Best Overall Loan

Updated: 30 Jun 2025

How we chose it:

We reviewed top products in the Personal Loan category across a tailored set of evaluation criteria to determine which product offered the strongest value to consumers in Singapore. Trust Bank emerged as the top choice in this category based on both quantitative product features and qualitative factors.

Key criteria included:

  • Consistently competitive interest rate
  • Fast loan disbursement
  • Low monhtly repayment
  • Flexible loan tenure
  • Low minimum income requirement
  • No early repayment fee
  • Highest loan amount approved