• Enjoy up to 6% cash rebate at Sheng Siong, capped at S$35 per month.

The BOC Sheng Siong Card is best for regular Sheng Siong shoppers who want to maximise cash rebates on their grocery runs.

It allows you to earn up to 6% cash rebate on Sheng Siong spend and unlimited 1.5% cash rebate on your overseas and local purchases outside Sheng Siong.

You also get to enjoy exclusive Visa Platinum privileges, giving you access to offers and deals at millions of merchants worldwide.

BOC Sheng Siong Card at a glance

Grocery shopping

4.5/5 Stars

• Up to 6% cashback at Sheng Siong supermarkets and Sheng Siong Online with minimum S$300 out-store spending
• Cashback capped at S$35 per billing cycle

Everyday spending

3.5/5 Stars

• 1.5% cashback on all other eligible local and overseas transactions
• No minimum spend requirement
• Useful for daily expenses outside Sheng Siong, but less competitive compared to specialised cashback cards

Overseas spending

2.5/5 Stars

• 1.5% cashback on all eligible overseas transactions
• No minimum spend requirement

Petrol

2.5/5 Stars

• Petrol transactions fall under “other spend” at 1.5% cashback
• No additional discounts or tie-ups with fuel providers
• Better to use a dedicated petrol credit card for drivers

Annual interest rate and fees

• Annual principal fee: S$98.10 (inclusive of GST)
• Supplementary annual fee: S$16.35 (inclusive of GST)
• Fee waiver: 1-year waiver
• Interest free period: 25 days
• Annual interest rate: 27.9% p.a.
• Late payment fees: S$100 or 5% per month of the minimum payment sum, whichever is greater
• Minimum monthly repayment: 3% of the monthly balance outstanding, plus any outstanding minimum payment sum, plus the amount in excess of the credit limit, or S$50, whichever is greater
• Foreign currency transaction fee: 3-3.2%
• Cash advance transaction fee: 6% or S$20, whichever is higher
• Overlimit fee: S$40

Minimum income requirements

Singapore Citizen/PR minimum income: S$30,000
Foreigner minimum income: S$60,000

Why apply for the BOC Sheng Siong Card

Grocery savings

• Up to 6% cashback at Sheng Siong supermarkets and Sheng Siong Online with minimum S$300 out-store spending
• Cashback capped at S$35 per billing cycle

Additional benefits

• First-year annual fee waiver for both principal and supplementary cards
• Access to Visa Platinum privileges, including global merchant offers and deals
• Worldwide acceptance across Visa’s extensive network

Everyday value

• 1.5% cashback on all other eligible local and overseas spend
• Simple, fuss-free rebate structure — no need to track categories
• Great fit for households who do regular Sheng Siong grocery runs

SingSaver’s take

The BOC Sheng Siong Card is a top pick for budget-conscious households who do most of their grocery shopping at Sheng Siong. With up to 6% cashback on Sheng Siong purchases and a simple 1.5% flat cashback on all other local and overseas spend, it delivers consistent savings without the hassle of tracking multiple categories. While it doesn’t come with travel perks, air miles, or petrol discounts, the generous grocery rebates and first-year annual fee waiver make it a practical everyday card. If Sheng Siong is your go-to supermarket, this card pays for itself many times over.

Card comparison

The BOC Sheng Siong Card may not offer broad-based cashback across multiple categories, but it shines for shoppers who frequent Sheng Siong.

Application process

1. Click “Apply Now” on this page
2. Complete the Bank of China online application form
3. Upload NRIC and income documents
4. Wait for approval — typically about 2 weeks, though sometimes faster