Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

The Standard Chartered Rewards+ Credit Card is made for travellers — offering up to 10 bonus points on select overseas spend, with no minimum spend required. At the same time, you'll be spoilt for choice with the highly attractive reedeemable rewards.
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Highlights

Monthly Spend Required
None
Rewards Points Baseline
1  point per dollar
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Rewards Points Overseas Spending
10  points per dollar
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Rewards Points Dining
5  points per dollar
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Offer Available
Dyson AM07 Tower Fan (worth S$459)
SingSaver Exclusive Offer
Dyson AM07 Tower Fan (worth S$459)
  • Promotion is valid for new Standard Chartered credit card members only
  • Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for reward
    • Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 2 June 2024
  • Terms and Conditions apply
Hinomi H1 Classic V3 Ergonomic Office Chair (worth S$419)
SingSaver Exclusive Offer
Hinomi H1 Classic V3 Ergonomic Office Chair (worth S$419)
  • Promotion is valid for new Standard Chartered credit card members only
  • Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for reward
    • Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 2 June 2024
  • Terms and Conditions apply
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
SingSaver Exclusive Offer
Apple AirPods 3rd Gen with MagSafe charging case (worth S$274)
  • Promotion is valid for new Standard Chartered credit card members only
  • Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for reward
    • Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 2 June 2024
  • Terms and Conditions apply
Up to S$290
SingSaver Exclusive Offer
Up to S$290
  • Promotion is valid for new Standard Chartered credit card members only
  • Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for reward
    • Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
    • Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
  • Promotion is valid until 2 June 2024
  • Terms and Conditions apply

Things to consider

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Overseas rebate

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No monthly spend required

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Travel insurance

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate
0.25  %
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Cashback Local
0.6  %
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Cashback Overseas
2.48  %
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restaurant
Cashback Dining
1.24  %
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Cashback Overseas Online Shopping
2.48  %
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Cashback Forex
2.48  %
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AirMiles

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Airmiles Base Rate
0.29  miles per dollar
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Airmiles Local
0.29  miles per dollar
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Airmiles Overseas
2.9  miles per dollar
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Airmiles Dining
1.45  miles per dollar
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luggage
Airmiles Travel
6  miles per dollar
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Quick Facts

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Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions.

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Up to 5X reward points for every S$1 spent on dining transactions.

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1 reward point for every S$1 spent on all eligible spend.

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No min. spend required, 1 year annual fee waiver.

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Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card.

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Read our full review of the Standard Chartered Rewards+ Credit Card.

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Additional reward points are capped at 20,000 points per year.

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Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions.

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Guides

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Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
None
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Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
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Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
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Air Miles Conversion Fee
S$ 25
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Repayment

Minimum Payment
S$ 50
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Late Payment Charge
S$ 100
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Interest on Purchase
27.9  %
Interest on Cash Advance
28  %
Interest Free Period
22  days
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Others

Association

VISA Signature

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Tags

Standard Chartered Rewards+ Credit Card Standard Chartered Rewards+ Credit Card