Circles.Life x SingSaver Curated Credit Cards

updated: Dec 12, 2024

Discover the best credit cards in Singapore on SingSaver! Whether you’re after air miles, cashback or reward points, we’ve got you covered. Explore a range of cards from top banks and financial institutions in Singapore, and find the perfect card for your lifestyle and spending habits.

Best Credit Cards

products	Card benefit	Min. Annual Income	Annual Fee	Annual Fee Waiver	offers_rewards	apply
Citi PremierMiles Card	1.2 - 10 miles per dollar	S$ 30,000	S$ 196.20	1 year	eligible_rewards (6) eligible_rewards (6)	Apply Now on_provider_website	eligible rewards (11) eligible_rewards (11) Apply Now on_provider_website
eligible_rewards (6) SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions SingSaver Lightning Deal offers (12pm) Reward Upgrade to 1x Apple iPhone 16 128GB (worth S$1,299); or (3pm) Reward Upgrade to 1x Apple iPad Air M3 11" WiFi 256GB + Apple Pencil 2nd Gen Bundle (worth S$1,248) terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Dyson Supersonic™ hair dryer (worth S$649) (Top up S$50); or Apple iPad (A16) 11" WiFi 64GB (worth S$499) (Top up S$100) terms_and_conditions Highest Cash Reward; 4 Weeks Fulfilment offers S$400 Cash via PayNow terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Sony ZV-1F Vlog Camera (worth S$769); or S$450 Shopee Vouchers; or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or 2x Samsonite Straren Spinner 67/24 bundle (worth S$1,200) terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up terms_and_conditions
Standard Chartered Journey Credit Card (Annual Fee Paying)	1.2 - 3 miles per dollar	S$ 30,000	S$ 196.20	n_a	eligible_rewards (5) eligible_rewards (5)	Apply Now on_provider_website	eligible rewards (6) eligible_rewards (6) Apply Now on_provider_website
eligible_rewards (5) Highest Cash Reward offers S$180 Cash + 45,000 miles terms_and_conditions Highest Miles Reward offers Up to 57,000 Miles terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Samsonite Straren Spinner 67/24 worth S$600 + 45,000 miles; or S$250 Shopee Vouchers + 45,000 miles terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up terms_and_conditions SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions
HSBC TravelOne Credit Card	1.2 - 2.4 miles per dollar	S$ 30,000	S$ 196.20	Not Available	eligible_rewards (6) eligible_rewards (6)	Apply Now on_provider_website	eligible rewards (11) eligible_rewards (11) Apply Now on_provider_website
eligible_rewards (6) SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a top up terms_and_conditions SingSaver Lightning Deal offers (12pm) Reward Upgrade to 1x Apple iPhone 16 128GB (worth S$1,299); or (3pm) Reward Upgrade to 1x Apple iPad Air M3 11" WiFi 256GB + Apple Pencil 2nd Gen Bundle (worth S$1,248) terms_and_conditions Richest Offer in the Market, Exclusively on SingSaver offers Dyson Supersonic™ hair dryer (worth S$649); or Apple iPad (A16) 11" WiFi 128GB (worth S$499); or Dyson AM07 Tower Fan (worth S$449); or 2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025); or S$199 Cash via PayNow + S$200 Shopee Vouchers terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up terms_and_conditions Live Your Adventure: Sure-Win Spin offers Stand to win a business class ticket to London, S$200 GrabGifts Vouchers and more exciting rewards! terms_and_conditions
Citi Rewards Card	1 - 10 points per dollar	S$ 30,000	S$ 196.20	1 year	eligible_rewards (6) eligible_rewards (6)	Apply Now on_provider_website	eligible rewards (11) eligible_rewards (11) Apply Now on_provider_website
eligible_rewards (6) SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions SingSaver Lightning Deal offers (12pm) Reward Upgrade to 1x Apple iPhone 16 128GB (worth S$1,299); or (3pm) Reward Upgrade to 1x Apple iPad Air M3 11" WiFi 256GB + Apple Pencil 2nd Gen Bundle (worth S$1,248) terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Dyson Supersonic™ hair dryer (worth S$649) (Top up S$50); or Apple iPad (A16) 11" WiFi 64GB (worth S$499) (Top up S$100) terms_and_conditions Highest Cash Reward; 4 Weeks Fulfilment offers S$370 Cash via PayNow terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Sony ZV-1F Vlog Camera (worth S$769); or S$420 Shopee Vouchers; or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or 2x Hinomi Q1 Ergonomic Office Chairs (worth S$998) terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up terms_and_conditions
HSBC Revolution Credit Card	0.25 - 2.5% cashback	S$ 30,000	No Annual Fee	No Annual Fee	eligible_rewards (6) eligible_rewards (6)	Apply Now on_provider_website	eligible rewards (11) eligible_rewards (11) Apply Now on_provider_website
eligible_rewards (6) SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a top up terms_and_conditions SingSaver Lightning Deal offers (12pm) Reward Upgrade to 1x Apple iPhone 16 128GB (worth S$1,299); or (3pm) Reward Upgrade to 1x Apple iPad Air M3 11" WiFi 256GB + Apple Pencil 2nd Gen Bundle (worth S$1,248) terms_and_conditions Richest Offer in the Market, Exclusively on SingSaver offers Dyson Supersonic™ hair dryer (worth S$649); or Apple iPad (A16) 11" WiFi 128GB (worth S$499); or Dyson AM07 Tower Fan (worth S$449); or 2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025); or S$199 Cash via PayNow + S$200 Shopee Vouchers terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up terms_and_conditions Live Your Adventure: Sure-Win Spin offers Stand to win a business class ticket to London, S$200 GrabGifts Vouchers and more exciting rewards! terms_and_conditions
Standard Chartered Simply Cash Credit Card	1.5% cashback	S$ 30,000	S$ 196.20	1 year	eligible_rewards (5) eligible_rewards (5)	Apply Now on_provider_website	eligible rewards (8) eligible_rewards (8) Apply Now on_provider_website
eligible_rewards (5) SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions Highest Cash Reward offers S$400 Cash via PayNow terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Dyson Supersonic™ hair dryer (worth S$649) (Top up S$50); or Sony ZV-1F Vlog Camera (worth S$769) (Top up S$30) terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or Apple Watch SE Gen 2 GPS + Cellular 44mm (worth S$459); or S$450 Shopee Vouchers terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up terms_and_conditions
Citi Cash Back+ Card	1.6% cashback	S$ 30,000	S$ 196.20	1 year	eligible_rewards (6) eligible_rewards (6)	Apply Now on_provider_website	eligible rewards (11) eligible_rewards (11) Apply Now on_provider_website
eligible_rewards (6) SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions SingSaver Lightning Deal offers (12pm) Reward Upgrade to 1x Apple iPhone 16 128GB (worth S$1,299); or (3pm) Reward Upgrade to 1x Apple iPad Air M3 11" WiFi 256GB + Apple Pencil 2nd Gen Bundle (worth S$1,248) terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Dyson Supersonic™ hair dryer (worth S$649) (Top up S$50); or Apple iPad (A16) 11" WiFi 64GB (worth S$499) (Top up S$100) terms_and_conditions Highest Cash Reward; 4 Weeks Fulfilment offers S$350 Cash via PayNow terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Sony ZV-1F Vlog Camera (worth S$769); or S$400 Shopee voucher; or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or 2x Hinomi Q1 Ergonomic Office Chairs (worth S$998) terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up terms_and_conditions
HSBC Live+ Credit Card	0.3 - 8% cashback	S$ 30,000	S$ 196.20	1 year	eligible_rewards (6) eligible_rewards (6)	Apply Now on_provider_website	eligible rewards (11) eligible_rewards (11) Apply Now on_provider_website
eligible_rewards (6) SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a top up terms_and_conditions SingSaver Lightning Deal offers (12pm) Reward Upgrade to 1x Apple iPhone 16 128GB (worth S$1,299); or (3pm) Reward Upgrade to 1x Apple iPad Air M3 11" WiFi 256GB + Apple Pencil 2nd Gen Bundle (worth S$1,248) terms_and_conditions Richest Offer in the Market, Exclusively on SingSaver offers Dyson Supersonic™ hair dryer (worth S$649); or Apple iPad (A16) 11" WiFi 128GB (worth S$499); or Sony ZV-1F Vlog Camera (worth S$769); or 2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025); or S$199 Cash via PayNow + S$200 Shopee Vouchers terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up terms_and_conditions Live Your Adventure: Sure-Win Spin offers Stand to win a business class ticket to London, S$200 GrabGifts Vouchers and more exciting rewards! terms_and_conditions
Standard Chartered Smart Credit Card	0.5 - 6% cashback	S$ 30,000	No Annual Fee	No Annual Fee	eligible_rewards (4) eligible_rewards (4)	Apply Now on_provider_website	eligible rewards (7) eligible_rewards (7) Apply Now on_provider_website
eligible_rewards (4) Highest Cash Reward offers S$200 Cash via PayNow terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or Hinomi H1 Classic V3 Ergonomic Office Chair without Headrest (worth S$659) ; or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$249) ; or S$250 Shopee voucher terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up terms_and_conditions SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions
Citi Cash Back Card	0.2 - 8% cashback	S$ 30,000	S$ 196.20	1 year	eligible_rewards (6) eligible_rewards (6)	Apply Now on_provider_website	eligible rewards (11) eligible_rewards (11) Apply Now on_provider_website
eligible_rewards (6) SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions SingSaver Lightning Deal offers (12pm) Reward Upgrade to 1x Apple iPhone 16 128GB (worth S$1,299); or (3pm) Reward Upgrade to 1x Apple iPad Air M3 11" WiFi 256GB + Apple Pencil 2nd Gen Bundle (worth S$1,248) terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Dyson Supersonic™ hair dryer (worth S$649) (Top up S$50); or Apple iPad (A16) 11" WiFi 64GB (worth S$499) (Top up S$100) terms_and_conditions Highest Cash Reward; 4 Weeks Fulfilment offers S$350 Cash via PayNow terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Sony ZV-1F Vlog Camera (worth S$769); or S$400 Shopee voucher; or Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or 2x Hinomi Q1 Ergonomic Office Chairs (worth S$998) terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up terms_and_conditions
Standard Chartered Rewards+ Credit Card	1 - 10 points per dollar	S$ 30,000	S$ 196.20	1 year	eligible_rewards (4) eligible_rewards (4)	Apply Now on_provider_website	eligible rewards (7) eligible_rewards (7) Apply Now on_provider_website
eligible_rewards (4) Highest Cash Reward offers S$200 Cash via PayNow terms_and_conditions Richest Offer in the Market; Exclusively on SingSaver offers Apple iPad 9th Gen 10.2" WiFi 64GB (worth S$479); or Hinomi H1 Classic V3 Ergonomic Office Chair without Headrest (worth S$659) ; or Xiaomi Truclean W20 Wet Dry Vacuum (worth S$249) ; or S$250 Shopee voucher terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on a Xiaomi Robot Vacuum X20 (worth S$699) by upgrading your reward with a top up terms_and_conditions SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions
HSBC Advance Credit Card	1.5 - 2.5%	S$ 30,000	S$ 196.20	1 year	eligible_rewards (6) eligible_rewards (6)	Apply Now on_provider_website	eligible rewards (11) eligible_rewards (11) Apply Now on_provider_website
eligible_rewards (6) SingSaver March Madness Spin to Win offers 1x March Madness Spin to Win Chance terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$514 on a Sony PlayStation® 5 Digital Edition (Slim) (worth S$669) with a top up terms_and_conditions SingSaver Lightning Deal offers (12pm) Reward Upgrade to 1x Apple iPhone 16 128GB (worth S$1,299); or (3pm) Reward Upgrade to 1x Apple iPad Air M3 11" WiFi 256GB + Apple Pencil 2nd Gen Bundle (worth S$1,248) terms_and_conditions Richest Offer in the Market, Exclusively on SingSaver offers Dyson Supersonic™ hair dryer (worth S$649); or Apple iPad (A16) 11" WiFi 128GB (worth S$499); or Sony ZV-1F Vlog Camera (worth S$769); or 2x Poh Heng Treasures 1gm Gold Bar in Yellow Gold (999) (worth S$460 as of 14 Mar 2025); or S$199 Cash via PayNow + S$200 Shopee Vouchers terms_and_conditions Upgrade Your Rewards with a Simple Top-Up offers Save S$549 on an Apple iPhone 16 Pro 256GB (worth S$1,749) by upgrading your reward with a top up terms_and_conditions Live Your Adventure: Sure-Win Spin offers Stand to win a business class ticket to London, S$200 GrabGifts Vouchers and more exciting rewards! terms_and_conditions