Standard Chartered Rewards+ Credit Card

The Standard Chartered Rewards+ Credit Card is made for travellers — offering up to 10 bonus points on select overseas spend, with no minimum spend required. At the same time, you'll be spoilt for choice with the highly attractive reedeemable rewards.

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Monthly Spend Required

None

Rewards Points Baseline

1 point per dollar

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Base rate

Rewards Points Overseas Spending

10 points per dollar

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Overseas retail, dining and travel.

Rewards Points Dining

5 points per dollar

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On dining transactions in SGD. Up to 10 360° Reward Points for overseas retail transactions.

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Highlights

Monthly Spend Required

None

Rewards Points Baseline

1 point per dollar

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Base rate

Rewards Points Overseas Spending

10 points per dollar

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Overseas retail, dining and travel.

Rewards Points Dining

5 points per dollar

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On dining transactions in SGD. Up to 10 360° Reward Points for overseas retail transactions.

Offer Available

Best Deal Guarantee

Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$508.30)

Promotion is valid for new Standard Chartered credit card members only
Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
- Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid until 12 May 2024
Terms and Conditions apply

Nintendo Switch (Generation 2) (worth S$399)

Best Deal Guarantee

Nintendo Switch (Generation 2) (worth S$399)

Promotion is valid for new Standard Chartered credit card members only
Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
- Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid until 12 May 2024
Terms and Conditions apply

Apple AirPods Pro 2nd Gen (worth S$365.70)

Best Deal Guarantee

Apple AirPods Pro 2nd Gen (worth S$365.70)

Promotion is valid for new Standard Chartered credit card members only
Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
- Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid until 12 May 2024
Terms and Conditions apply

Best Deal Guarantee

Up to S$340

Promotion is valid for new Standard Chartered credit card members only
Apply for the SCB Smart Card or SCB Rewards+ Credit Card and make a min. spend of S$250 within 30 days of card approval to be eligible for rewards
- Receive an additional S$20 eCapitaVoucher when you make a min. spend of S$1,000 in the second month after card approval
- Receive an additional S$20 eCapitaVoucher when you split the payment for your purchases with SCB EasyPay, pay your bills with SCB EasyBill or put any of your purchases on installment in an SCB Savings Account or Current Account within 60 days of approval
Promotion is valid until 12 May 2024
Terms and Conditions apply

Things to consider when choosing this card:

Things to consider

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Overseas rebate

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No monthly spend required

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Travel insurance

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Rebate cap applied

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Benefits

Cashback

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Cashback Base Rate

0.25 %

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Based on conversion rate of 40,350 points = $100.

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Cashback Local

0.6 %

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(Indirect Cashback) S$1.60 spend = 2 Membership Rewards points. 1,000 points redeemed = S$4.80 cash credit (Pay With Points), equivalent to 0.6% cashback

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Cashback Overseas

2.48 %

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Overseas retail, dining and travel. Based on conversion rate of 40,350 points = $100.

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Cashback Dining

1.24 %

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Based on conversion rate of 40,350 points = $100

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Cashback Overseas Online Shopping

2.48 %

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Overseas retail, dining and travel. Based on conversion rate of 40,350 points = $100

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Cashback Forex

2.48 %

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Overseas retail, dining and travel. Based on conversion rate of 40,350 points = $100

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AirMiles

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Airmiles Base Rate

0.29 miles per dollar

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Airmiles Local

0.29 miles per dollar

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Airmiles Overseas

2.9 miles per dollar

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Overseas retail, dining and travel.

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Airmiles Dining

1.45 miles per dollar

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If you hold the Standard Chartered X Credit Card as well.

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Airmiles Travel

6 miles per dollar

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(Up to UNI$15 per S$5 spend) on major airlines and hotels worldwide via Agoda, Expedia and UOB Travel.

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Quick Facts

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Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions.

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Up to 5X reward points for every S$1 spent on dining transactions.

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1 reward point for every S$1 spent on all eligible spend.

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No min. spend required, 1 year annual fee waiver.

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Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card.

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Read our full review of the Standard Chartered Rewards+ Credit Card.

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Additional reward points are capped at 20,000 points per year.

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Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions.

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Guides

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Eligibility

Minimum Age

21 years old

Minimum Annual Income

S$ 30,000

Monthly Spend Required

None

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Fees / Repayment

Fees

Annual Fee Waiver

1 year

Annual Fee

S$ 196.2

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First Year Waived

Foreign Currency Transaction Fee

3.25 %

Cash Advance Service Charge

S$ 15

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Or 8% of amount withdrawn, whichever is greater.

Air Miles Conversion Fee

S$ 25

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Excluding GST

Repayment

Minimum Payment

S$ 50

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S$50 or 1% of principal plus interest, fees and charges; plus any overlimit amount and past due amount.

Late Payment Charge

S$ 100

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S$100 if Minimum Payment Due is not received on or before the Payment Due Date.

Interest on Purchase

27.9 %

Interest on Cash Advance

28 %

Interest Free Period

22 days

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Others

Association

VISA Signature

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Standard Chartered Rewards+ Credit Card

Highlights

Things to consider when choosing this card:

Things to consider

Benefits

Cashback

AirMiles

Quick Facts

Guides

Eligibility

Eligibility

Fees / Repayment

Fees

Repayment

Others

Association

Supported Payment Type

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