Best Credit Card Hotel Promotions and Discounts 2024

updated: Nov 19, 2024

Get the most bang for your buck with a trusty credit card by your side and enjoy these exclusion promotions for your next hotel stay.

SingSaver Team

written_by SingSaver Team

Best Credit Card Hotel Promotions and Discounts 2024

Paying for your hotel stays with the right credit card not only earns you valuable credit card rewards, but you can also enjoy additional exclusive perks such as discounted rates, extra rewards points, and even complimentary room upgrades! 

So, whether you’ve already got a credit card or are still in the midst of choosing one, here’s an overview of the best credit card hotel promotions.

Best credit cards for hotel bookings

Credit card

Earn rate

UOB Lady’s/Lady’s Solitaire Card

4 miles per dollar on hotel bookings (must select Travel as bonus category)

DBS Woman’s World Mastercard

4 miles per dollar on bookings made online

UOB Preferred Platinum Visa Card

4 miles per dollar on bookings made via mobile contactless payments

UOB Visa Signature Card

4 miles per dollar on bookings made via mobile contactless/physical card payments 

UOB KrisFlyer Credit Card

3 miles per dollar on online travel 

UOB PRVI Miles Card

1.4 miles per dollar for local spend, 2.4 miles for overseas spend


6 miles per dollar for hotels booked on AgodaExpedia, and UOB Travel via respective dedicated links.

Credit card hotel promotions

OCBC credit card hotel promotions

OCBC credit cards might become your favourite travel companion with its many deals and offers. We’re talking up to 35% off hotel stays in China, Malaysia, Singapore, Indonesia, and more! The cherry on top here is that nearly all travel-related offers are available to all OCBC credit card holders, regardless of which credit card you own. 

Credit card

Promotion

Details 

All OCBC credit cards 

Agoda

7% off accommodation worldwide for bookings made via this dedicated Agoda link

Book by 30 September 2024

Travel period: From now till 31 December 2025

Klook

S$10 off with a min. spend of S$150 sitewide for bookings made through the Klook app or Klook website

Use promo code: OCBC<YR>10OFF<MTH> (e.g. OCBC2410OFFAUG)

Valid for bookings made from now till 31 January 2025

Booking.com

Earn up to 10% Booking.com Wallet Credits on accommodation bookings via this link

Valid for book dates from 5 March 2024 to 31 March 2026

Various hotels in Singapore

Up to 35% off on selected room rates, stay 3 days pay 2 nights, F&B discounts, etc.

OCBC 90°N card, including supplementary cards

Agoda

Up to 7 Miles per S$1 spent on accommodations worldwide when you book through this OCBC link.

 


Booking period: from now till 30 November 2024

Stay period: Now till 31 December 2024

All OCBC Mastercard credit cards

Booking.com

Earn 16% Booking.com wallet credits on accommodation bookings (capped at US$50)

Bookings must be made via this link

Valid from now till 31 March 2025; travel period from now till 30 June 2025

Hotels.com

8% off selected hotel bookings

Book via this OCBC link with coupon code: MCSG8

Offer valid till 31 January 2025

All OCBC Visa credit cards

Expedia

8% off selected hotel bookings with the promo code: “VISAYRO”

Book from now till 31 December 2024. Valid for stay period from now till 30 June 2025

Standard Chartered credit cards

Fancy a free one-night’s stay at Pan Pacific hotels? Or cashback on your IHG hotel stays? Well, look no further than Standard Chartered credit cards. Via the Good Life Priviledges, all Standard Chartered Mastercard credit card holders are entitled to attractive deals for hotels in the UK, South Korea, Thailand, and even Maldives! 

Credit card

Promotion

Details

Standard Chartered SimplyCash credit card

 

IHG-Luxury & Lifestyle Collection, UK

Get £30 cash back with a min. spend of £500 or more at IHG -Luxury & Lifestyle Collection, (UK), via Standard Chartered link


Valid till 30 September 2024

IHG Hotels & Resorts

Get 15% savings at participating IHG hotels bookings

Valid till 31 December 2024

IHG Hotels & Resorts (UK)

Get  £30 cash back with a min. spend of  £500 or more at IHG Hotels-Premium Collection (UK)

Valid till 30 September 2024

Pan Pacific Hotels and Resorts

Complimentary one-night’s stay

Bookings must be made through this link

Valid till 31 Jan 2025

SingSaver x Standard Chartered Bank Exclusive Offer

SingSaver x Standard Chartered Bank Exclusive Offer

Get incredible rewards with Standard Chartered Credit Cards! Choose from a Dyson Supersonic, Dyson Micro 1.5kg Vacuum, Nintendo Switch OLED, Apple iPad 9th Gen, Flujo BEA Ergonomic Office Chair, Apple AirPods 4, Samsonite Straren Spinner 67/24, up to 57,000 Max Miles, S$280 Lazada Voucher, or up to S$380 cash when you fulfil promo criteria. Valid until 8 December 2024. T&Cs apply.

HSBC credit cards

HSBC offers up to 20% off on Singapore hotel stays, including . Pan Pacific, Oasia, and PARKROYAL, and up to 25% discount for other hotels worldwide. Here’s to enjoying discounted stays in various hotels across Singapore, Vietnam, the USA, and more.

Credit card

Promotion

Details

All HSBC credit cards

Agoda 

15% off worldwide hotel bookings (capped at S$40)

Bookings must be made via this dedicated HSBC link

Booking period: 1 to 30 September 2024, 1 November to 31 December 2024

Stay period: Now to 30 June 2025

Booking.com

Earn up to 10% Booking.com Wallet Credits on accommodation bookings

Book via this dedicated HSBC link

Book Period: now to 30 June 2024

Stay Period: now till 30 September 2024

Expedia

S$85 off selected hotel bookings with a minimum net spend of S$700. Claim offer here.

Available for HSBC Premier Mastercard holders only

Booking period: from 1 January until 31 December 2024

Travel period: from 1 January until 30 June 2025

Expedia

8% off on hotel bookings

Book via this HSBC dedicated link, use promo code: “HSBCSG8”

Programme period: 1 January 2024 to 31 December 2024

Travel period: 1 January 2024 to 30 June 2025

Hotels.com

8% off on worldwide hotel bookings

Bookings must be made through HSBC dedicated link

Traveloka

S$50 off on S$500 min. spend on hotels

Booking period: 11 May - 29 December 2024 (on Saturday and Sunday only)

Travel period: anytime

Various hotels

Up to 25% off, etc.

All HSBC Mastercard credit cards

Booking.com

Earn 16% in Booking.com (capped at US$80) on selected worldwide properties

UOB credit cards

UOB credit card holders have multiple deals to snag as well! One such offer would be up to 20% off at all Pan Pacific hotels, regardless of location. Pay only a fraction of the total price while enjoying your stay to the fullest.

Credit card

Promotion

Details

All UOB credit cards

Agoda

7% off on hotel bookings

Hotels.com

8% off hotel bookings

Expedia

8% off on hotel bookings

Various hotels

Up to 20% off on room rates, etc.

UOB Visa Classic, Visa Gold, Visa Platinum, Visa Signature, and Visa Infinite credit cards

Booking.com

10% cashback on accommodation bookings

 

SingSaver x UOB Exclusive Offer

SingSaver x UOB Exclusive Offer

UOB Credit Card Welcome Offer: Receive a Samsonite EVOA Z Spinner 25” Exp (worth S$730) or up to 58,000 miles or 20% cashback when you apply for select UOB credit cards and fulfil the minimum spend requirements. Valid till 31 December 2024. T&Cs apply.

DBS/POSB credit cards

DBS credit cards seem to be ideal for holidays in Bintan, Indonesia. In fact, you can receive 25% off the best available rate and a free 60-minute massage for two when you choose to stay at Cassia Bintan or Banyan Tree Bintan. You can also enjoy three months of complimentary elite membership on HoteLux, which includes perks such as daily breakfast and even free room upgrades. 

Credit card

Promotion

Details

All DBS/POSB credit cards

Hotelux

3 months Elite membership that includes benefits such as complimentary breakfast and complimentary room upgrades (subject to availability)

Expedia

DBS points are worth 2x more when on hotel bookings via Expedia. 

Flexible monthly instalment plans are also available as part of the DBS My Preferred Payment Plan

DBS Altitude card

Expedia

Earn up to 1.3 miles per dollar on hotel bookings

Mastercard credit cards

If you are a cashback lover, you might find your match with a Mastercard credit card. 

Mastercard credit card holders can receive cashback with over 350 merchants overseas, many of which are hotels and resorts. Some notable names include JW Marriott Bangkok, Mandarin Oriental Paris, Conrad Hong Kong, and the Ritz-Carlton in Bali, so you are truly spoiled for choice! Maybank Mastercard cardholders are eligible for the same offers as well.

Credit card

Promotion

Details

All Mastercard credit cards

Booking.com

4% cashback on hotel bookings

Hotels.com

Up to 4% cashback on hotel bookings

Expedia

6% cashback on hotel bookings

Klook Asia

Up to 5% cashback

AsiaYo

6% cashback on each purchase, including hotel bookings

KKday Asia

3% cashback on each purchase, including hotel bookings

Trip.com

Up to 8% cashback on hotel reservations

Agoda

Up to 12% discount (capped at US$50)

Various hotels

Up to 20% cashback, etc.

Visa Credit Cards

Card provider Visa offers exclusive hotel deals as well! Does 20% off at all IHG properties across the Asia Pacific region sound good? Well, you get access to similar deals and more when you make a hotel reservation using your VISA card. Other exciting offers include 20% off on selected Frasers Hospitality properties as well as up to 15% off on booking with third-party websites such as Agoda and Hotels.com

Credit card

Promotion

Details

All Visa credit cards

Agoda

5% off with hotel bookings

Hotels.com

Up to 8% off on hotel bookings

Booking.com

Earn up to 15% Booking.com Wallet Credits on accommodation bookings

Klook

15% off sitewide (capped at S$10) with min. spend of S$50

Various hotels

Up to 20% off on room rates, free one-night’s stay, complimentary upgrades, etc.

American Express credit cards

American Express offers by far the greatest number of offers and hotel deals out of all the banks and card providers on this list. Not only does American Express provide sizable discounts on hotel reservation websites, but one can also enjoy up to 50% in discounts as well as additional resort credits in over 150 hotels across Asia. 

Credit card

Promotion

Details

All American Express credit cards

Agoda

Additional 7% off on accommodations worldwide

BlackBook Travels

Up to 18% off on hotels worldwide

Expedia

8% off eligible hotel bookings worldwide

Hotels.com

Additional 8% off first eligible room booking 

Klook

15% off (capped at S$30) with min. spend of S$160 on hotels

12% off (capped at S$70) with min. spend of S$400 on hotels

Various hotels

Up to 50% off, special rates, buy one night get one night free, etc. 

Credit card promotions with online travel agencies

If you prefer turning to external websites such as Agoda or Expedia for hotel reservations, the vast majority of credit cards can also help you gain discounts with Online Travel Agencies.

Agoda

Credit card

Promotion details

All OCBC credit cards

7% off accommodation worldwide

OCBC 90°N card, including supplementary cards

 

Up to 7 miles per dollar spent on accommodations worldwide

All HSBC credit cards

15% off worldwide hotel bookings (capped at S$40) 

All UOB credit cards

7% off on hotel bookings

All Mastercard credit cards

Up to 12% discount (capped at US$50)

All Visa credit cards

5% off with hotel bookings

All American Express credit cards

Additional 7% off on accommodations worldwide

Booking.com

Credit card

Promotion details

All OCBC credit cards

Earn up to 10% Booking.com Wallet Credits on accommodation bookings

All OCBC Mastercard credit cards

Earn 16% Booking.com Wallet Credits on accommodation bookings (capped at US$50)

All HSBC credit cards

Earn up to 10% Booking.com Wallet Credits on accommodation bookings.

All HSBC Mastercard credit cards

Earn 16%  Booking.com Wallet Credits (capped at US$50) on selected worldwide properties

UOB Visa Classic, Visa Gold, Visa Platinum, Visa Signature, and Visa Infinite credit cards

10% cashback on accommodation bookings

All Mastercard credit cards

4% cashback on hotel bookings

All Visa credit cards

Earn up to 15% Booking.com Wallet Credits on accommodation bookings

Hotels.com

Credit card

Promotion details

All OCBC Mastercard credit cards 

8% off selected hotel bookings

All HSBC credit cards

8% off on worldwide hotel bookings

All UOB credit cards

8% off hotel bookings

All Mastercard credit cards

Up to 4% cashback on hotel bookings

All American Express credit cards

Additional 8% off first eligible room booking 

Expedia

Credit card

Promotion details

All OCBC Visa credit cards

8% off selected hotel bookings

All HSBC credit cards

S$85 off selected hotel bookings with minimum net spend of S$700

All HSBC credit cards

8% off on hotel bookings

All UOB credit cards

8% off on hotel bookings

All DBS/POSB credit cards

DBS points are worth 2x more when on hotel bookings via Expedia. 

Flexible monthly instalment plans are also available as part of the DBS My Preferred Payment Plan

DBS Altitude card

Earn up to 1.3 miles per dollar on hotel bookings

All Mastercard credit cards

6% cashback on hotel bookings

All American Express credit cards

8% off eligible hotel bookings worldwide

 

Klook

Credit card

Promotion details

All OCBC credit cards 

S$10 off with a min. spend of S$150 sitewide

All Mastercard credit cards

Up to 5% cashback

All Visa credit cards

15% off sitewide (capped at S$10) with min. spend of S$50

All American Express credit cards

15% off (capped at S$30) with min. spend of S$160 on hotels


12% off (capped at S$70) with min. spend of S$400 on hotels

Credit card hacks when booking hotels

While the biggest credit card hack is to simply check for any deals your bank or card provider has to offer, rewards and airmiles credit card owners can also try using rewards points or miles to redeem available hotel deals. One such instance would be Singapore Airlines’ Infinite Journeys programme, which allows KrisFlyer members to convert KrisFlyer miles to Shangri-La Circle Points. These points can then be used to get discounted room rates at Shangri-La hotels.

You may also be able to reap more rewards points when using a rewards credit card, with travel rewards cards being especially useful in such circumstances. An American Express Platinum credit card holder, for example, would receive 5X on prepaid hotels when booking through American Express travel. 

General hacks when booking hotels

There are multiple methods that can be used to get the best deal on accommodation. You can try using one or a combination of the methods listed below to get the best rates on your hotel stay:

  • Compare numerous sites and deals: Before booking accommodation, look up the same hotel and type of room on multiple websites, including OTA websites and the website of the hotel itself to source the cheapest offer. Certain sites, such as Agoda, tend to have regular ‘Night Owl’ sales and deals when you book a hotel past 8:00 PM. You can also search online for coupons or promo codes for your chosen website or hotel. 
  • Join a hotel chain’s loyalty programme: Being a member of a hotel chain’s loyalty programme can bring multiple long-term benefits: you get rewarded for every hotel stay and in turn, can use those rewards for complimentary room upgrades and discounts on dining and other amenities. You are also entitled to welcome bonuses and exclusive perks as a loyalty programme member.
  • Choose non-refundable rates: booking non-refundable accommodation allows you to book a room for up to S$15 less per night than a refundable booking. Of course, you will not receive a refund should you cancel your reservation, but if your travel plans are certain, this could be an avenue worth considering.
  • Subscribe to a hotel’s newsletter: Believe it or not, you might just stumble upon an excellent hotel deal in your inbox one day. Most hotels, if not all, use a newsletter to promote new discounts or offers, many of which go largely unknown—unless you’re a part of their mailing list, that is. 

Frequently Asked Questions (FAQs)

  • Is it better to book hotel rooms with a credit card?

    Booking hotel rooms with credit cards does open the door for more benefits. Not only can you claim deals and discounts offered by the bank or credit card provider, but you also stand to earn reward points or miles on your hotel stay, which can help discount future purchases. 

    Credit card payments are generally safer as well, as any problems incurred during payment concern the bank or credit card provider in question as well.

  • How do I get the best discount on a hotel?

    As mentioned above, certain hacks that can be used to source discounts and similar deals would be to join hotel chain loyalty programmes, subscribe to a hotel’s newsletter, sign up for a hotel chain’s credit card, and compare multiple websites.

    Methods of reducing the price of your stay include choosing non-refundable rates, and using rewards points or air miles to cover your hotel-related expenses.

  • What are the benefits of using hotel credit cards?

    With a hotel credit card, you can enjoy benefits such as extra rewards points, free stays, discounts at the hotel’s F&B outlets, and no foreign transaction fees. 

  • Do I need a credit card for a hotel?

    No. It is not necessary to make hotel payments using credit cards. You can use a debit card, digital wallets, rewards points, airmiles, and in rare cases, even cryptocurrency. 

about_the_author

SingSaver Team

SingSaver Team

At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.