DBS Woman's World Card

The DBS Woman’s World Card is ideal for online shoppers who want to maximise rewards and enjoy added peace of mind.

It allows you to earn 4 miles per S$1 on online spend (capped at S$1,000 per month), 1.2 miles per S$1 on overseas spend, and 0.4 miles per S$1 on local spend.

Additionally, you’ll enjoy complimentary e-Commerce protection for your online purchases, flexible miles redemption to over 40 airline and hotel partners, and access to DBS Points that never expire.

SingSaver’s Offer

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Best offer: The Singsaver promotion offers the most value.

DBS Woman’s World Card at a glance

Air miles

4/5 Stars

• 4 miles per S$1 on online spend
• 1.2 miles per S$1 on overseas spend
• 0.4 miles on all other spend
• Points are awarded as DBS Points and have to be converted to miles
• Cap for online bonus awards is S$1,000 per calendar month

Overseas spending

3/5 Stars

• A decent earn rate on FCY spend, but not the highest
• Accepted globally and travel-friendly

Travel

3/5 Stars

• Complimentary e-Commerce protection for online purchase
• Access to DBS Points redemption with over 40 airline and hotel partners, including KrisFlyer, Asia Miles, and Qantas
• Exclusive travel deals with Agoda (up to 10% off hotels) and Kaligo (up to 10 miles per S$1 spend)
• No complimentary airport lounge visits or travel insurance 
  
  

Bill payment

2/5 Stars

• No rewards on bill payments via AXS or similar channels
• Not suitable for recurring utilities or tax payments

Petrol

1/5 Stars

• No fuel savings or petrol station deals
• Better alternatives for drivers
  
  

Annual interest rate and fees

• Annual principal fee: S$196.20 (inclusive of GST)
• Supplementary annual fee: S$98.10
• Fee waiver: 1-year waiver for principal card
• Interest-free period: 25 days
• Annual interest rate: 27.8% p.a.
• Late payment fees: S$100 if outstanding balance is more than S$200
• Minimum monthly repayment: 3% of statement balance or S$50, whichever is higher
• Foreign currency transaction fee: 3.25%
• Cash advance transaction fee:  8% or S$15, whichever is higher
• Overlimit fee: S$40

Minimum income requirements

• All applicants minimum income: S$80,000
  
  

Why apply for the DBS Woman’s World Credit Card

Miles benefits

• 4 miles per S$1 on online spend (capped at S$1,000 per calendar month
• 1.2 miles per S$1 on overseas spend
• 0.4 miles per S$1 on all other local spend
• DBS Points never expire and can be converted to over 40 airline and hotel partners, including KrisFlyer and Asia Miles

Additional benefits

• Complimentary e-Commerce protection for online purchases
• Exclusive travel and hotel deals with partners like Agoda and Kaligo
• Access to periodic airline tie-ups for bonus miles or discounts

Everyday value

• Flexible redemption of DBS Points into miles, cash rebates, or vouchers
• Instant conversion via the DBS PayLah! app or iBanking
• Bonus earn rate tailored for frequent online shoppers

SingSaver’s take

This card is perfect for online shoppers who want to maximise rewards on everyday purchases, from fashion and gadgets to food and travel. It also appeals to miles collectors seeking flexibility as points can be converted into air miles, vouchers or cashback when travel is not on the cards. With its $80,000 income requirement and bonus cap, it suits high earners with steady online spending habits. Plus, it offers peace of mind for those who value extra protection, thanks to complimentary e-commerce coverage.

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Application process

1. Click “Apply Now” on this page.
2. Fill in your personal and financial details. For faster processing, use MyInfo via SingPass to auto-fill your details securely.
3. Upload the required income and identity documents (especially if you’re not using MyInfo).
4. Submit your application and wait for DBS to approve your card (typically within 3 to 5 working days).
5. Receive and activate your card.
6. Receive your rewards via Singsaver within 4 weeks.