Standard Chartered Rewards+ Credit Card

The Standard Chartered Rewards+ Credit Card is made for travellers — offering up to 10 bonus points on select overseas spend, with no minimum spend required. At the same time, you'll be spoilt for choice with the highly attractive reedeemable rewards.

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Card benefit

points / dollar

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Earn up to 10 points per dollar on overseas retail, dining, and travel, and 5 points per dollar on dining transactions in SGD. You can earn up to 10,360° Reward Points on overseas retail transactions, with a base rate of 1 point per dollar on all other spending. Capped at 20,000 points per year

Annual Fee

S$ 196.2

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First Year Waived

Monthly Spend Required

None

Minimum Annual Income

S$ 30,000

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Highlights

Card benefit

points / dollar

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Annual Fee

S$ 196.2

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First Year Waived

Monthly Spend Required

None

Minimum Annual Income

S$ 30,000

2 Offers Available

Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249)

SingSaver Exclusive Offer

Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249)

SingSaver Exclusive Offer promotion is valid until 30 June 2025.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$800 within 30 days of card approval to be eligible for reward.
Promotion is not stackable with other welcome offers from Standard Chartered.
Terms and Conditions apply.

Hinomi H1 Classic V3 Ergonomic Office Chair without Headrest (worth S$659)

SingSaver Exclusive Offer

Hinomi H1 Classic V3 Ergonomic Office Chair without Headrest (worth S$659)

SingSaver Exclusive Offer promotion is valid until 30 June 2025.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$800 within 30 days of card approval to be eligible for reward.
Promotion is not stackable with other welcome offers from Standard Chartered.
Terms and Conditions apply.

SingSaver Exclusive Offer

S$250 Shopee voucher

SingSaver Exclusive Offer promotion is valid until 30 June 2025.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$800 within 30 days of card approval to be eligible for reward.
Promotion is not stackable with other welcome offers from Standard Chartered.
Terms and Conditions apply.

SingSaver Exclusive Offer

S$200 Cash via PayNow

SingSaver Exclusive Offer promotion is valid until 30 June 2025.
Promotion is valid for new Standard Chartered credit cardmembers only.
Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$800 within 30 days of card approval to be eligible for reward.
Promotion is not stackable with other welcome offers from Standard Chartered.
Terms and Conditions apply.

Standard Chartered Pinball Sure-Win Promotion

Win a Paris Getaway for Two!

Standard Chartered Pinball Sure-Win promotion runs from 26 May 2025 to 31 July 2025.
Promotion is valid for new and existing Standard Chartered customers.
Apply for and perform actions with selected Standard Chartered products to earn game turns for a chance at the Grand Prize:
- Receive 1x game turn when you apply and get approved for a Standard Chartered credit card during the promo period.
- Receive 1x game turn for every S$100 local spend in a single transaction on your Standard Chartered credit card.
- Receive 2x game turns for every S$100 foreign currency spend in a single transaction on your Standard Chartered credit card.
- Receive 2x game turns when you split payments of at least S$150 into interest-free instalments with SC EasyPay.
- Receive 2x game turns when you convert your credit card's balance statement into monthly instalments with SC EasyPay.
- Receive 2x game turns when you apply for a CashOne Personal Loan with min. amount of S$15,000 and min. tenure of 3 years.
Promotion is stackable with SingSaver Exclusive Offer where applicable (additional T&Cs apply).
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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Overseas rebate

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No monthly spend required

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Travel insurance

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

0.25 %

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Based on conversion rate of 40,350 points = $100.

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Cashback Local

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback

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Cashback Overseas

2.48 %

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Overseas retail, dining and travel. Based on conversion rate of 40,350 points = $100.

restaurant

Cashback Dining

1.24 %

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Based on conversion rate of 40,350 points = $100

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Cashback Overseas Online Shopping

2.48 %

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Overseas retail, dining and travel. Based on conversion rate of 40,350 points = $100

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Cashback Forex

2.48 %

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Overseas retail, dining and travel. Based on conversion rate of 40,350 points = $100

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AirMiles

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Airmiles Base Rate

0.29 miles / dollar

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Airmiles Local

0.29 miles / dollar

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Airmiles Overseas

2.9 miles / dollar

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Overseas retail, dining and travel.

restaurant

Airmiles Dining

1.45 miles / dollar

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If you hold the Standard Chartered X Credit Card as well.

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Airmiles Travel

6 miles / dollar

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(Up to UNI$15 per S$5 spend) on major airlines and hotels worldwide via Agoda, Expedia and UOB Travel.

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Quick Facts

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Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions.

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Up to 5X reward points for every S$1 spent on dining transactions.

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1 reward point for every S$1 spent on all eligible spend.

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No min. spend required, 1 year annual fee waiver.

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Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card.

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Read our full review of the Standard Chartered Rewards+ Credit Card.

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Additional reward points are capped at 20,000 points per year.

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Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions.

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Air Miles Conversion Fee

S$ 25

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Excluding GST

Repayment

Minimum Payment

S$ 50

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S$50 or 1% of principal plus interest, fees and charges; plus any overlimit amount and past due amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.9 %

Interest on Cash Advance

28 %

Interest Free Period

22 days

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Others

Association

VISA Signature

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Standard Chartered Rewards+ Credit Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

AirMiles

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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