Compare & Save with Lowest Prices for car insurance in Singapore

On average, annual car insurance premiums in Singapore range from S$700 to S$1,000. This reflects typical market rates, serving as a good baseline for yearly budgeting. To get an exact car insurance quote, compare car insurance policies here on SingSaver.

You can either buy a car insurance policy directly from an insurer, an insurance broker or through an online comparison platform like SingSaver, depending on your personal preference. If you like auto-renewals, buying directly from your current insurer or agent makes that easy. It might prevent you from comparing better deals and coverage with other insurers though.

The right amount of car insurance balances compulsory motor insurance requirements, protection, risk management, and financial stability. Customise your coverage based on these factors to ensure adequate protection and peace of mind for you and your loved ones.

A car insurance comparison tool like ours helps you find, compare, and pick the best plan for you, with the best price and rewards not available elsewhere. We also offer customer support to assist with your paperwork, especially when you switch providers.

For new drivers, it's wise to choose a comprehensive plan that fits your budget and covers all potential damages in an accident. Premiums and excess are typically higher for new or young drivers, as there are also without the benefits of NCD savings.

In Singapore, insurance costs for electric vehicles (EVs) depend on the vehicle's value, repair costs including battery, the driver's risk profile, safety features, usage, and government incentives. While EVs usually cost more initially and require specialised repairs (especially for batteries, leading to higher premiums), advanced safety features and incentives to encourage EV adoption can help reduce costs.

1. If safe, keep your car stationary after the accident

2. Contact your insurer's assistance hotline instantly

3. Take detailed photos of the accident scene

4. Exchange contact information with the other driver involved

5. Get your car repaired at an approved workshop

1. Gather the documents required by your insurance policy provider like your vehicle registration details, driver's licence, and other relevant documents.

2. Contact your insurance provider to obtain a car insurance renewal quotation based on your current policy and payment history.

3. Compare car insurance renewal quotations from multiple providers and select the best one for you.

4. Make the payment for your car insurance renewal, either by cash, cheque, or credit card.

5. Once you make your payment, your car insurer will process your car insurance renewal.

6. Your car insurance policy documents will reach you via email or post.

1. Check everyone's well-being and move vehicles to a safe location.

2. If there are injuries, immediately contact emergency services.

3. Exchange information with the other parties involved.

4. Collect details and contact information from witnesses.

5. Notify the police, even for minor accidents.

6. Document the scene with photos, capturing all relevant details.

7. Promptly contact your insurance company and provide all necessary details.

8. Seek medical attention for any injuries, even minor ones.

9. Follow up with authorities, your insurance, and healthcare providers for proper documentation and resolution.

10. Submit your insurance claim receipts and documents if required to expedite your insurance claims process.

1. Ensure your and passengers' safety by moving to a safe location.

2. Note the fleeing vehicle's details (make, model, colour, licence plate, etc.) if possible.

3. Call emergency services immediately to report the incident with all details.

4. Get contact information from any witnesses.

5. Document the scene with photos of your vehicle's damage and any other evidence.

6. Inform your insurance company, providing all gathered information.

7. Avoid confronting or following the fleeing driver to ensure your safety.

8. Cooperate with law enforcement, offering any evidence or information you have.

Cancelling your car insurance depends on your insurer's terms. Usually, cancelling before renewal means you could get back 70% of the unused premium, with the insurer keeping 30%. It's generally better to switch insurers at renewal to avoid penalties. Also, note that insurers can cancel your policy, potentially without a refund, for reasons like suspected fraud or illegal modifications.