Methodology: Best Overall Travel Insurance Plan

How we chose it:

We reviewed top products in the Insurance category across a tailored set of evaluation criteria to determine which product offered the strongest value to consumers in Singapore. FWD Premium emerged as the top choice in this category based on both quantitative product features and qualitative factors.

Key criteria included:

• Premium Affordability - highest coverage for essential benefits at the most reasonable price; total sum assured from the benefits below:
  • Personal accident
  • Overseas medical expenses
  • Trip cancellation
  • Travel delay
  • Baggage delay
  • Baggage coverage
• Coverage Scope - total number of benefits/coverage
• Policy Flexibility - total number of add-ons