Best Credit Cards For Overseas Spending in Singapore 2024

updated: Nov 04, 2024

Savour the finest of Singapore's culinary scene with our selection of top dining credit cards. Enjoy exclusive rewards, discounts, and privileges at the city's best restaurants, whether you're a local cuisine enthusiast or a global food explorer.

Best Credit Card for Overseas Spending

credit_card	Cashback Overseas	Airmiles Overseas	Rewards Points Local Spending	Airport Lounge Access	offers_rewards	apply
CIMB Visa Infinite Card	Unlimited 3%	n_a	n_a	3 visits per year*	eligible_rewards (5)	on_provider_website	eligible rewards (5) on_provider_website
eligible_rewards (5) SingSaver Exclusive Offer; No Min. Spend Required offers Up to S$100 Bonus Cash via PayNow terms_and_conditions SingSaver 12 Days of Credit Card Christmas offers Up to S$1,350 Cash terms_and_conditions Welcome Offer offers Up to S$188 Cashback terms_and_conditions Welcome Offer offers Up to S$30 eCapitaVoucher terms_and_conditions 3% Cashback Promotion offers 3% Cashback on Overseas Foreign Currency Spend terms_and_conditions
CIMB Visa Signature Card	Up to 3%	n_a	n_a	n_a	eligible_rewards (5)	on_provider_website	eligible rewards (5) on_provider_website
eligible_rewards (5) SingSaver Exclusive Offer; No Min. Spend Required offers Up to S$100 Bonus Cash via PayNow terms_and_conditions SingSaver 12 Days of Credit Card Christmas offers Up to S$1,350 Cash terms_and_conditions Welcome Offer offers Up to S$188 Cashback terms_and_conditions Welcome Offer offers Up to S$30 eCapitaVoucher terms_and_conditions 3% Cashback Promotion offers 3% Cashback on Overseas Foreign Currency Spend terms_and_conditions
Citi PremierMiles Card	1.32%	2.2 miles per dollar	n_a	2 visits per year*	eligible_rewards (11)	on_provider_website	eligible rewards (11) on_provider_website
eligible_rewards (11) SingSaver 12 Days of Credit Card Christmas offers Up to S$1,350 Cash terms_and_conditions SingSaver Cash Quest Giveaway offers Get 10x chances to win S$50,000 Cash! terms_and_conditions Highest Cash Reward; 4 Weeks Fulfilment offers S$370 Cash via PayNow terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80; or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or 18,000 Max Miles; or 50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles) terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$542 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up; or Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up; or Save S$519 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up; or Save S$399 on an Apple iPad 10th Gen WiFi 64GB (worth S$499) by upgrading your reward with a top up terms_and_conditions
HSBC TravelOne Credit Card	n_a	2.4 miles per dollar	3 points per dollar	4 visits per year*	eligible_rewards (6)	on_provider_website	eligible rewards (6) on_provider_website
eligible_rewards (6) SingSaver 12 Days of Credit Card Christmas offers Up to S$1,350 Cash terms_and_conditions Richest Offer in the Market, Exclusively on SingSaver offers Dyson Supersonic™ hair dryer (worth S$649); or Dyson Micro 1.5kg (worth S$599); or 20,000 Max Miles; or S$400 eCapitaVoucher; or S$199 Cash via PayNow + S$200 eCapitaVoucher terms_and_conditions
Standard Chartered Journey Credit Card (Annual Fee Paying)	n_a	2 miles per dollar	3 points per dollar	2 visits per year*	eligible_rewards (9)	on_provider_website	eligible rewards (9) on_provider_website
eligible_rewards (9) SingSaver Cash Quest Giveaway offers Get 10x chances to win S$50,000 Cash! terms_and_conditions SingSaver 12 Days of Credit Card Christmas offers Up to S$1,350 Cash terms_and_conditions Highest Miles Reward offers Up to 57,000 Miles terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles; or S$200 Lazada Vouchers + 45,000 Miles terms_and_conditions Highest Cash Reward; 4 Weeks Fulfilment offers S$190 Cash + 45,000 miles terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up; or Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up terms_and_conditions SC Million Reasons to be Happier Promotion offers Porsche Taycan Electric terms_and_conditions
DBS Altitude American Express Card	0.83%	Up to 5 miles per dollar	n_a	2 visits per year*	eligible_rewards (1)	on_provider_website	eligible rewards (1) on_provider_website
eligible_rewards (1) Welcome Offer offers Up to 35,000 miles terms_and_conditions
Maybank Horizon Visa Signature Card	2.16%	2.8 miles per dollar	Up to 15 TREATS Points per S$5 spent	1 visit per year	eligible_rewards (5)	on_provider_website	eligible rewards (5) on_provider_website
eligible_rewards (5) SingSaver 12 Days of Credit Card Christmas offers Up to S$1,350 Cash terms_and_conditions SingSaver Exclusive Offer; No Min. Spend Required offers S$50 Bonus Cash via PayNow terms_and_conditions Welcome Offer offers 10,000 KrisFlyer miles terms_and_conditions Welcome Offer offers Samsonite ENOW Spinner 69/25 EXP (worth S$570); or S$200 cashback terms_and_conditions
UOB PRVI Miles World MasterCard	1.37%	Up to 3 miles per dollar	UNI$ 3.5	n_a	eligible_rewards (4)	on_provider_website	eligible rewards (4) on_provider_website
eligible_rewards (4) SingSaver 12 Days of Credit Card Christmas offers Up to S$1,350 Cash terms_and_conditions SingSaver Exclusive Offer; No Min. Spend Required offers S$60 Bonus Cash via PayNow terms_and_conditions Welcome Offer offers 58,000 miles upon SMS registration and fulfilling spend requirement terms_and_conditions Welcome Offer offers 38,000 miles with 1st year annual fee waived terms_and_conditions
Standard Chartered Rewards+ Credit Card	2.48%	2.9 miles per dollar	n_a	n_a	eligible_rewards (9)	on_provider_website	eligible rewards (9) on_provider_website
eligible_rewards (9) SingSaver Cash Quest Giveaway offers Get 10x chances to win S$50,000 Cash! terms_and_conditions SingSaver 12 Days of Credit Card Christmas offers Up to S$1,350 Cash terms_and_conditions Highest Cash Reward; 4 Weeks Fulfilment offers S$240 Cash via PayNow terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249); or S$280 Lazada Vouchers; or Flujo BEA Office Chair (worth S$549) terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up; or Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up terms_and_conditions SC Million Reasons to be Happier Promotion offers Porsche Taycan Electric terms_and_conditions

Our Pick for Overseas Spending for Cashback

CIMB Visa Signature Card

/ 5

on_provider_website

Cashback Overseas	Up to 3%
Cashback Travel	10%
REWARDS	Up to S$188 Cashback Up to S$30 eCapitaVoucher 3% Cashback on Overseas Foreign Currency Spend Up to S$100 Bonus Cash via PayNow Up to S$1,350 Cash
Up to S$188 Cashback Up to S$30 eCapitaVoucher 3% Cashback on Overseas Foreign Currency Spend Up to S$100 Bonus Cash via PayNow Up to S$1,350 Cash

eligible_rewards (5)
card_details

CIMB Visa Infinite Card

/ 5

on_provider_website

Cashback Overseas	Unlimited 3%
Cashback Travel	Unlimited 2%
REWARDS	Up to S$188 Cashback Up to S$30 eCapitaVoucher 3% Cashback on Overseas Foreign Currency Spend Up to S$100 Bonus Cash via PayNow Up to S$1,350 Cash
Up to S$188 Cashback Up to S$30 eCapitaVoucher 3% Cashback on Overseas Foreign Currency Spend Up to S$100 Bonus Cash via PayNow Up to S$1,350 Cash

eligible_rewards (5)
card_details

Our Pick for Overseas Spending for Miles

Best overseas cashback in Singapore

Citi PremierMiles Card

/ 5

on_provider_website

Airmiles Overseas	2.2 miles per dollar
Airmiles Local	1.2 miles per dollar
REWARDS	Up to S$1,350 Cash Get 10x chances to win S$50,000 Cash! S$370 Cash via PayNow Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80 Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479) 18,000 Max Miles 50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles) Save S$542 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up Save S$519 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up Save S$399 on an Apple iPad 10th Gen WiFi 64GB (worth S$499) by upgrading your reward with a top up
Up to S$1,350 Cash Get 10x chances to win S$50,000 Cash! S$370 Cash via PayNow Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80 Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479) 18,000 Max Miles 50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles) Save S$542 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up Save S$519 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up Save S$399 on an Apple iPad 10th Gen WiFi 64GB (worth S$499) by upgrading your reward with a top up

eligible_rewards (11)
card_details

HSBC TravelOne Credit Card

on_provider_website

Airmiles Overseas	2.4 miles per dollar
Airmiles Local	1.2 miles per dollar
REWARDS	Up to S$1,350 Cash Dyson Supersonic™ hair dryer (worth S$649) Dyson Micro 1.5kg (worth S$599) 20,000 Max Miles S$400 eCapitaVoucher S$199 Cash via PayNow + S$200 eCapitaVoucher
Up to S$1,350 Cash Dyson Supersonic™ hair dryer (worth S$649) Dyson Micro 1.5kg (worth S$599) 20,000 Max Miles S$400 eCapitaVoucher S$199 Cash via PayNow + S$200 eCapitaVoucher

eligible_rewards (6)
card_details

Highest combined miles rewards

Standard Chartered Journey Credit Card (Annual Fee Paying)

/ 5

on_provider_website

Airmiles Overseas	2 miles per dollar
Airmiles Local	1.2 miles per dollar
REWARDS	Porsche Taycan Electric Get 10x chances to win S$50,000 Cash! Up to S$1,350 Cash Up to 57,000 Miles Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles S$200 Lazada Vouchers + 45,000 Miles S$190 Cash + 45,000 miles Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
Porsche Taycan Electric Get 10x chances to win S$50,000 Cash! Up to S$1,350 Cash Up to 57,000 Miles Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles S$200 Lazada Vouchers + 45,000 Miles S$190 Cash + 45,000 miles Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up

eligible_rewards (9)
card_details

DBS Altitude Visa Signature Card

/ 5

on_provider_website

Airmiles Overseas	Up to 5 miles per dollar
Airmiles Local	Up to 1.3 miles per dollar
REWARDS	Up to 30,000 miles
Up to 30,000 miles

eligible_rewards (1)
card_details

Winner - Travel Credit Card of the Year by The Digital Banker

Maybank Horizon Visa Signature Card

/ 5

on_provider_website

Airmiles Overseas	2.8 miles per dollar
Airmiles Local	1.2 miles per dollar
REWARDS	10,000 KrisFlyer miles Samsonite ENOW Spinner 69/25 EXP (worth S$570) S$200 cashback Up to S$1,350 Cash S$50 Bonus Cash via PayNow
10,000 KrisFlyer miles Samsonite ENOW Spinner 69/25 EXP (worth S$570) S$200 cashback Up to S$1,350 Cash S$50 Bonus Cash via PayNow

eligible_rewards (5)
card_details

Our Pick for Overseas Spending for Rewards Points

HSBC TravelOne Credit Card

on_provider_website

Rewards Points Baseline	3 points per dollar
Rewards Points Overseas Spending	6 points per dollar
Rewards Points Local Spending	3 points per dollar
REWARDS	Up to S$1,350 Cash Dyson Supersonic™ hair dryer (worth S$649) Dyson Micro 1.5kg (worth S$599) 20,000 Max Miles S$400 eCapitaVoucher S$199 Cash via PayNow + S$200 eCapitaVoucher
Up to S$1,350 Cash Dyson Supersonic™ hair dryer (worth S$649) Dyson Micro 1.5kg (worth S$599) 20,000 Max Miles S$400 eCapitaVoucher S$199 Cash via PayNow + S$200 eCapitaVoucher

eligible_rewards (6)
card_details

Highest combined miles rewards

Standard Chartered Journey Credit Card (Annual Fee Paying)

/ 5

on_provider_website

Rewards Points Baseline	3 points per dollar
Rewards Points Overseas Spending	5 points per dollar
Rewards Points Local Spending	3 points per dollar
REWARDS	Porsche Taycan Electric Get 10x chances to win S$50,000 Cash! Up to S$1,350 Cash Up to 57,000 Miles Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles S$200 Lazada Vouchers + 45,000 Miles S$190 Cash + 45,000 miles Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
Porsche Taycan Electric Get 10x chances to win S$50,000 Cash! Up to S$1,350 Cash Up to 57,000 Miles Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles S$200 Lazada Vouchers + 45,000 Miles S$190 Cash + 45,000 miles Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up

eligible_rewards (9)
card_details

UOB PRVI Miles World MasterCard

/ 5

on_provider_website

Rewards Points Baseline	UNI$ 3.5
Rewards Points Overseas Spending	UNI$ 6
Rewards Points Local Spending	UNI$ 3.5
REWARDS	58,000 miles upon SMS registration and fulfilling spend requirement 38,000 miles with 1st year annual fee waived Up to S$1,350 Cash S$60 Bonus Cash via PayNow
58,000 miles upon SMS registration and fulfilling spend requirement 38,000 miles with 1st year annual fee waived Up to S$1,350 Cash S$60 Bonus Cash via PayNow

eligible_rewards (4)
card_details

UOB PRVI Miles Visa Card

/ 5

on_provider_website

Rewards Points Baseline	UNI$ 3.5
Rewards Points Overseas Spending	UNI$ 6
Rewards Points Local Spending	UNI$ 3.5
REWARDS	58,000 miles upon SMS registration and fulfilling spend requirement 38,000 miles with 1st year annual fee waived Up to S$1,350 Cash S$60 Bonus Cash via PayNow
58,000 miles upon SMS registration and fulfilling spend requirement 38,000 miles with 1st year annual fee waived Up to S$1,350 Cash S$60 Bonus Cash via PayNow

eligible_rewards (4)
card_details

Fastest Cash Fulfillment

Standard Chartered Rewards+ Credit Card

/ 5

on_provider_website

Rewards Points Baseline	1 point per dollar
Rewards Points Overseas Spending	10 points per dollar
Rewards Points Local Spending	N/A
REWARDS	Porsche Taycan Electric Get 10x chances to win S$50,000 Cash! Up to S$1,350 Cash S$240 Cash via PayNow Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249) S$280 Lazada Vouchers Flujo BEA Office Chair (worth S$549) Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
Porsche Taycan Electric Get 10x chances to win S$50,000 Cash! Up to S$1,350 Cash S$240 Cash via PayNow Apple AirPods 4th Gen with Active Noise Cancelling (worth S$249) S$280 Lazada Vouchers Flujo BEA Office Chair (worth S$549) Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up

eligible_rewards (9)
card_details

Our Pick for Complimentary Airport Lounge Access

Best overseas cashback in Singapore

Citi PremierMiles Card

/ 5

on_provider_website

Airmiles Overseas	2.2 miles per dollar
Airmiles Local	1.2 miles per dollar
Airport Lounge Access	2 visits per year*
REWARDS	Up to S$1,350 Cash Get 10x chances to win S$50,000 Cash! S$370 Cash via PayNow Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80 Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479) 18,000 Max Miles 50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles) Save S$542 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up Save S$519 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up Save S$399 on an Apple iPad 10th Gen WiFi 64GB (worth S$499) by upgrading your reward with a top up
Up to S$1,350 Cash Get 10x chances to win S$50,000 Cash! S$370 Cash via PayNow Samsonite Straren Spinner 67/24 + 2x Apple AirTag worth S$690.80 Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479) 18,000 Max Miles 50,000 yuu Points (worth S$500 when you redeem yuu SuperDupers or 13,888 miles) Save S$542 on a Samsung Galaxy S24 Ultra Titanium Gray 12+512GB (worth S$2,128) by upgrading your reward with a top up Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up Save S$519 on an Apple Macbook Air M3 13" 256GB (worth S$1,599) by upgrading your reward with a top up Save S$399 on an Apple iPad 10th Gen WiFi 64GB (worth S$499) by upgrading your reward with a top up

eligible_rewards (11)
card_details

HSBC TravelOne Credit Card

on_provider_website

Airmiles Overseas	2.4 miles per dollar
Airmiles Local	1.2 miles per dollar
Airport Lounge Access	4 visits per year*
REWARDS	Up to S$1,350 Cash Dyson Supersonic™ hair dryer (worth S$649) Dyson Micro 1.5kg (worth S$599) 20,000 Max Miles S$400 eCapitaVoucher S$199 Cash via PayNow + S$200 eCapitaVoucher
Up to S$1,350 Cash Dyson Supersonic™ hair dryer (worth S$649) Dyson Micro 1.5kg (worth S$599) 20,000 Max Miles S$400 eCapitaVoucher S$199 Cash via PayNow + S$200 eCapitaVoucher

eligible_rewards (6)
card_details

Highest combined miles rewards

Standard Chartered Journey Credit Card (Annual Fee Paying)

/ 5

on_provider_website

Airmiles Overseas	2 miles per dollar
Airmiles Local	1.2 miles per dollar
Airport Lounge Access	2 visits per year*
REWARDS	Porsche Taycan Electric Get 10x chances to win S$50,000 Cash! Up to S$1,350 Cash Up to 57,000 Miles Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles S$200 Lazada Vouchers + 45,000 Miles S$190 Cash + 45,000 miles Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up
Porsche Taycan Electric Get 10x chances to win S$50,000 Cash! Up to S$1,350 Cash Up to 57,000 Miles Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles S$200 Lazada Vouchers + 45,000 Miles S$190 Cash + 45,000 miles Save S$499 on a Flujo Ayla Ergonomic Office Chair (worth S$799) by upgrading your reward with a top up Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up

eligible_rewards (9)
card_details

DBS Altitude Visa Signature Card

/ 5

on_provider_website

Airmiles Overseas	Up to 5 miles per dollar
Airmiles Local	Up to 1.3 miles per dollar
Airport Lounge Access	2 visits per year*
REWARDS	Up to 30,000 miles
Up to 30,000 miles

eligible_rewards (1)
card_details

CIMB Visa Infinite Card

/ 5

on_provider_website

Airmiles Overseas	N/A
Airmiles Local	N/A
Airport Lounge Access	3 visits per year*
REWARDS	Up to S$188 Cashback Up to S$30 eCapitaVoucher 3% Cashback on Overseas Foreign Currency Spend Up to S$100 Bonus Cash via PayNow Up to S$1,350 Cash
Up to S$188 Cashback Up to S$30 eCapitaVoucher 3% Cashback on Overseas Foreign Currency Spend Up to S$100 Bonus Cash via PayNow Up to S$1,350 Cash

eligible_rewards (5)
card_details

Our Pick for No Foreign Transaction Fees

HSBC TravelOne Credit Card

on_provider_website

Airmiles Overseas	2.4 miles per dollar
Airmiles Local	1.2 miles per dollar
Foreign Currency Transaction Fee	3.25%
REWARDS	Up to S$1,350 Cash Dyson Supersonic™ hair dryer (worth S$649) Dyson Micro 1.5kg (worth S$599) 20,000 Max Miles S$400 eCapitaVoucher S$199 Cash via PayNow + S$200 eCapitaVoucher
Up to S$1,350 Cash Dyson Supersonic™ hair dryer (worth S$649) Dyson Micro 1.5kg (worth S$599) 20,000 Max Miles S$400 eCapitaVoucher S$199 Cash via PayNow + S$200 eCapitaVoucher

eligible_rewards (6)

Best Credit Cards For Overseas Spending in Singapore 2024

Best Credit Card for Overseas Spending

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