Standard Chartered Rewards+ Credit Card

Standard Chartered Rewards+ Credit Card

The Standard Chartered Rewards+ Credit Card is made for travellers — offering up to 10 bonus points on select overseas spend, with no minimum spend required. At the same time, you'll be spoilt for choice with the highly attractive reedeemable rewards.
layers

Highlights

Monthly Spend Required
None
Rewards Points Baseline
1  point per dollar
info
Rewards Points Overseas Spending
10  points per dollar
info
Rewards Points Dining
5  points per dollar
info
5 Offers Available
Get 10x chances to win S$50,000 Cash!
SingSaver Cash Quest Giveaway
Get 10x chances to win S$50,000 Cash!
  • SingSaver Cash Quest Giveaway promotion runs from 6 November 2024, 05:00 PM SGT to 22 December 2024.
  • Promotion is valid for new Standard Chartered credit cardmembers only.
  • Apply for participating Standard Chartered credit cards and complete the Rewards Redemption Form to receive 10 Cash Quest Chances.
    • Apply for selected product bundles to receive an additional 10 Cash Quest Chances on top of the existing chances received (capped at 5 bundles)
    • Download the SingSaver App and verify via the same login to get an additional chance.
  • Campaign page here for full details.
  • Cash Quest Giveaway promotion Terms and Conditions apply
  • SingSaver General Promotion Terms and Conditions apply.
S$240 Cash via PayNow
Fastest 4 Weeks Cash Fulfilment
S$240 Cash via PayNow
  • Promotion is valid until 1 December 2024.
  • Promotion is valid for new Standard Chartered credit cardmembers only.
  • Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Fastest Cash Fulfilment: Receive your SingSaver Exclusive cash reward in as little as 4 weeks!
  • Promotion is not stackable with other welcome offers from Standard Chartered.
  • Terms and Conditions apply.
Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249)
Richest Offer in the Market
Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249)
  • Promotion is valid until 1 December 2024.
  • Promotion is valid for new Standard Chartered credit cardmembers only.
  • Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion is not stackable with other welcome offers from Standard Chartered.
  • Terms and Conditions apply.
S$280 Lazada Vouchers
Richest Offer in the Market
S$280 Lazada Vouchers
  • Promotion is valid until 1 December 2024.
  • Promotion is valid for new Standard Chartered credit cardmembers only.
  • Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion is not stackable with other welcome offers from Standard Chartered.
  • Terms and Conditions apply.
Flujo BEA Office Chair (worth S$549)
Richest Offer in the Market
Flujo BEA Office Chair (worth S$549)
  • Promotion is valid until 1 December 2024.
  • Promotion is valid for new Standard Chartered credit cardmembers only.
  • Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
  • Promotion is not stackable with other welcome offers from Standard Chartered.
  • Terms and Conditions apply.
Save S$689 on a Flujo Ayla Ergonomic Office Chair (worth S$1,139) by upgrading your reward with a top up
Upgrade Your Rewards with a Simple Top-Up
Save S$689 on a Flujo Ayla Ergonomic Office Chair (worth S$1,139) by upgrading your reward with a top up

+ 1 other gift options

  • Rewards Upgrade promotion is valid until 1 December 2024.
  • Promotion is valid for new Standard Chartered credit cardmembers only.
  • Apply for participating Standard Chartered credit cards and make a min. spend of S$500 within 30 days of card approval.
  • The Reward Upgrade will replace SingSaver Exclusive Offer reward.
  • Terms and Conditions apply
Porsche Taycan Electric
SC Million Reasons to be Happier Promotion
Porsche Taycan Electric
  • Standard Chartered Million Reasons to be Happier Promotion runs from 8 November 2024 to 28 February 2025.
  • Promotion is valid for new and existing Standard Chartered credit cardmembers.
  • Register for the Million Reasons to be Happier Promotion through the SC Mobile App to start receiving chances for the Grand Prize.
  • Apply for and perform actions with your Standard Chartered credit card to earn chances for the Grand Prize.
  • Promotion is stackable with SingSaver Exclusive Offer (additional T&Cs apply).
  • Terms and Conditions apply

Things to consider

check

Overseas rebate

check

No monthly spend required

check

Travel insurance

remove

Rebate cap applied

sentiment_satisfied

Benefits

Cashback

credit_card
Cashback Base Rate
0.25  %
info
location_on
Cashback Local
0.6  %
info
flight
Cashback Overseas
2.48  %
info
restaurant
Cashback Dining
1.24  %
info
shopping_bag
Cashback Overseas Online Shopping
2.48  %
info
paid
Cashback Forex
2.48  %
info

AirMiles

credit_card
Airmiles Base Rate
0.29  miles per dollar
location_on
Airmiles Local
0.29  miles per dollar
flight
Airmiles Overseas
2.9  miles per dollar
info
restaurant
Airmiles Dining
1.45  miles per dollar
info
luggage
Airmiles Travel
6  miles per dollar
info
sports_score

Quick Facts

check_circle

Up to 10X reward points for every S$1 spent in foreign currency on overseas retail, dining and travel transactions.

check_circle

Up to 5X reward points for every S$1 spent on dining transactions.

check_circle

1 reward point for every S$1 spent on all eligible spend.

check_circle

No min. spend required, 1 year annual fee waiver.

check_circle

Complimentary travel insurance coverage of up to S$500,000 when you charge your full travel fare to the card.

check_circle

Read our full review of the Standard Chartered Rewards+ Credit Card.

help

Additional reward points are capped at 20,000 points per year.

help

Purchases from local hotel restaurants and supermarkets are not considered as qualifying dining transactions.

lightbulb

Guides

rule_folder

Eligibility

Eligibility

Minimum Age
21  years old
Minimum Annual Income
S$ 30,000
Monthly Spend Required
None
local_atm

Fees / Repayment

Fees

Annual Fee Waiver
1 year
Annual Fee
S$ 196.2
info
Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
info
Air Miles Conversion Fee
S$ 25
info

Repayment

Minimum Payment
S$ 50
info
Late Payment Charge
S$ 100
info
Interest on Purchase
27.9  %
Interest on Cash Advance
28  %
Interest Free Period
22  days
grid_view

Others

Association

VISA Signature

Supported Payment Type

Google Pay

Apple Pay

Samsung Pay

Tags

Standard Chartered Rewards+ Credit Card Standard Chartered Rewards+ Credit Card