Syfe
Updated: 21 Aug 2025
- All-in-one investment platform
- No min. deposit required
- Unlimited free trades for US markets for the first 3 months (subsequently, 2-10 free US trades per month)
- Access US, SG, and HK markets as well as UCITS
- US fractional shares and SG odd lots available
- Supports auto-invest
- Access to real-time stock analysis
- Instant account opening with 24/7 support
- Licensed by MAS
- Read our full review of Syfe
- Management fee and member benefits depend on account tier
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Syfe is a MAS-regulated neobroker that lets you trade US, SGX and HKEX stocks and ETFs with a mobile-first app. Highlights include unlimited free US trades for the first 3 months, tier-based monthly free US trades thereafter, low SGX/HKEX commissions, US fractional shares, and SGX odd-lot support. There are no platform or inactivity fees, and funding supports PayNow, FAST and telegraphic transfer.
Risk note: All investing involves risk. Prices can go up or down and you may lose capital. US SIPC coverage applies only to US-listed securities and not to non-US markets.
Syfe at a Glance (Singapore)
| Feature | Details |
|---|---|
| Markets | US, Singapore (SGX), Hong Kong (HKEX) |
| US trades | Unlimited free trades for first 3 months; ongoing monthly free-trade allowance by tier, then low per-trade fee |
| SGX commission | Tire-based % of trade value, min. S$1.98 per trade |
| HKEX commission | Tier-based % of trade value, min. HK$15 per trade |
| Platform/inactivity fees | None stated |
| Fractional shares | Yes, for most US-listed securities (min trade value typically US$1) |
| Odd-lot trading | Supported for SGX (most counters) |
| Devices | Mobile app (iOS/Android); brokerage trading not available on desktop |
| Funding | PayNow (SGD), FAST (SGD), USD wire/telegraphic transfer; online remittance options supported |
| Regulation | Monetary Authority of Singapore (CMS licence) |
| US custody protection | SIPC insurance up to US$500,000 for US accounts (cash sub-limit applies) |
Pros & Cons
Pros
- Mobile-first UX with real-time quotes and clean onboarding (Singpass/MyInfo supported).
- US fractional shares and SGX odd-lot orders improve accessibility.
- No platform or inactivity fees; tiered free US trades help reduce costs.
- Broad market coverage: US, SGX, HKEX from a single app.
- Transparent pricing page and clear breakdown of US regulatory fees.
Cons
- Mobile-only trading (no desktop brokerage platform).
- FX and regulatory fees still apply; frequent converters should compare total cost.
- Tier benefits (free trades, lower rates) depend on total assets with Syfe.
Fees & Charges (US/SGX/HKEX)
US Market
- Welcome: Unlimited free US trades for your first 3 months.
- After 3 months (by tier):
- Blue: 2 free trades/month; then US$1.49/trade.
- Black: 4 free trades/month; then US$1.49/trade.
- Gold: 8 free trades/month; then US$1.29/trade.
- Platinum: 10 free trades/month; then US$0.99/trade.
- Diamond: unlimited free US trades.
- US regulatory fees (sell trades): SEC fee (per value), FINRA TAF (per share), plus ADR and penny-stock fees where applicable.
Singapore (SGX)
Commission is a % of trade value with a minimum S$1.98 per trade. Indicative tier rates:
- Blue: 0.060% | Black: 0.055% | Gold: 0.050% | Platinum: 0.045% | Diamond: 0.040%
Hong Kong (HKEX)
Commission is a % of trade value with a minimum HK$15 per trade. Indicative tier rates mirror SGX (0.060% down to 0.040%).
Notes: Subject to prevailing GST where applicable. FX conversion and exchange/third-party charges may apply. Tier eligibility depends on total assets/invested amount across Syfe solutions. Always check the live pricing page before you trade.
Markets, Products & Order Types
- US: 11,000+ stocks & ETFs, fractional trading supported for most tickers (min ~US$1 order value).
- SGX: 600+ stocks, REITs & ETFs; odd-lot trading supported for most counters (ETFs often have lot size 1).
- HKEX: 2,500+ stocks & ETFs, themed lists and curated bundles in-app.
Order types & tools: Market/limit orders, watchlists, price alerts, simple analytics and real-time data in-app.
Funding & Withdrawals (SGD & USD)
- SGD funding: PayNow and FAST (typical bank limits apply). Include your in-app reference for faster reconciliation.
- USD/other currencies: Wire/telegraphic transfer; online remittance platforms (e.g., Wise, Revolut) supported.
- Processing: FAST/PayNow are generally quick; wires depend on the sending bank/remitter.
How to Open a Syfe Brokerage Account (Step-by-Step)
- Download the Syfe app (iOS/Android) and choose Brokerage.
- Verify your identity via Singpass/MyInfo (or upload documents manually) and complete KYC.
- Complete the investment knowledge assessment and sign the agreements electronically.
- Add funds (PayNow/FAST for SGD; wire/remittance for USD) and start trading.
Regulation, Custody & Safety
- Regulator: Syfe Pte. Ltd. holds a Capital Markets Services (CMS) licence issued by the Monetary Authority of Singapore.
- US custody & protection: US securities are held with a SIPC-member sub-custodian; SIPC protection up to US$500,000 (cash sub-limit applies).
- SGX custody: SGX-listed shares are held in a segregated CDP custodian account in accordance with SGX rules (not your personal CDP).
Frequently Asked Questions
Is Syfe brokerage available on desktop?
Trading is mobile-only at this time (iOS/Android). You can monitor your account on mobile; desktop trading is not offered.
Does Syfe support fractional shares and odd-lots?
Yes. Fractional trading is available for most US stocks/ETFs (min ~US$1 order value). For SGX, odd-lot trading is supported for most stocks so you can buy in smaller quantities.
What are the main fees I’ll pay?
US trades come with tier-based free trade allowances and low per-trade pricing thereafter. SGX/HKEX charge a % of trade value with small minimums. US sell trades incur SEC/TAF, and ADR/penny-stock fees may apply. No platform or inactivity fees are stated.
How do I fund my account?
SGD: PayNow or FAST. USD: Wire/telegraphic transfer; Wise/Revolut supported. Always include your in-app reference.
Is my money safe?
Syfe is MAS-regulated. US accounts have SIPC protection up to US$500,000 via Syfe’s US sub-custodian. SGX assets are held in a segregated CDP custodian account.
Disclaimer: Information is for education, not advice. Markets, fees, tiers, promos and platform features can change. Confirm the latest details on Syfe before trading.
SingSaver Exclusive Offer
Limited time welcome offer when you open and fund your Syfe Brokerage Account via SingSaver