400 Cash via PayNow
- S$440 Grab Vouchers
- 25,000 Max Miles by HeyMax (worth S$450)
- Dyson Airstrait™ straightener (worth S$799)
- Dyson V8 Cyclone Vacuum Cleaner (worth S$559)
- Dyson Airwrap™ multi-styler and dryer (worth S$799) (top up S$80)
- Dyson Clean+Wash Hygiene hard floor cleaner (worth S$729) (Top up S$150)
- Apple iPad (A16) 11" 128GB WiFi (worth S$649) (Top up S$200)
- Apple Watch Series 12 Aluminum 42mm GPS (worth S$599) (Top-up S$150)
- Apple MacBook Neo (A18 Pro) 256GB w/ Magic Keyboard (worth S$999, top up S$570)
- Apple iPhone 18 Pro (worth S$1,899, top up S$1,350)
- SingSaver Exclusive Offer promotion is valid from 16 September 2026 to 30 September 2026.
- Promotion is valid for new OCBC credit cardmembers only.
- Apply for participating OCBC credit cards via SingSaver and spend at least S$400 in qualifying transactions within 30 days of card approval to be eligible for reward.
- Terms and Conditions apply.
Highlights
SingSaver's Take
Earn 15 OCBC$ (equivalent to 6 miles) per S$1 spent at Watsons and online shopping platforms (Lazada, Shopee, Taobao and TikTok Shop).
Earn 1X OCBC$ (or 0.4 miles) on all other spends, including public transport rides.
Enjoy complimentary e-commerce protection on all your online purchases made with this card.
Things to Consider
Retail rebate
Online shopping rebate
Gift: Apple product
Benefits
Cashback Local
2.78 %
Cashback Dining
0.28 %
Cashback Retail
2.78 %
Cashback Local Online Shopping
2.78 %
Cashback Base Rate
0.28 %
Cashback Overseas
0.28 %
Airmiles Local
Up to 4 miles / dollar
Airmiles Retail
Up to 6 miles / dollar
Airmiles Local Online Shopping
4 miles / dollar
Airmiles Dining
0.4 miles / dollar
Air Miles Conversion Fee
S$ 25
Airmiles Base Rate
0.4 miles / dollar
Airmiles Overseas
0.4 miles / dollar
Airmiles Bonus Cap
S$ 1,100
Rewards Points Overseas Spending
10 OCBC$ / dollar
Rewards Points Contactless Spend
10 OCBC$ / dollar
Rewards Points Dining
1 OCBC$ / dollar
Rewards Points Online Food Delivery
1 OCBC$ / dollar
Rewards Points Grocery
1 OCBC$ / dollar
Rewards Points Transport
1 OCBC$ / dollar
Rewards Points Taxi Ride Sharing
1 OCBC$ / dollar
Rewards Points Hotel Booking
1 OCBC$ / dollar
Rewards Points Flight Booking
1 OCBC$ / dollar
Rewards Points Entertainment
1 OCBC$ / dollar
Rewards Points Petrol
1 OCBC$ / dollar
Rewards Points Travel
1 OCBC$ / dollar
Rewards Points Baseline
1 OCBC$ / dollar
Rewards Points Retail
Up to 15 OCBC$ / dollar
Rewards Points Online Shopping
15 OCBC$ / dollar
Rewards Points Local Spending
10 OCBC$
Fees & Charges
Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Air Miles Conversion Fee
S$ 25
Cash Advance Service Charge
S$ 15
Late Payment Charge
S$ 100
Installment Rate
0 %
Installment Tenure
Up to 12 months
Installment Processing Fee
From 3 %
Eligibility
Minimum Annual Income
S$ 30,000
Minimum Age
21 years old