Syfe
Updated: 30 Nov 2025
- All-in-one investment platform
- No min. deposit required
- Unlimited free trades for US markets for the first 3 months (subsequently, 2-10 free US trades per month)
- Access US, SG, and HK markets as well as UCITS
- US fractional shares and SG odd lots available
- Supports auto-invest
- Access to real-time stock analysis
- Instant account opening with 24/7 support
- Licensed by MAS
- Read our full review of Syfe
- Management fee and member benefits depend on account tier
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Syfe is a MAS-regulated neobroker that lets you trade US, SGX and HKEX stocks and ETFs with a mobile-first app. Highlights include unlimited free US trades for the first 3 months, tier-based monthly free US trades thereafter, low SGX/HKEX commissions, US fractional shares, and SGX odd-lot support. There are no platform or inactivity fees, and funding supports PayNow, FAST and telegraphic transfer.
Risk note: All investing involves risk. Prices can go up or down and you may lose capital. US SIPC coverage applies only to US-listed securities and not to non-US markets.
Syfe at a Glance (Singapore)
| Feature | Details |
|---|---|
| Markets | US, Singapore (SGX), Hong Kong (HKEX) |
| US trades | Unlimited free trades for first 3 months; ongoing monthly free-trade allowance by tier, then low per-trade fee |
| SGX commission | Tire-based % of trade value, min. S$1.98 per trade |
| HKEX commission | Tier-based % of trade value, min. HK$15 per trade |
| Platform/inactivity fees | None stated |
| Fractional shares | Yes, for most US-listed securities (min trade value typically US$1) |
| Odd-lot trading | Supported for SGX (most counters) |
| Devices | Mobile app (iOS/Android); brokerage trading not available on desktop |
| Funding | PayNow (SGD), FAST (SGD), USD wire/telegraphic transfer; online remittance options supported |
| Regulation | Monetary Authority of Singapore (CMS licence) |
| US custody protection | SIPC insurance up to US$500,000 for US accounts (cash sub-limit applies) |
Pros & Cons
Pros
- Mobile-first UX with real-time quotes and clean onboarding (Singpass/MyInfo supported).
- US fractional shares and SGX odd-lot orders improve accessibility.
- No platform or inactivity fees; tiered free US trades help reduce costs.
- Broad market coverage: US, SGX, HKEX from a single app.
- Transparent pricing page and clear breakdown of US regulatory fees.
Cons
- Mobile-only trading (no desktop brokerage platform).
- FX and regulatory fees still apply; frequent converters should compare total cost.
- Tier benefits (free trades, lower rates) depend on total assets with Syfe.
Fees & Charges (US/SGX/HKEX)
US Market
- Welcome: Unlimited free US trades for your first 3 months.
- After 3 months (by tier):
- Blue: 2 free trades/month; then US$1.49/trade.
- Black: 4 free trades/month; then US$1.49/trade.
- Gold: 8 free trades/month; then US$1.29/trade.
- Platinum: 10 free trades/month; then US$0.99/trade.
- Diamond: unlimited free US trades.
- US regulatory fees (sell trades): SEC fee (per value), FINRA TAF (per share), plus ADR and penny-stock fees where applicable.
Singapore (SGX)
Commission is a % of trade value with a minimum S$1.98 per trade. Indicative tier rates:
- Blue: 0.060% | Black: 0.055% | Gold: 0.050% | Platinum: 0.045% | Diamond: 0.040%
Hong Kong (HKEX)
Commission is a % of trade value with a minimum HK$15 per trade. Indicative tier rates mirror SGX (0.060% down to 0.040%).
Notes: Subject to prevailing GST where applicable. FX conversion and exchange/third-party charges may apply. Tier eligibility depends on total assets/invested amount across Syfe solutions. Always check the live pricing page before you trade.
Markets, Products & Order Types
- US: 11,000+ stocks & ETFs, fractional trading supported for most tickers (min ~US$1 order value).
- SGX: 600+ stocks, REITs & ETFs; odd-lot trading supported for most counters (ETFs often have lot size 1).
- HKEX: 2,500+ stocks & ETFs, themed lists and curated bundles in-app.
Order types & tools: Market/limit orders, watchlists, price alerts, simple analytics and real-time data in-app.
Funding & Withdrawals (SGD & USD)
- SGD funding: PayNow and FAST (typical bank limits apply). Include your in-app reference for faster reconciliation.
- USD/other currencies: Wire/telegraphic transfer; online remittance platforms (e.g., Wise, Revolut) supported.
- Processing: FAST/PayNow are generally quick; wires depend on the sending bank/remitter.
How to Open a Syfe Brokerage Account (Step-by-Step)
- Download the Syfe app (iOS/Android) and choose Brokerage.
- Verify your identity via Singpass/MyInfo (or upload documents manually) and complete KYC.
- Complete the investment knowledge assessment and sign the agreements electronically.
- Add funds (PayNow/FAST for SGD; wire/remittance for USD) and start trading.
Regulation, Custody & Safety
- Regulator: Syfe Pte. Ltd. holds a Capital Markets Services (CMS) licence issued by the Monetary Authority of Singapore.
- US custody & protection: US securities are held with a SIPC-member sub-custodian; SIPC protection up to US$500,000 (cash sub-limit applies).
- SGX custody: SGX-listed shares are held in a segregated CDP custodian account in accordance with SGX rules (not your personal CDP).
Frequently Asked Questions
Is Syfe brokerage available on desktop?
Trading is mobile-only at this time (iOS/Android). You can monitor your account on mobile; desktop trading is not offered.
Does Syfe support fractional shares and odd-lots?
Yes. Fractional trading is available for most US stocks/ETFs (min ~US$1 order value). For SGX, odd-lot trading is supported for most stocks so you can buy in smaller quantities.
What are the main fees I’ll pay?
US trades come with tier-based free trade allowances and low per-trade pricing thereafter. SGX/HKEX charge a % of trade value with small minimums. US sell trades incur SEC/TAF, and ADR/penny-stock fees may apply. No platform or inactivity fees are stated.
How do I fund my account?
SGD: PayNow or FAST. USD: Wire/telegraphic transfer; Wise/Revolut supported. Always include your in-app reference.
Is my money safe?
Syfe is MAS-regulated. US accounts have SIPC protection up to US$500,000 via Syfe’s US sub-custodian. SGX assets are held in a segregated CDP custodian account.
Disclaimer: Information is for education, not advice. Markets, fees, tiers, promos and platform features can change. Confirm the latest details on Syfe before trading.
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