HSBC Visa Platinum Credit Card

Updated: 18 Aug 2026
HSBC Visa Platinum Credit Card
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Why apply now?
Best in Market $450 Cash💵
Annual Fee
S$196.20
Min. Annual Income
S$30,000
Supported Payment Network:
VISA
Supported Payment Type:

Highlights

SingSaver's Take

Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.
5% cash rebate on local dining and groceries (including food deliveries and online groceries).
Up to 17% instant discount plus 5% cash rebate on fuel spending at Caltex and Shell stations.

Things to Consider

Dining rebate
Supermarket rebate
Petrol rebate

Benefits

Cashback Local
5 %
Cashback Dining
5 %
Cashback Supermarket
5 %
Cashback Petrol
5 %
Cashback Base Rate
5 %
Cashback Overseas
5 %

Air Miles Conversion Fee
S$ 40

Rewards Points Baseline
1 point / dollar

Fees & Charges

Annual Fee
S$ 196.20
Foreign Currency Transaction Fee
3.25 %
Air Miles Conversion Fee
S$ 40
Cash Advance Service Charge
S$ 15

Late Payment Charge
S$ 100

Installment Rate
0 %
Installment Tenure
Up to 24 months
Installment Processing Fee
From 3 %

Eligibility

Minimum Age
21 years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 600 per month

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HSBCHSBC TravelOne Credit Card
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SingSaver Promo Code
Annual Fee
S$196.20
No Annual Fee
S$196.20
Cashback Local
5 - 8%
2.5 %
Airmiles Base Rate
0.4 miles / dollar
1.2 miles / dollar

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