Best UOB Loans in Singapore 2025
Updated: 9 Jul 2025
UOB's personal loan has tailored repayment plans and fixed monthly instalments, giving them control over their financial commitments. With transparent terms and competitive rates, UOB's loans are ideal for those seeking predictable payments and a straightforward loan process, making it easier to manage finances effectively.
Why Trust SingSaver
Fastest Fulfilment: Get your reward in 3 weeks!
Apply for a UOB Personal Loan or a Standard Chartered CashOne Personal Loan and enjoy faster reward delivery. Once your loan is approved, your SingSaver reward will be sent within 3 weeks with no extra steps needed.
Monthly Repayment
S$ 880EIR
3.40 % p.a.Processing Fee
S$ 0For a UOB Personal Loan of S$30,000 over 36 months, you’ll enjoy via Singsaver:
- Enjoy interest rates as low as 1.85% p.a (EIR from 3.40% p.a.)
- No processing fees
- Get instant approval and cash disbursed into your UOB accounts for applications submitted between 8am and 9pm
- Min. loan amount of S$1,000
- Min. income for Singaporeans/PRs: S$30,000 p.a.
- Read our full review of the UOB Personal Loan
- Foreigners are not eligible for UOB Personal Loan
- Cancellation fee: S$150 or 3% of outstanding approved loan amount, whichever is higher
Eligibility
Minimum Age: 21 years old
Min. Annual Income: S$30,000
Required Documents
- NRIC (Front & Back)
- For salaried employees: Last 3 months’ computerised payslip; or Latest Income Tax Notice of Assessment with latest 1 month’s computerised payslip; or latest 6 months’ CPF statement (for Singaporeans or PRs)
- For self-employed persons: Last 2 years’ Income Tax Notice of Assessment
Key Features
The information displayed above is for reference only. The actual rates offered to you will be based on your credit score and is subject to the provider’s approval.
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