The Best Credit Cards in Singapore 2026
Updated: 31 Dec 2025
<p>Discover the best credit cards in Singapore on SingSaver! Whether you’re after air miles, cashback or reward points, we’ve got you covered. Explore a range of cards from top banks and financial institutions in Singapore, and find the perfect card for your lifestyle and spending habits.</p>
Card | Hot Reward Pick | SingSaver Reward | Card benefit | Min. Annual Income | Annual Fee | Annual Fee Waiver | ||
|---|---|---|---|---|---|---|---|---|
 | Standard Chartered Simply Cash Credit Card | S$699 | 1.5 % | S$30,000 | S$196.20 | 1 year | ||
 | HSBC Live+ Credit Card | S$799 | 0.3 - 8 % | S$65,000 | S$196.20 | 1 year | ||
 | HSBC TravelOne Credit Card | S$799 | 1.2 - 2.4 | S$65,000 | S$196.20 | Not Available | ||
 | Citi PremierMiles Card | S$799 | 1.2 - 10 | S$30,000 | S$196.20 | 1 year | ||
 | HSBC Revolution Credit Card | S$799 | 0.4 | S$65,000 | No Annual Fee | No Annual Fee | ||
 | Standard Chartered Rewards+ Credit Card | - | - | 1 - 10 | S$30,000 | S$196.20 | 1 year | |
 | Citi Cash Back Card | S$799 | 0.2 - 8 % | S$30,000 | S$196.20 | 1 year | ||
 | Citi Rewards Card | S$799 | 1 - 10 | S$30,000 | S$196.20 | 1 year | ||
 | HSBC Advance Credit Card | S$799 | 1.5 - 2.5 % | S$65,000 | S$196.20 | 1 year | ||
 | Citi Cash Back+ Card | S$799 | 1.6 % | S$30,000 | S$196.20 | 1 year | ||
 | Standard Chartered Smart Credit Card | S$499 | 0.5 - 10 % | S$30,000 | No Annual Fee | No Annual Fee | ||
 | Standard Chartered Journey Credit Card (Annual Fee Paying) | S$600 | 1.2 - 3 | S$30,000 | S$196.20 | - |