UOB Lady's Solitaire Card
Highlights
SingSaver's Take
Things to Consider
Benefits
Fees & Charges
Eligibility
Pros & cons
Pros
Choose 2 rewards categories to earn 25X UNI$ for every S$5 spent (10 miles per dollar)
No min. spend
First-year annual fee waiver
0% interest payment plans for luxury purchases
Complimentary e-Commerce protection
Complimentary travel insurance
Cons
Bonus 9X UNI$ and up to 15X Lady's Savings Bonus UNI$ capped at $1,500 spending per month
Only available to women
Annual income of S$120,000 required to qualify
UOB Lady's Solitaire Card
Frequently asked questions about UOB Lady’s Solitaire Card
Yes, the UOB Lady’s Solitaire Card has an annual fee of S$414.20 (inclusive of GST). The fee is typically waived for the first year, but subsequent years require either payment or meeting UOB’s waiver conditions, such as maintaining a minimum annual spend.
Applicants must be at least 21 years old. The minimum annual income requirement is S$120,000 for Singapore Citizens, Permanent Residents, and foreigners.
The UOB Lady’s Solitaire Card offers up to 10X UNI$ per S$5 spent (equivalent to 4 miles per S$1) on two chosen preferred rewards categories, such as Fashion, Dining, Travel, Beauty & Wellness, Family, Transport, or Entertainment. You can switch your preferred categories every quarter. Additionally, if you pair the card with a UOB Lady’s Savings Account and maintain a minimum monthly average balance, you can earn up to an additional 15X UNI$ per S$5 spent (equivalent to 6 miles per S$1), bringing the total to 25X UNI$ per S$5 spent (equivalent to 10 miles per S$1) on your two preferred categories.
Yes, the UOB Lady’s Solitaire Card comes with a range of added benefits:
- LuxePay instalment plan: Enjoy 0% interest instalment plans over 6 or 12 months for luxury purchases.
- Complimentary e-Commerce protection: Coverage for online purchases up to US$200.
- Exclusive women-centric privileges: Access to curated promotions, lifestyle offers, and perks tailored for women.
- Travel benefits: Complimentary travel insurance coverage and airport lounge access for a more seamless travel experience.
Related links
Best UOB Credit Cards in Singapore 2026
UOB credit cards offer a wide range of benefits, including cashback rewards, competitive interest rates, and no annual fees. They also provide unique features such as contactless payments and insurance benefits, such as travel insurance and purchase protection. With a focus on innovation, convenience, and customer satisfaction, UOB credit cards are a reliable and rewarding choice for consumers.
HSBC TravelOne Credit Card Review: Your Gateway to Travel Rewards and Perks
Ready to spread your wings and fly off to your next vacay? With a growing list of 21 travel partners across airlines and hotels, the HSBC TravelOne (T1) Credit Card has a decent miles earn rate and provides lounge access — as well as travel insurance [https://www.singsaver.com.sg/travel-insurance] — for fuss-free journeys.