UOB Lady's Card

UOB Lady's Card

The UOB Lady's Card is a generous rewards card that allows you to earn 6 miles per dollar on one of seven preferred categories Fashion, Dining, Travel, Beauty and Wellness, Family, Transport or Entertainment. Cardholders can choose their preferred category every quarter to maximise their rewards. In fact, its one of the best rewards cards to earn miles quickly for your next getaway!

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Airmiles Local

Up to 10 miles per dollar

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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

Airmiles Overseas

Up to 10 miles per dollar

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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

Airmiles Base Rate

0.4 miles per dollar

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Unlimited 0.4 miles per dollar on all other spend outside enrolled rewards category.

Airmiles Bonus Cap

S$ 1,000

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Bonus 4 mpd rate + up to 6 mpd rate is capped at S$1,000 spend per month

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Highlights

Airmiles Local

Up to 10 miles per dollar

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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

Airmiles Overseas

Up to 10 miles per dollar

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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

Airmiles Base Rate

0.4 miles per dollar

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Unlimited 0.4 miles per dollar on all other spend outside enrolled rewards category.

Airmiles Bonus Cap

S$ 1,000

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Bonus 4 mpd rate + up to 6 mpd rate is capped at S$1,000 spend per month

Things to consider when choosing this card:

Things to consider

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Local spending rebate

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Installment

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No monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

0.2 %

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S$5 local spend = UNI$15 on all enrolled category/ies. 2000 points redeemed = S$20 cash credit, equivalent to 2.8% cashback.

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Cashback Digital Wallet

2.8 %

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AirMiles

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Airmiles Base Rate

0.4 miles per dollar

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Unlimited 0.4 miles per dollar on all other spend outside enrolled rewards category.

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Airmiles Local

Up to 10 miles per dollar

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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

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Airmiles Overseas

Up to 10 miles per dollar

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Up to 10 mpd on 1 rewards category out of 7; get 0.4 mpd on all other spend.

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Airmiles Retail

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Dining

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Local Online Shopping

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Overseas Online Shopping

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Department Store

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Supermarket

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Hotel Booking

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Flight Booking

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Transport

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Petrol

Up to 10 miles per dollar

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Capped at S$1,000 spend per calendar month

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Airmiles Bonus Cap

S$ 1,000

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Bonus 4 mpd rate + up to 6 mpd rate is capped at S$1,000 spend per month

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Quick Facts

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Pick from 7 rewards categories to earn up to 25X UNI$ for every S$5 spend (10 miles per S$1)

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Spend on UOB Lady's Credit Card to earn 10X UNI$ (4 miles per S$1) and enjoy additional up to 15X UNI$ (6 miles per S$1) when you pair your UOB Lady's Credit Card with UOB Lady's Savings Account

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LuxePay: Enjoy 0% 6 or 12-month instalment plan when you purchase your favorite luxury apparels.

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Complimentary e-Commerce protection on your online purchases.

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Enjoy UOB$ rebate on your daily essentials, entertainment and shopping.

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You can only choose 1 rewards category out of 7 for the 25X UNI$ (10 miles per S$1) earn rate. It can’t be changed until next quarter.

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You must apply for and use UOB Lady's Savings Account to unlock additional 15X UNI$ (6 miles per S$1) earn rate on selected rewards category.

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Guides

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Eligibility

Eligibility

Minimum Age

21 years old

Min. Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Air Miles Conversion Fee

S$ 25

Repayment

Minimum Payment

3 %

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3% of current balance or S$50, whichever is higher, plus any overdue amounts.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.8 %

Interest on Cash Advance

28.5 %

Interest Free Period

21 days

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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

UOB Lady's Card

UOB Lady's Card

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