UOB Lady's Solitaire Card

UOB Lady's Solitaire Card

The UOB Lady's Solitaire Card is a tier above the UOB Lady's Card, with a higher income requirement. However, it comes with a S$1,500 monthly bonus cap instead. Plus, you'll be able to select two of seven preferred categories, instead of one (Fashion, Dining, Travel, Beauty and Wellness, Family, Transport or Entertainment).
Highlights
Benefits
Quick Facts
More Info
Guides
Eligibility
Fees
Others
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Highlights

Card benefit
 miles per dollar
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Annual Fee
S$ 414.2
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Monthly Spend Required
None
Min. Annual Income
S$ 120,000

Things to consider

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Local spending rebate

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Installment

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No monthly spend required

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.2  %
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Cashback Local
2.8  %
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flight
Cashback Overseas
2.8  %
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luggage
Cashback Travel
2.8  %
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restaurant
Cashback Dining
2.8  %
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sell
Cashback Retail
2.8  %
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health_and_safety
Cashback Health
2.8  %
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Cashback Department Store
2.8  %
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Cashback Digital Wallet
2.8  %
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contactless
Cashback Contactless Spend
2.8  %
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commute
Cashback Transport
2.8  %
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AirMiles

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Airmiles Base Rate
0.4  miles per dollar
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location_on
Airmiles Local
4  miles per dollar
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flight
Airmiles Overseas
4  miles per dollar
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sell
Airmiles Retail
4  miles per dollar
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restaurant
Airmiles Dining
4  miles per dollar
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shopping_bag
Airmiles Overseas Online Shopping
4  miles per dollar
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domain
Airmiles Department Store
4  miles per dollar
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shopping_cart
Airmiles Supermarket
4  miles per dollar
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bed
Airmiles Hotel Booking
4  miles per dollar
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flight_takeoff
Airmiles Flight Booking
4  miles per dollar
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commute
Airmiles Transport
4  miles per dollar
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local_gas_station
Airmiles Petrol
4  miles per dollar
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Airmiles Bonus Cap
6,000  miles / month
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Quick Facts

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Pick from 7 rewards categories to earn up to 25X UNI$ for every S$5 spend (10 miles per S$1)

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10X UNI$ for every S$5 spent (equivalent to 4 miles per S$1) on 2 of your preferred rewards categories..

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Up to additional 15X UNI$ per S$5 spent (6 miles per S$1) when you save with UOB Lady's Savings Account

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UNI$1 per S$5 spent (equivalent to 0.4 miles per S$1) on other purchases.

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Complimentary travel insurance coverage of up to US$100,000.

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Complimentary e-commerce protection

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0% LuxePay

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S$120,000 annual income

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S$410.40 annual fee

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S$5 earning blocks for miles.

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Automatic UNI$ deductions

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 120,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 414.2
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Foreign Currency Transaction Fee
3.25  %
Air Miles Conversion Fee
S$ 25

Repayment

Minimum Payment
3  %
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Late Payment Charge
S$ 100
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Interest on Purchase
27.8  %
Interest on Cash Advance
28.5  %
Interest Free Period
21  days
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Others

Association

World Mastercard

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

NETSPay

Tags

UOB Lady's Solitaire Card UOB Lady's Solitaire Card

UOB Lady’s Solitaire Card

The UOB Lady’s Solitaire Card is ideal for women who want greater flexibility and higher rewards across two lifestyle categories, such as dining, fashion, beauty, or travel.

It allows you to earn up to 10 miles per dollar on both local spend and overseas spend.

Additionally, enjoy features like 0% LuxePay instalment plans, complimentary travel insurance, e-Commerce protection, and flexible switching of your rewards categories each quarter.

Spend category Rewards earned
Base miles earn rate 1X UNI$ for every S$5 spent (0.4 miles per dollar)
Two rewards categories of choice Up to 25X UNI$ for every S$5 spent (10 miles per dollar)
Min. spend S$0

 

SingSaver’s Offer


Welcome offer comparison

Provider Offer
SingSaver <insert offers/rewards>
UOB Website Up to 10 miles per dollar
Other Platforms Nil

 

Best offer: The SingSaver Flash Deal delivers the highest value with choices like AirPods Pro 2, Samsonite luggage, or S$300 cash, while UOB’s own offer focuses on up to 10 miles per S$1 on selected categories. Enjoy both when you apply via SingSaver.

 

UOB Lady’s Solitaire Card at a glance

 

Air miles
5/5 Stars

  • Up to 25X UNI$ for every S$5 spent (10 miles per dollar)
  • No min. spend
  • Bonus 9X UNI$ and up to 15X Lady's Savings Bonus UNI$ capped at $1,500 spending per month

 

Rewards
5/5 Stars

  • Base miles earn rate: 1X UNI$ for every S$5 spent (equivalent to 0.4 miles per dollar)
  • Choose 2 rewards categories to earn Bonus 9X UNI$ for every S$5 spent (equivalent to 3.6 miles per dollar)
  • Additional up to 15X UNI$ for every S$5 spent (6 miles per dollar) when you save with UOB Lady's Savings Account
  • Convert UNI$ into air miles at conversion rate of UNI$1 = 2 miles
  • Choose from 7 Rewards Categories
  • Fashion: Adidas, Charles & Keith, Louis Vuitton, Uniqlo, ZALORA, ZARA, TANGS, and more
  • Beauty and wellness: Anytime Fitness, LAC, Guardian, LANEIGE, Jean Yip Beauty, and more
  • Dining: Haidilao Hot Pot, Crystal Jade, Din Tai Fung, Imperial Treasure, Ichiban Boshi, and more
  • Entertainment: Cathay Cineplexes, Golden Village, Shaw Theatres, Zouk, K.STAR Karaoke, Party World KTV, and more
  • Family: Fairprice, Cold Storage, DON DON DONKI, Sheng Siong, Kiddy Palace, and more
  • Transport: ComfortDelGro Taxi, Grab, Shell, SMRT, Tada, Esso, Caltex, Bintan Resort Ferries, and more
  • Travel: Agoda, AirAsia, Airbnb, ANA, Chan Brothers Travel, Emirates, Singapore Airlines, and more

 

Overseas spending
5/5 Stars

  • Up to 25X UNI$ for every S$5 spent (10 miles per dollar)
  • No min. spend
  • Convert UNI$ into air miles at conversion rate of UNI$1 = 2 miles


Petrol
5/5 Stars

  • Up to 25X UNI$ for every S$5 spent (10 miles per dollar) with no min. spend


Dining
5/5 Stars

  • Up to 25X UNI$ for every S$5 spent (10 miles per dollar) with no min. spend

 

Shopping
5/5 Stars

  • Up to 25X UNI$ for every S$5 spent (10 miles per dollar) with no min. spend


Annual interest rate and fees

  • Annual principal fee: S$410.40
  • Supplementary annual fee: Free for first and second supplementary card
  • Fee waiver: 1-year waiver
  • Interest free period: 21 days
  • Annual interest rate: 27.8% p.a.
  • Late payment fees: S$100
  • Minimum monthly repayment: 3% or S$50, whichever is higher
  • Foreign currency transaction fee: 3.25%
  • Cash advance transaction fee: 8%
  • Overlimit fee: S$40

 

Minimum income requirements

  • Singaporean/PR Minimum Income: S$120,000
  • Non-Singaporean Minimum Income: S$120,000

 

Why apply for the UOB Lady’s Solitaire Card


Perks & benefits

  • Up to 25X UNI$ for every S$5 spent (10 miles per dollar)
  • No min. spend
  • 0% LuxePay instalment plans
  • Flexible switching of rewards categories each quarter.


Additional benefits

  • Complimentary e-Commerce protection
  • US$100,000 complimentary overseas medical expenses coverage
  • Curated birthday deals


Everyday value

  • Maximise rewards on daily essentials by choosing categories that fit your lifestyle — from dining and transport to beauty and fashion
  • Gain access to UOB Rewards+, with over 1,000 dining, retail, and lifestyle deals


SingSaver’s take

The UOB Lady’s Solitaire Card targets high-earning women in Singapore (minimum S$120,000 income) who desire tailored, high rewards on their lifestyle spending. Linked with a UOB Lady's Savings Account, it allows users to pick two quarterly bonus categories (like dining, travel, fashion) for up to 10 mpd, alongside features such as 0% interest on luxury items.

 

Pros & Cons

Pros Cons
  • Choose 2 rewards categories to earn 25X UNI$ for every S$5 spent (10 miles per dollar)
  • No min. spend
  • First-year annual fee waiver
  • 0% interest payment plans for luxury purchases
  • Complimentary e-Commerce protection
  • Complimentary travel insurance
  • Bonus 9X UNI$ and up to 15X Lady's Savings Bonus UNI$ capped at $1,500 spending per month
  • Only available to women
  • Annual income of S$120,000 required to qualify

 

Card comparison

Card Miles/Rewards Annual Fee (Principal) Other Perks
UOB Lady’s Solitaire Up to 10 mpd both local and overseas S$414.20 (1-year waiver) Complimentary travel insurance, complimentary e-Commerce protection, 0% LuxePay instalment plans
HSBC TravelOne 1.2 mpd local, 2.4 mpd overseas S$196.20 (1-year waiver) 4 lounge visits/year, instant miles redemption to 20+ partners, travel insurance
Citi PremierMiles 1.2 mpd local, 2.2 mpd overseas S$196.20 (1-year waiver) Complimentary travel insurance, flexible miles redemption, global acceptance

 

The UOB Lady’s Solitaire Card is built for women who want greater flexibility and higher rewards, earning up to 10 miles per dollar across two lifestyle categories, with added perks like LuxePay instalments, e-Commerce protection, and complimentary travel insurance — plus a first-year fee waiver.

 

Application process

  1. Click “Apply Now” on this page.
  2. Fill in the online application form.
  3. Upload the required income and identity documents, or apply instantly via Singpass MyInfo.
  4. Get instant approval or hear back within a few working days (longer if additional checks are required).
  5. Receive your rewards via Singsaver within 4 weeks.

 

Frequently asked questions about UOB Lady’s Solitaire Card

Are there annual fees for the UOB Lady's Solitaire Card?

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Yes, the UOB Lady’s Solitaire Card has an annual fee of S$414.20 (inclusive of GST). The fee is typically waived for the first year, but subsequent years require either payment or meeting UOB’s waiver conditions, such as maintaining a minimum annual spend.

What is the income requirement for the UOB Lady's Solitaire Card?

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Applicants must be at least 21 years old. The minimum annual income requirement is S$120,000 for Singapore Citizens, Permanent Residents, and foreigners.

What is the mile per dollar or cashback offered?

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The UOB Lady’s Solitaire Card offers up to 10X UNI$ per S$5 spent (equivalent to 4 miles per S$1) on two chosen preferred rewards categories, such as Fashion, Dining, Travel, Beauty & Wellness, Family, Transport, or Entertainment. You can switch your preferred categories every quarter. Additionally, if you pair the card with a UOB Lady’s Savings Account and maintain a minimum monthly average balance, you can earn up to an additional 15X UNI$ per S$5 spent (equivalent to 6 miles per S$1), bringing the total to 25X UNI$ per S$5 spent (equivalent to 10 miles per S$1) on your two preferred categories.

Are there extra perks for the credit card?

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Yes, the UOB Lady’s Solitaire Card comes with a range of added benefits:

  • LuxePay instalment plan: Enjoy 0% interest instalment plans over 6 or 12 months for luxury purchases.
  • Complimentary e-Commerce protection: Coverage for online purchases up to US$200.
  • Exclusive women-centric privileges: Access to curated promotions, lifestyle offers, and perks tailored for women.
  • Travel benefits: Complimentary travel insurance coverage and airport lounge access for a more seamless travel experience.

Related pages

 

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