HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

The HSBC Visa Platinum Credit Card is a rebate card that rewards you for spending on your family. Cardholders will enjoy 5% cash rebate on family expenses, which include dining, groceries and fuel. You'll also enjoy 1 Reward point for every dollar that you spend on this card. If paired with the HSBC Everyday+ Rewards Programme, you'll stand to earn an addition 1% cashback. This card also comes with a complimentary membership to the ENTERTAINER with HSBC.
layers

Highlights

Cashback Dining
5  %
Cashback Supermarket
5  %
Cashback Petrol
5  %
Monthly Spend Required
S$ 600  per month
info
Offer Available
Up to S$1,800 cashback
Welcome Offer
Up to S$1,800 cashback
  • Promotion is valid until 31 August 2024.
  • Promotion is valid for new and existing HSBC credit cardmembers.
  • Apply for a new Cash Instalment Plan with a min. loan amount of S$10,000 and tenure of 3 years with marketing consent, text CIPSS <space> last 4 digits of your HSBC credit card to 74722 and get approved by 30 September 2024 to be eligible for reward.
  • Cashback received is based on 1% of the approved loan principal amount, capped at S$1,800.
  • Terms and Conditions apply.

Things to consider

check

Dining rebate

check

Supermarket rebate

check

Petrol rebate

remove

Rebate cap applied

sentiment_satisfied

Benefits

Cashback

credit_card
Cashback Base Rate
5  %
location_on
Cashback Local
5  %
flight
Cashback Overseas
5  %
restaurant
Cashback Dining
5  %
shopping_cart
Cashback Supermarket
5  %
local_gas_station
Cashback Petrol
5  %
sports_score

Quick Facts

check_circle

Borrow up to 90% of your available credit limit, enjoy interest rates as low as 2.6% p.a., and get flexible payment terms up to 60 months when you apply with promo code CIPSS. T&Cs apply.

check_circle

5% cash rebate on local dining and groceries (including food deliveries and online groceries).

check_circle

Up to 17% instant discount plus 5% cash rebate on fuel spending at Caltex and Shell stations.

check_circle

1X reward point per dollar spent.

check_circle

Receive complimentary access to ENTERTAINER with HSBC app, with over 1,000 1-for-1 deals on dining, lifestyle and travel worldwide.

help

Min. spending of S$600 per month, for all 3 months in a quarter, required to earn 5% cash rebate.

help

Cashback capped at S$250 per quarter.

help

Cash rebates are credited quarterly instead of monthly.

rule_folder

Eligibility

Eligibility

Minimum Age
21  years old
Min. Annual Income
S$ 30,000
Monthly Spend Required
S$ 600  per month
info
local_atm

Fees / Repayment

Fees

Annual Fee Waiver
2 years
Annual Fee
S$ 196.2
info
Foreign Currency Transaction Fee
3.25  %
Cash Advance Service Charge
S$ 15
info
Air Miles Conversion Fee
S$ 40
info

Repayment

Minimum Payment
3  %
info
Late Payment Charge
S$ 100
info
Interest on Purchase
26.9  %
Interest on Cash Advance
28  %
Interest Free Period
20  Days
grid_view

Others

Association

VISA Platinum

Supported Payment Type

Google Pay

Apple Pay

Tags

HSBC Visa Platinum Credit Card HSBC Visa Platinum Credit Card