Current Credit Card Bonus Categories in Singapore
Updated: 22 May 2025
Learn about common credit card bonus reward categories in Singapore and see the offerings from different providers at a glance.
Written bySingSaver Team
Team
You can unlock better rewards by being smart with your credit card spending in Singapore, and understanding credit card bonus categories is key to maximising these benefits.
Many credit cards offer enhanced rewards, such as bonus miles, cashback, or points, for spending within specific categories. By strategically using cards that align with your spending habits, you can earn rewards at an accelerated rate compared to general spending.
These credit card bonus categories in Singapore are designed to incentivise spending in areas that are often a significant part of our monthly expenses. Here are some common examples:
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Dining: Enjoy more rewards when you dine out at restaurants, cafes, and even for food delivery services. Some cards might focus on specific types of cuisine or establishments.
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Online Spending: With the rise of e-commerce, many cards offer bonus rewards for online purchases, ranging from fashion and electronics to groceries and travel bookings made online.
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Groceries: Earn extra rewards on your everyday grocery shopping, helping you save on essential household expenses. Some cards may partner with specific supermarket chains.
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Travel: This broad category can include flight and hotel bookings, as well as spending on transport and activities while overseas. Bonus rewards here can significantly offset your travel costs.
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Petrol: For drivers, certain credit cards offer bonus rewards or discounts at petrol stations, helping to reduce fuel expenses.
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Shopping: This can encompass a wide range of retail purchases online or offline, with some cards offering bonuses at department stores, specific brands, or for luxury goods.
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Entertainment: Subscriptions like Netflix, Spotify, YouTube as well as bars, drinking places, cinemas, theatres or ticketing agencies
» Read more: Best cashback credit cards
DBS credit card bonus categories
These are the credit card bonus categories for DBS credit cards in Singapore.
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DBS Altitude Visa Signature |
All spend |
1.3 MPD (local spend), 2.2 MPD (FCY) |
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DBS Woman's World Card |
Online purchases, overseas spending |
10 DBS points per S$5 |
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DBS Live Fresh Card |
Overseas spending, shopping, transport |
Up to 6% cashback (subject to caps) |
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DBS Woman Mastercard |
Online purchases, food delivery, ride sharing, travel |
5X DBS Points (10 miles) and 1X DBS Points (2 miles) for every S$5 |
» Read more: Best DBS credit cards
HSBC credit card bonus categories
These are the credit card bonus categories for HSBC credit cards in Singapore.
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HSBC Revolution Card |
Online spending, dining, ride hailing |
10x reward points for 4MPD |
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HSBC TravelOne Card |
All spend |
1.2 MPD on local spend, 2.4 MPD on overseas spend |
» Read more: Best HSBC credit cards
Citibank credit card bonus categories
These are the credit card bonus categories for Citibank credit cards in Singapore.
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Citi PremierMiles Card |
All spend |
2.2 MPD (overseas), 1.2 MPD (local) |
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Citi Rewards Card |
Online spending |
4 MPD |
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Citi Cash Back+ Card |
All purchases |
1.6% cashback (no cap) |
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Citi SMRT Card |
Online purchases, groceries, taxi and public Transport (SimplyGo) |
5% savings (SMRT$ points redemption) |
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Citi M1 Card |
Entertainment, M1 telco bill charges, in-store purchases at M1 shops |
4.7% rebate on entertainment, 2.7% rebate on M1-related purchases |
» Read more: Best Citi credit cards
Standard Chartered credit card bonus categories
These are the credit card bonus categories for Standard Chartered credit cards in Singapore.
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Standard Chartered Journey Credit Card |
All spend |
3 MPD (transport/food delivery/online groceries), 2 MPD (overseas), 1.2 MPD (local) |
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Standard Chartered Smart Credit Card |
Dining, transport, streaming |
Up to 10% cashback on dining, streaming and rides (subject to caps) |
» Read more: Best Standard Chartered credit cards
UOB credit card bonus categories
These are the credit card bonus categories for UOB credit cards in Singapore.
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UOB Lady's Card |
Dining, travel, fashion, beauty & wellness, family, transport, entertainment (choose one) |
10X UNI$ (4 MPD) |
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UOB Lady's Solitaire |
Dining, travel, fashion, beauty & wellness, family, transport, entertainment (choose two) |
15X UNI$ (6 MPD) |
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UOB Preferred Platinum Visa |
Mobile contactless spend |
4 MPD |
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UOB PRVI Miles Card |
All spend |
8 MPD on Agoda/Expedia, 3 MPD on regional spend, 2.4 MPD on overseas spend, 1.4 MPD on local spend |
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UOB EVOL Card |
Online purchases, mobile contactless payments, overseas foreign currency spending |
10% cashback (subject to caps) |
» Read more: Best UOB credit cards
Compare and find the best credit card for you
Easily compare miles, cashback and rewards credit cards from different providers in Singapore.
About the author
SingSaver Team
At SingSaver, we make personal finance accessible with easy to understand personal finance reads, tools and money hacks that simplify all of life’s financial decisions for you.