Curated Page for Citi and HSBC Credit Cards
Updated: 23 Jun 2025
Discover the best credit cards in Singapore on SingSaver! Whether you’re after air miles, cashback or reward points, we’ve got you covered. Explore a range of cards from top banks and financial institutions in Singapore, and find the perfect card for your lifestyle and spending habits.
Discover the best credit cards in Singapore on SingSaver! Whether you’re after air miles, cashback or reward points, we’ve got you covered. Explore a range of cards from top banks and financial institutions in Singapore, and find the perfect card for your lifestyle and spending habits.
Why Trust SingSaver
Personal finance is not just about finding the cheapest products, but also about making smart financial decisions.
SingSaver's expert team analyses and compares over 350 financial products from more than 60 trusted financial institutions, spanning 42 categories including credit cards, loans, investments, and insurance.
Every month, over 2 million users visit SingSaver and Seedly, with more than 100,000 users applying for financial and insurance products through our platform.
As a leading personal finance comparison platform in the Asia-Pacific region, SingSaver is part of a company publicly listed on the NASDAQ Stock Exchange (NASDAQ: MNY).
Card | Hot Reward Pick | SingSaver Reward | Card Benefit | Min. Annual Income | Annual Fee | |||
|---|---|---|---|---|---|---|---|---|
 | Citi PremierMiles Card | S$999 | 1.2 - 10miles / dollar | S$30,000 | S$196.20 | |||
 | Citi Rewards Card | S$999 | 1 - 10points / dollar | S$30,000 | S$196.20 | |||
 | HSBC TravelOne Credit Card | S$1,059 | 1.2 - 2.4miles / dollar | S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore | S$196.20 | |||
 | HSBC Revolution Credit Card | S$1,059 | 4miles / dollar | S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore | No Annual Fee | |||
 | Citi Cash Back+ Card | S$999 | 1.60 % cashback | S$30,000 | S$196.20 | |||
 | HSBC Live+ Credit Card | S$1,059 | 0.3 - 8 % cashback | S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore | S$196.20 | |||
 | Citi Cash Back Card | S$999 | 0.2 - 8 % cashback | S$30,000 | S$196.20 | |||
 | HSBC Advance Credit Card | S$1,059 | 1.5 - 2.5 % cashback | S$30,000 for Singapore citizen or Permanent residents; S$40,000 for self-employed or commission-based Singapore Citizen or Permanent Resident; S$60,000 for foreigner residing in Singapore | S$196.20 | |||
 | Citi Prestige Card | S$829 | 3.25 - 5points / dollar | S$120,000 | S$651.82 | |||
 | Citi SMRT Card | S$999 | 0.3 - 5 % cashback | S$30,000 | S$196.20 | |||
 | Citi M1 Platinum Visa Card | S$999 | 0.3 - 10 % cashback | S$30,000 | S$196.20 |
Show All Cards (11)
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Your Loan Rewards & Bank Gifts
Citi PremierMiles Card
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for the Citi PremierMiles Card and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Some rewards will require an additional top-up to claim.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
Citi Rewards Card
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Some rewards will require an additional top-up to claim.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
HSBC TravelOne Credit Card
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new HSBC credit cardmembers only.
- Apply for the HSBC TravelOne Credit Card, pay the annual fee (S$196.20 incl. GST), provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for reward.
- Promotion does not stack with other welcome offers from HSBC.
- Terms and Conditions apply.
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
HSBC Revolution Credit Card
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new HSBC credit cardmembers only.
- Apply and get approved for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for SingSaver Exclusive Offer reward.
- Promotion does not stack with other welcome offers from HSBC.
- Terms and Conditions apply.
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
Citi Cash Back+ Card
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Some rewards will require an additional top-up to claim.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
HSBC Live+ Credit Card
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new HSBC credit cardmembers only.
- Apply and get approved for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for SingSaver Exclusive Offer reward.
- Promotion does not stack with other welcome offers from HSBC.
- Terms and Conditions apply.
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
Citi Cash Back Card
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Some rewards will require an additional top-up to claim.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
HSBC Advance Credit Card
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new HSBC credit cardmembers only.
- Apply and get approved for select HSBC credit cards, provide your marketing consent to HSBC and make a min. spend of S$500 by the end of the following month from card approval date to be eligible for SingSaver Exclusive Offer reward.
- Promotion does not stack with other welcome offers from HSBC.
- Terms and Conditions apply.
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
Citi Prestige Card
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
Citi SMRT Card
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Some rewards will require an additional top-up to claim.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
Your Loan Rewards & Bank Gifts
Citi M1 Platinum Visa Card
SingSaver SG60 Flash Deal
You’re eligible to choose one reward:
Show T&Cs
- SingSaver SG60 Flash Deal promotion runs from 4 August 2025 to 10 August 2025.
- Promotion is valid for new Citi / HSBC / Standard Chartered credit cardmembers only.
- Be one of the first 20 applicants at 12pm, 6pm, and 10pm (60 total winners daily) during the flash deal period to apply and meet the minimum spend criteria to be eligible for the S$60 Bonus Cash Flash Deal reward.
- Flash Deal reward will be received on top of existing SingSaver Exclusive reward.
- Pool of selected winners is shared across all participating cards.
- Terms and Conditions apply.
SingSaver Exclusive Offer
You’re eligible to choose one reward:
Show T&Cs
- SingSaver Exclusive Offer promotion is valid until 10 August 2025.
- Promotion is valid for new Citi credit cardmembers only.
- Apply for participating Citi credit cards and make a min. spend of S$500 within 30 days of card approval to be eligible for reward.
- Some rewards will require an additional top-up to claim.
- Fastest Reward Fulfilment: Receive your reward in as little as 4 weeks!
- Promotion does not stack with other welcome offers from Citibank.
- Terms and Conditions apply.
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