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Get The Best Car Insurance Quotes 
& Comparison in Singapore

Find the car insurance that best fits your specific needs & budget now!

We have helped 600,000+ Singaporeans stay protected through our trusted partners

At SingSaver, our goal is to help make finding the perfect car insurance plan easy and affordable.

We regularly update our exclusive deals and discounts, to give you the best options before every trip.

Whether you’re looking for the best comprehensive car insurance in Singapore or are just looking for the cheapest car insurance available, we have you covered!

Best Car Insurance Promotions on SingSaver


Etiqa (Tiq) Car Insurance

  • Easy to buy and claim (claims can be paid out in 30  minutes)
  • S$50/day allowance if your car is stuck in workshop - Adjustable excess for better pricing
  • Low age limit (24) for young & inexperienced driver - 5% additional discount if you have been demerit-free in the past 3 years
  • Drive Less Save More add-on allows you to save up to 30% yearly in cash rebates
  • Free child seat coverage of up to S$300
  • Affordable premiums thanks to ongoing promos
  • Adjustable excess for better pricing
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Receive 20% off + up to S$300 cashback when you use the promo code TIQSINGSAVER.

Valid till 31 March 2023. T&Cs apply.

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From S$835.26

(approx. S$812.92 with Drive Less Save More add-on)


AIG Car Insurance

  • Provides collision-related accidents at a lower premium
  • Provides coverage for third-party property damage of up to S$5,000,000 and unlimited coverage for death or injury to third parties 
  • Pay a lower premium when you limit the policy to drivers aged 30, 35, or 40 years and above, or limit the coverage over the next 12 months
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MSIG MotorMax

  • Reputable brand with 30+ authorised workshops
  • Offers car loan protection of S$100,000 in the event of death (for MotorMax Plus policy only) 
  • 24-hour roadside assistance for towing, lockout
    or minor roadside repairs assistance– Replacement of a new vehicle if your vehicle becomes irreparable after an accident
  • Replacement of a new vehicle if your vehicle becomes irreparable after an accident
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Receive up to S$70 via PayNow and up to $$150 petrol vouchers.

Valid till 31 March 2023. T&Cs apply.

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FWD Car Insurance

  • It’s a breeze to purchase your plan online
  • Good value for money, has lifetime 50% NCD guarantee
  • No need to name all drivers. Anyone you trust to drive your car is insured (not applicable for Classic Plan unless a rider is added)
  • Courtesy car provided up to three months if your car is written off or permanently lost
  • Receive up to S$80 daily transport allowance (for up to 10 days) when your car is being repaired
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Receive a 25% discount on select FWD Car Insurance when you use the promo code SSCAR.

Plus, score a BRONZE ticket (1x chance) in our March Madness Grand Lucky Draw when you apply for a chance to win your share of over S$20,000 worth of prizes! Valid till 2 April 2023. T&Cs apply.

For FWD Comprehensive Car insurance policy (each an “Eligible FWD Policy”) as a new standalone policy, get up to $300 Rewards by FWD.

Valid till 1 April 2023. T&Cs apply.

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*Indicative annual premium for a 35-year-old married male driver with clean driving record, five years of driving experience and 50% NCD, driving a Mazda 3 1.6 (A) registered in 2018. Prices quoted are before the discounts offered by the providers.

We Work With The Best Car Insurance Providers

Car Insurance Options Available in Singapore

There are car insurance options to suit all needs and budget restrictions to ensure you can be covered regardless of your circumstances.

Third-Party Only For Car Accidents

Coverage in an accident where you are liable for damage to someone’s car or property.

Ideal for motor vehicle owners who:

  • Have a lower budget range
  • Want basic coverage to meet the basic legal requirements

Third-Party For Car Accident, Including Fire & Theft Car Insurance

Stay covered in case your car is burgled or damaged as a result of a fire.

Ideal for motor vehicle owners who:

  • Have an average budget range
  • Want extended coverage to losses due to fire or theft

Comprehensive Car Insurance Coverage

Coverage for both driver and passengers, which includes accidental damage to your vehicle, personal accident benefits and medical expenses.

Ideal for motor vehicle owners who:

  • Have a higher budget range
  • Want complete coverage for peace of mind

Start comparing car Insurance quotes & get personalised coverage


Got Into a Car Accident in Singapore?

Here’s How to Claim Car Insurance

Getting into a car accident can be a stressful situation. We have compiled some tips on how to claim car insurance quickly and efficiently depending on whether the car accident occurred with another driver or on your own.


Car Insurance Renewal Procedure

Car insurance renewal is the process of renewing your vehicle insurance policy with the same insurer or another insurer. It is important to renew your car insurance policy before it expires to ensure that your vehicle is covered for the risk of accidents, theft, and other damages. Follow these steps for a smooth car insurance renewal process in Singapore:

General Singapore Car Insurance Tips

Having the right car insurance policy in Singapore is essential for any car owner. Not only does an insurance policy protect you financially, but it also provides peace of mind. Here are some tips to help you in applying for car insurance in Singapore.


Compare Quotes, Don’t Make a Decision Too Quickly

Before applying for car insurance in Singapore, use SingSaver to quickly and conveniently compare quotes and deals from leading providers. Evaluating different insurers allows you to find the most comprehensive coverage at the best price. Gain a better understanding of the market and make informed decisions with the help of SingSaver's comparison tools.


Bundle Policies

When purchasing insurance in Singapore, buyers should consider promotions and discounts to secure the best offerings for insurance policies. With SingSaver's constantly updated deals and year-long promotions, consider bundling car insurance with other policies such as home, life, and health insurance for even better deals. Maximize your savings by taking advantage of SingSaver's comprehensive offerings.


Read the Fine Print

It's important to read the fine print when applying for car insurance in Singapore. Understand the terms and conditions of the policy, as well as the coverage limits and exclusions, to make sure that you're getting the coverage you need.


Car insurance is mandatory for all owners of motor vehicles in Singapore. It is impossible to own a car without car insurance in Singapore. The minimum insurance requirement is that it must at least cover third-party liability for deaths and bodily injury.

Car insurance premiums can range from S$400 to upwards of S$3,000 annually, depending on the type of car insurance you are getting: Third Party Only, Third Party Fire and Theft, and Comprehensive.

Excess in car insurance is the amount of money you agree to pay towards any claim made on your car insurance policy. This amount is usually a fixed amount and is taken off the total cost of any claim. For example, if you have an excess of $200 and you make a claim for $1,000, your insurer will pay out $800 and you will be responsible for paying the remaining $200.

You must pay the excess before your insurer pays out the remaining amount. The higher the excess amount, the lower your premium will be.

The final NCD (New Claim Discount) entitlement is subject to confirmation from your previous insurer. Your new insurer will be responsible for confirming your final NCD entitlement. If your previous insurer confirms that the NCD is lower than stated in your application, you will be required to pay the difference in premium (even if your application is already issued).

Latest Car Insurance News

Read the latest news about Car Insurance policies in Singapore