HSBC Premier
Updated: 2 Jul 2026
HSBC Everyday Global Account (Premier)
- Access our expert team to deliver a diversified, global financial strategy and tap into market insights
- Secure everything from your children's education to planning your retirement and leaving a legacy with our tailored wealth solutions.
- Receive preferential rates on selected products, get access to tax and legal consultants, and digitally manage your wealth through our app
- Feel at home anywhere with a multi-currency account, Global Money Transfers in 60+ countries and international education support and competitive FX rates when converting and spending money
- Go further with unlimited airport lounge access, limousine pick-ups, 1-for-1 Michelin dining offers and accelerated KrisFlyer miles earn rates
- Access money can't buy experiences including passes to sports events and pre-sale access and preferred tickets to concerts
- Elevate your wellbeing with priority access and trusted health expertise. Get 24/7 support from a dedicated health concierge, plus tailored screenings, longevity assessments and personalised health coaching
- Enjoy worldwide Premier status and benefits and extend your Premier status and privileges to your spouse and children
Who is Citigold for?
Citigold is ideal for individuals with significant financial assets who want expert support in managing and growing their wealth.
Recommended for:
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Established professionals – Mid-career executives earning high incomes and planning long-term wealth goals like property investment, retirement planning, or their children’s education.
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Business owners – Entrepreneurs who want to park idle cash, manage cross-border banking, or access curated investment options.
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Globally mobile individuals – Frequent travellers or expats who want consistent priority banking and investment support across countries.
Not ideal for:
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Young professionals just starting out – If you’re still building up your savings and haven’t hit S$350,000 in assets, Citigold may be premature.
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DIY investors – If you prefer managing your own investments through brokerages, the value of Citigold’s advisory and bundled services may not justify the commitment.
🏛️ Benefits of Banking with Citigold
Global Citigold status — enjoy priority banking privileges across 30+ countries
Dedicated Relationship Manager and team of wealth specialists
Wide access to investment products, including global equities, bonds, and FX
Personalised insights and portfolio reviews via the Citigold Total Wealth Advisor
Preferential rates on deposits, loans, and currency exchange
Lifestyle perks including dining, travel, and concierge experiences
Welcome rewards worth up to S$8,726
FAQ
Yes, joint Citigold accounts are allowed, and the AUM can be shared between both account holders.
Citigold does not directly manage CPF monies, but your Relationship Manager can advise on how to use your CPF OA and SA for investing through the CPF Investment Scheme (CPFIS).
Citi Wealth First is a high-interest savings account, while Citigold is a full-fledged wealth management relationship. You can pair both to optimise cash yield and advisory benefits.
That depends. When you’re a Priority Banking customer, you have the ability to capitalise on investments without holding cash, by using the power of investment through leverage. This comes with its risks, since you may lose out if your investment goes up in smoke. Compounded with the interest charged with your loan, the result can be truly disastrous. However, if you’re judicious in the way you utilise your investment financing, Priority Banking can help you grow your funds.
Yes, international banking is one of the biggest perks of Priority Banking accounts. Most Priority Banking accounts offer easy FX solutions with no currency conversion or foreign transaction fees. For example, Citigold Priority Banking customers can transact in over 150 currencies when they pay with their Citigold Debit Mastercard, without incurring any additional fees.
>> Find out: Why choose Priority Banking?
Limited Time Offer
Start your Citigold relationship, deposit S$350,000 and become an Accredited Investor to unlock up to S$1,500 Cash via PayNow or an Apple iPhone 17 (worth S$1,299).