UOB Lady's Card

UOB Lady's Card

The UOB Lady’s Card lets you live the life you want and earn up to 10 miles per dollar on your preferred rewards category from a list of seven - Dining, Travel, Fashion, Beauty & Wellness, Family, Transport and Entertainment. Cardholders can choose and change their preferred category every quarter to maximise their rewards. In fact, it's one of the best rewards card to earn miles quickly for your next getaway.

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Card benefit

miles per dollar

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Up to 10 miles per dollar on your preferred rewards category from Dining, Travel, Fashion, Beauty & Wellness, Family, Transport and Entertainment spend, be it locally or overseas. Plus, enjoy unlimited 0.4 mpd on all other spend outside enrolled rewards category. Capped at S$1,000 spend per calendar month

Annual Fee

S$ 196.2

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First Year Waived

Monthly Spend Required

None

Min. Annual Income

S$ 30,000

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Highlights

Card benefit

miles per dollar

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Up to 10 miles per dollar on your preferred rewards category from Dining, Travel, Fashion, Beauty & Wellness, Family, Transport and Entertainment spend, be it locally or overseas. Plus, enjoy unlimited 0.4 mpd on all other spend outside enrolled rewards category. Capped at S$1,000 spend per calendar month

Annual Fee

S$ 196.2

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First Year Waived

Monthly Spend Required

None

Min. Annual Income

S$ 30,000

Things to consider when choosing this card:

Things to consider

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Local & Overseas spending rewards

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Installment

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No monthly spend required

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Monthly rewards cap applies.

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Benefits

AirMiles

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Airmiles Base Rate

0.4 miles per dollar

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Unlimited 0.4 miles per dollar on all other spend outside enrolled rewards category.

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Airmiles Local

Up to 10 miles per dollar

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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

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Airmiles Overseas

Up to 10 miles per dollar

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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

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Airmiles Retail

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

restaurant

Airmiles Dining

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Local Online Shopping

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Overseas Online Shopping

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Department Store

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Supermarket

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Hotel Booking

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Flight Booking

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Transport

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Petrol

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Bonus Cap

S$ 1,000

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Bonus 4 mpd rate + up to 6 mpd rate is capped at S$1,000 spend per month

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Quick Facts

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Pick from 7 rewards categories to earn up to 25X UNI$ for every S$5 spend (10 miles per S$1)

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Spend on UOB Lady's Credit Card to earn 10X UNI$ (4 miles per S$1) and enjoy additional up to 15X UNI$ (6 miles per S$1) when you pair your UOB Lady's Credit Card with UOB Lady's Savings Account

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LuxePay: Enjoy 0% 6 or 12-month instalment plan when you purchase your favorite luxury apparels.

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Complimentary e-Commerce protection on your online purchases.

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Enjoy UOB$ rebate on your daily essentials, entertainment and shopping.

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You can only choose 1 rewards category out of 7 to earn up to 25X UNI$ (10 miles per S$1). Feel free to change your category every quarter.

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You must save with UOB Lady’s Savings Account to unlock up to additional 15X UNI$ (6 miles per S$1) earn rate on your preferred rewards category.

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Terms and conditions apply for all above-mentioned privileges. Visit here for more details. Insured up to S$100,000 by SDIC.

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Guides

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Eligibility

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Air Miles Conversion Fee

S$ 25

Repayment

Minimum Payment

3 %

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3% of current balance or S$50, whichever is higher, plus any overdue amounts.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

Interest on Cash Advance

28.5 %

Interest Free Period

21 days

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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

UOB Lady's Card

UOB Lady's Card

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