Find a Personal Loan By Bank

If you need a personal loan, banks in Singapore should be your first stop. Because they are subject to high industry standards and strict government policies, banks are one of the most reliable sources of credit. They may charge lower interest rates compared to other financial institutions, and there are many convenient ways to pay your monthly instalments. Not everyone can qualify for a bank loan, so make sure you meet the minimum income requirement before starting your application.

SingSaver.com.sg compares personal loans from Singapore's leading banks so you can find the best deal for you. Choose your preferred bank from the list below and get your loan today!

Show all

Personal Loans

Most banks in Singapore offer personal loans, and you can apply for them through the branch of your choice. However, SingSaver.com.sg work closely with banks to offer exclusive low interest rates to visitors who apply through our website. Our exclusive rates mean you save a lot of money on interest repayments. To avail of them, watch out for the sign that says "Exclusive Rates", and click on the Apply Now button to begin the application process.

The right personal loan for you depends on what you need it for, and how you are planning to repay it. Personal instalment loans are the most popular option because you repay the loan through a fixed amount over a longer period of time (anywhere between 1 - 5 years). If you need several short-term loans for unexpected expenses, consider a credit line. Like a credit card, a credit line lets you borrow cash and repay only what you loan, but at a much lower interest rate. Finally, if you have existing debt you want to get rid of, a balance transfer lets you pay off unsecured loans at 0% interest for a period of 3 - 12 months. You must make sure to pay off the loan completely during this time; otherwise, you get charged a very high interest rate.

You can get a personal loan of up to four times your monthly salary. This amount may vary based on the bank's policies and your credit history. There is usually a minimum amount you must borrow to take the loan (e.g. S$1,000).