DBS/POSB Credit Card Promotions & Deals (November 2023)

It pays to be a DBS/POSB credit card holder. Here are all the deals you can get when it comes to food, food delivery, shopping, health, wellness and more.

Named the ‘World’s Best Bank’ in 2019, it’s no surprise many of us might already have a DBS/POSB credit card in our wallet. Before parting with our hard earned money, savvy spenders will be looking to save where they can and make the most of every dollar.

When it comes to deals and promotions for DBS/POSB users, you can find them on these two platforms:

1. DBS Lifestyle app: The DBS Lifestyle app offers a range of attractive promotions that changes every month. You also get an overview of your credit card spending, transactions made, outstanding payments as well as your available balance. Your spending progress, which determines your reward for special deals, is also logged here. Lastly, you can use this app to exchange your DBS Points for rewards.

2. DBS PayLah! App: A payment wallet, you can use the DBS PayLah! app to make mobile payments and transactions. However, you can also find various deals on this app, including merchants such as Golden Village, foodpanda, ChopeDeals, ComfortDelGro and more. 

To make it easier to find the deals that matter to you, we have compiled some of the top deals you can enjoy as a DBS/POSB cardholder, based on different lifestyle categories: 

• Dining and online food delivery
• Retail and online shopping 
• Entertainment
• Health and wellness
• Services
• Which DBS/POSB credit card should you choose?

Last updated as of 6 November 2023. Information is subject to change without prior notice. Refer to DBS's card privileges for more details.

🍽️🍔 Dining and online food delivery 

With Singapore more or less entering an endemic phase, it's time to go out and hit up your favourite restaurants, pubs, and bars for a good meal and good time with your friends and family.

Here are the dining and food delivery promotions available for DBS/POSB credit card holders.

1-for-1 promotions: From Genius Central to Octapas Spanish Bar and thirst-quenchers like Bober Tea, enjoy 1-for-1 dining deals when you pay with your DBS/POSB credit card. Find 1-for-1 deals here. 

Special discounts at restaurants: You can also get special discounts that range from 5% to 30%, and even free dining for extra pax at places such as Town Restaurant, L'Espresso and more. 

If you’re looking for more promo codes and discounts when it comes to food deliveries, you can check out our articles on GrabFood promo codes, Foodpanda promo codes, all food delivery promo codes. 

For all your dining and food delivery orders, we recommend using these DBS credit cards:

Best DBS/POSB credit cards for dining & food delivery

• DBS Live Fresh Card:
  • 5% cashback on public transport, online, & mobile contactless spend
  • Extra 5% on selected eco-friendly merchants
  • Min. S$600 spend per month
  • Capped at S$75 cashback total per calendar month
    
    
• POSB Everyday Card:
  • 10% cash rebate on foodpanda and Deliveroo
  • 3% cash rebate on dining, capped at Daily$15 per month
  • Min. S$800 spend per month

See More expand_more

DBS Live Fresh Card open_in_new

Cashback Dining: Up to 10 %

Apply

POSB Everyday Card open_in_new

Cashback Dining: Up to 10 %

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🛍️ Retail and online shopping 

As consumer spending habits continue to shift online, promotions now come in the form of online sales, flash sales, promo codes, referral discounts and more. Here are the promotions available to help you save money when you make your next online purchase.

DBS Woman's Card Apply Now

DBS Woman's World Card Apply Now

Use a rewards credit card like the DBS Woman's Card or DBS Woman's World Card to earn 10 DBS Points per S$5 spend (equivalent to 4 mpd) on all your retail purchases! These bonus earn rates are capped at S$1,000 and S$2,000 spend per calendar month, so you can rest assured and shop till your heart's content with such a high spend limit each month.

You can also enjoy additional cashback when you go through rebate platforms ShopBack or RebateMango to make your online purchase. Besides special DBS/POSB promotions, you can also find more promo codes and discounts for these shops here: Ezbuy, Klook, Lazada, Qoo10, Shopee and Zalora.

✈️🎫 Entertainment & Travel

While travel has resumed in full swing, perhaps you still prefer a staycation every now and then. Did we mention you can even Work-From-Hotels? Here are some of the discounts you enjoy as a DBS/POSB cardholder when visiting some of the popular attractions and places for activities in Singapore.

💡Pro-tip: COVID-19 travel is still very much a thing. Purchase the right COVID-19 travel insurance to ensure you're fully covered for every trip.

For individual airline and hotel promotions, refer to this promotion page here. Don't forget to check out our travel insurance deals while you're at it!

💊🏥 Health and wellness

With a DBS/POSB credit card, here are the deals you can get when it comes to health and wellness. Don't forget to conduct your annual (or half-yearly) financial reviews, especially when it comes to renewing your insurance policies like car insurance! 

🙇 Services

As work-from-home becomes a non-negotiable for many, we enjoy more savings it comes to petrol, transport and even data usage. Conversely, our utility bills have also risen and our car continues to depreciate in value.

Beyond utilities, here are the available promotions when it comes to services in Singapore.  

Which DBS/POSB credit card should you use?

If you’re looking to enjoy these perks as a DBS/POSB cardmember and wish to add a DBS/POSB credit card to your wallet, you can consider the following.

Name of card	Type of card	Reasons to get this card	Annual fee
DBS Altitude Visa Apply Now DBS Altitude Amex Apply Now	Miles	– 1.2 mpd on local spend (including bus/train rides) – 2 mpd on overseas spend (in foreign currency) – 3 mpd on online flights and hotel transactions – 10 mpd on hotel transactions at Kaligo and accommodation transactions at Agoda – 6 mpd on flight & hotel transactions at Expedia – 2 free airport lounge visits within each 12-month period of your membership	S$194.40 (1st year waived)
DBS Live Fresh Apply Now	Cashback	– Up to 5% cashback on your Online & Visa contactless spend (including SimplyGo rides) – 0.3% cashback for all other spend Note: Min. monthly spend of S$600 required. Cashback is capped at S$20 on online spend, S$20 on Visa contactless spend and S$20 on all other spend for each calendar month	S$194.40 (1st year waived)
DBS Woman’s World Card Apply Now	Miles	– 4 mpd for online purchases – 1.2 mpd for overseas purchases – 0.4 mpd for other purchases Note: 4 mpd earn rate capped at S$2,000 each statement month Min. annual income of S$80,000 required	S$194.40 (1st year waived)
DBS Woman’s Card Apply Now	Miles	– 2 mpd for online purchases – 0.4 mpd for other purchases – E-commerce protection for your online purchases Note: 2 mpd earn rate capped at S$1,000 each statement month	S$162 (1st year waived)
POSB Everyday Apply Now	Cashback	– 8% cash rebates on online food delivery from Foodpanda and Deliveroo exclusively – 3% cash rebates on all other dining spend – 5% cashback on groceries (including online groceries) – 3% cash rebates for Watsons in-store and online transactions – 1% cash rebate on electricity bills – Up to 20.1% fuel savings at SPC	S$194.40 (1st year waived)

Curious to know what other credit cards might suit your expenditure habits? Refer to our ultimate 2023 credit card guide for the major run-down on the best cashback, miles, and rewards cards to own in 2023!

We even cover some major credit card strategies that will help you level up your credit card game to the next level!