Curated Page for Citi, HSBC, and Standard Chartered Credit Cards
Updated: 22 May 2025
<p>Discover the best credit cards in Singapore on SingSaver! Whether you’re after air miles, cashback or reward points, we’ve got you covered. Explore a range of cards from top banks and financial institutions in Singapore, and find the perfect card for your lifestyle and spending habits.</p>
<p>Discover the best credit cards in Singapore on SingSaver! Whether you’re after air miles, cashback or reward points, we’ve got you covered. Explore a range of cards from top banks and financial institutions in Singapore, and find the perfect card for your lifestyle and spending habits.</p>
Why Trust SingSaver
Personal finance is not just about finding the cheapest products, but also about making smart financial decisions.
SingSaver's expert team analyses and compares over 350 financial products from more than 60 trusted financial institutions, spanning 42 categories including credit cards, loans, investments, and insurance.
Every month, over 2 million users visit SingSaver and Seedly, with more than 100,000 users applying for financial and insurance products through our platform.
As a leading personal finance comparison platform in the Asia-Pacific region, SingSaver is part of a company publicly listed on the NASDAQ Stock Exchange (NASDAQ: MNY).
Card | Hot Reward Pick | SingSaver Reward | Card benefit | Min. Annual Income | Annual Fee | |||
|---|---|---|---|---|---|---|---|---|
 | HSBC TravelOne Credit Card | S$999 | 1.2 - 2.4miles / dollar | S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore | S$196.20 | |||
 | Citi PremierMiles Card | S$999 | 1.2 - 10miles / dollar | S$30,000 | S$196.20 | |||
 | Standard Chartered Rewards+ Credit Card | S$659 | 1 - 10points / dollar | S$30,000 | S$196.20 | |||
 | HSBC Advance Credit Card | S$999 | 1.5 - 2.5 % cashback | S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore | S$196.20 | |||
 | Standard Chartered Journey Credit Card (Annual Fee Paying) | S$600 | 1.2 - 3miles / dollar | S$30,000 | S$196.20 | |||
 | Citi Cash Back+ Card | S$999 | 1.60 % cashback | S$30,000 | S$196.20 | |||
 | Standard Chartered Smart Credit Card | S$659 | 0.5 - 10 % cashback | S$30,000 | No Annual Fee | |||
 | Citi Cash Back Card | S$999 | 0.2 - 8 % cashback | S$30,000 | S$196.20 | |||
 | Standard Chartered Simply Cash Credit Card | S$999 | 1.5 - 2 % cashback | S$30,000 | S$196.20 | |||
 | HSBC Live+ Credit Card | S$999 | 0.3 - 8 % cashback | S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore | S$196.20 | |||
 | Citi Rewards Card | S$999 | 1 - 10points / dollar | S$30,000 | S$196.20 | |||
 | HSBC Revolution Credit Card | S$999 | 4miles / dollar | S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore | No Annual Fee |
Show All Cards (12)
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Your Loan Rewards & Bank Gifts
For a HSBC TravelOne Credit Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 6 July 2025.
- Promotion is valid for new HSBC credit cardmembers only.
- Apply for the HSBC TravelOne Credit Card, pay the annual fee (S$196.20 incl. GST), provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
- Promotion does not stack with other welcome offers from HSBC.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
For a Citi PremierMiles Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 6 July 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
For a Standard Chartered Rewards+ Credit Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 31 July 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$800 within 30 days of card approval to be eligible for reward.
- Promotion is not stackable with other welcome offers from Standard Chartered.
- Terms and Conditions apply.
Standard Chartered Pinball Sure-Win Promotion
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- Standard Chartered Pinball Sure-Win promotion runs from 26 May 2025 to 31 July 2025.
- Promotion is valid for new and existing Standard Chartered customers.
- Apply for and perform actions with selected Standard Chartered products to earn game turns for a chance at the Grand Prize:
- Receive 1x game turn when you apply and get approved for a Standard Chartered credit card during the promo period.
- Receive 1x game turn for every S$100 local spend in a single transaction on your Standard Chartered credit card.
- Receive 2x game turns for every S$100 foreign currency spend in a single transaction on your Standard Chartered credit card.
- Receive 2x game turns when you split payments of at least S$150 into interest-free instalments with SC EasyPay.
- Receive 2x game turns when you convert your credit card's balance statement into monthly instalments with SC EasyPay.
- Receive 2x game turns when you apply for a CashOne Personal Loan with min. amount of S$15,000 and min. tenure of 3 years.
- Promotion is stackable with SingSaver Exclusive Offer where applicable (additional T&Cs apply).
- Terms and Conditions apply
Your Loan Rewards & Bank Gifts
For a HSBC Advance Credit Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 6 July 2025.
- Promotion is valid for new HSBC credit cardmembers only.
- Apply and get approved for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for SingSaver Exclusive Offer reward.
- Promotion does not stack with other welcome offers from HSBC.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
For a Standard Chartered Journey Credit Card (Annual Fee Paying) of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 31 July 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Journey Card and make a min. spend of S$800 within 60 days of card approval to be eligible for reward.
- Terms and Conditions apply.
Standard Chartered Pinball Sure-Win Promotion
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- Standard Chartered Pinball Sure-Win promotion runs from 26 May 2025 to 31 July 2025.
- Promotion is valid for new and existing Standard Chartered customers.
- Apply for and perform actions with selected Standard Chartered products to earn game turns for a chance at the Grand Prize:
- Receive 1x game turn when you apply and get approved for a Standard Chartered credit card during the promo period.
- Receive 1x game turn for every S$100 local spend in a single transaction on your Standard Chartered credit card.
- Receive 2x game turns for every S$100 foreign currency spend in a single transaction on your Standard Chartered credit card.
- Receive 2x game turns when you split payments of at least S$150 into interest-free instalments with SC EasyPay.
- Receive 2x game turns when you convert your credit card's balance statement into monthly instalments with SC EasyPay.
- Receive 2x game turns when you apply for a CashOne Personal Loan with min. amount of S$15,000 and min. tenure of 3 years.
- Promotion is stackable with SingSaver Exclusive Offer where applicable (additional T&Cs apply).
- Terms and Conditions apply
Your Loan Rewards & Bank Gifts
For a Citi Cash Back+ Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 6 July 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
For a Standard Chartered Smart Credit Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 31 July 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Smart Card or Rewards+ Credit Card and make a min. spend of S$800 within 30 days of card approval to be eligible for reward.
- Promotion is not stackable with other welcome offers from Standard Chartered.
- Terms and Conditions apply.
Standard Chartered Pinball Sure-Win Promotion
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- Standard Chartered Pinball Sure-Win promotion runs from 26 May 2025 to 31 July 2025.
- Promotion is valid for new and existing Standard Chartered customers.
- Apply for and perform actions with selected Standard Chartered products to earn game turns for a chance at the Grand Prize:
- Receive 1x game turn when you apply and get approved for a Standard Chartered credit card during the promo period.
- Receive 1x game turn for every S$100 local spend in a single transaction on your Standard Chartered credit card.
- Receive 2x game turns for every S$100 foreign currency spend in a single transaction on your Standard Chartered credit card.
- Receive 2x game turns when you split payments of at least S$150 into interest-free instalments with SC EasyPay.
- Receive 2x game turns when you convert your credit card's balance statement into monthly instalments with SC EasyPay.
- Receive 2x game turns when you apply for a CashOne Personal Loan with min. amount of S$15,000 and min. tenure of 3 years.
- Promotion is stackable with SingSaver Exclusive Offer where applicable (additional T&Cs apply).
- Terms and Conditions apply
Your Loan Rewards & Bank Gifts
For a Citi Cash Back Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 6 July 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
For a Standard Chartered Simply Cash Credit Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 31 July 2025.
- Promotion is valid for new Standard Chartered credit cardmembers only.
- Apply for the Standard Chartered Simply Cash Credit Card and make a min. spend of S$800 within 30 days of card approval to be eligible for reward.
- Promotion does not stack with other welcome offers from Standard Chartered.
- Terms and Conditions apply.
Standard Chartered Pinball Sure-Win Promotion
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- Standard Chartered Pinball Sure-Win promotion runs from 26 May 2025 to 31 July 2025.
- Promotion is valid for new and existing Standard Chartered customers.
- Apply for and perform actions with selected Standard Chartered products to earn game turns for a chance at the Grand Prize:
- Receive 1x game turn when you apply and get approved for a Standard Chartered credit card during the promo period.
- Receive 1x game turn for every S$100 local spend in a single transaction on your Standard Chartered credit card.
- Receive 2x game turns for every S$100 foreign currency spend in a single transaction on your Standard Chartered credit card.
- Receive 2x game turns when you split payments of at least S$150 into interest-free instalments with SC EasyPay.
- Receive 2x game turns when you convert your credit card's balance statement into monthly instalments with SC EasyPay.
- Receive 2x game turns when you apply for a CashOne Personal Loan with min. amount of S$15,000 and min. tenure of 3 years.
- Promotion is stackable with SingSaver Exclusive Offer where applicable (additional T&Cs apply).
- Terms and Conditions apply
Your Loan Rewards & Bank Gifts
For a HSBC Live+ Credit Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 6 July 2025.
- Promotion is valid for new HSBC credit cardmembers only.
- Apply and get approved for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for SingSaver Exclusive Offer reward.
- Promotion does not stack with other welcome offers from HSBC.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
For a Citi Rewards Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 6 July 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
For a HSBC Revolution Credit Card of S$ over months, you’ll enjoy via Singsaver
SingSaver Exclusive Offer
You’re eligible to choose one reward based on your loan amount and tenure:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 6 July 2025.
- Promotion is valid for new HSBC credit cardmembers only.
- Apply and get approved for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for SingSaver Exclusive Offer reward.
- Promotion does not stack with other welcome offers from HSBC.
- Terms and Conditions apply.
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