Articles tagged “Personal Loans”

The Total Debt Servicing Ratio (TDSR) caps your total monthly debt repayments at 55% of your gross monthly income when you take a property loan from a bank. Every other loan you’re paying off, from car loans to credit card balances, counts towards that limit.

Trying to get a personal loan when you’re unemployed can be challenging. Here are some tips to help you secure a loan even if you don’t have a full-time job.