UOB Lady's Card

UOB Lady's Card

The UOB Lady's Card is a generous rewards card that allows you to earn 6 miles per dollar on one of seven preferred categories Fashion, Dining, Travel, Beauty and Wellness, Family, Transport or Entertainment. Cardholders can choose their preferred category every quarter to maximise their rewards. In fact, its one of the best rewards cards to earn miles quickly for your next getaway!
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Highlights

Airmiles Local
Up to 10  miles per dollar
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Airmiles Overseas
Up to 10  miles per dollar
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Airmiles Base Rate
0.4  miles per dollar
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Airmiles Bonus Cap
S$ 1,000
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Offer Available
S$350 cash credit
Welcome Offer
S$350 cash credit
  • Promotion is valid only for the first 200 eligible new-to-UOB credit cardmembers per month during the promotional period
  • Make a min. spend of S$1,000 per month for 2 consecutive months from card approval date to be eligible for rewards
  • Promotion is valid until 31 July 2024
  • Terms and Conditions apply

Things to consider

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Local spending rebate

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Installment

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No monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.2  %
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Cashback Digital Wallet
2.8  %

AirMiles

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Airmiles Base Rate
0.4  miles per dollar
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Airmiles Local
Up to 10  miles per dollar
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Airmiles Overseas
Up to 10  miles per dollar
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Airmiles Retail
Up to 10  miles per dollar
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Airmiles Dining
Up to 10  miles per dollar
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Airmiles Local Online Shopping
Up to 10  miles per dollar
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Airmiles Overseas Online Shopping
Up to 10  miles per dollar
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Airmiles Department Store
Up to 10  miles per dollar
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Airmiles Supermarket
Up to 10  miles per dollar
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Airmiles Hotel Booking
Up to 10  miles per dollar
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Airmiles Flight Booking
Up to 10  miles per dollar
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Airmiles Transport
Up to 10  miles per dollar
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Airmiles Petrol
Up to 10  miles per dollar
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Airmiles Bonus Cap
S$ 1,000
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Quick Facts

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Pick from 7 rewards categories to earn up to 25X UNI$ for every S$5 spend (10 miles per S$1)

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Spend on UOB Lady's Credit Card to earn 10X UNI$ (4 miles per S$1) and enjoy additional up to 15X UNI$ (6 miles per S$1) when you pair your UOB Lady's Credit Card with UOB Lady's Savings Account

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LuxePay: Enjoy 0% 6 or 12-month instalment plan when you purchase your favorite luxury apparels.

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Complimentary e-Commerce protection on your online purchases.

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Enjoy UOB$ rebate on your daily essentials, entertainment and shopping.

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You can only choose 1 rewards category out of 7 for the 25X UNI$ (10 miles per S$1) earn rate. It can’t be changed until next quarter.

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You must apply for and use UOB Lady's Savings Account to unlock additional 15X UNI$ (6 miles per S$1) earn rate on selected rewards category.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28.5  %
Interest Free Period
21  days
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Others

Association

Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

UOB Lady's Card UOB Lady's Card